AVP, Portfolio Credit Analytics (L10)

Job Description:

Role Title: AVP, Portfolio Credit Analytics (L10)

Company Overview:

Synchrony (NYSE: SYF) is a premier consumer financial services company delivering one of the industry s most complete digitally enabled product suites. Our experience, expertise and scale encompass a broad spectrum of industries including digital, health and wellness, retail, telecommunications, home, auto, outdoors, pet and more.

Organizational Overview:

Credit Team decisions credit actions across the lifecycle of a customer from acquisition to account management to collections and recovery we work towards managing credit and fraud losses and elevating customer experience through powerful and proprietary insights on customer risk and credit behaviors. The actionable insights are driven by access to numerous alternative data sources, new age technologies, focused strategies, emerging algorithms, and predictive precision. Spread across 10 pillars the credit team in India caters to the entire gamut of decision sciences, from data management to model development to strategy design, and bringing it all to life through technology, and managing within the guardrails of our regulatory requirements. As part of the team, you will have access to unique product propositions, functional and leadership training, interaction with executive leadership team and a myriad of diverse perspectives.

Role Summary/Purpose:

AVP, Portfolio Credit Analytics will be responsible for providing end to end analytical support and solutions to PCMs supporting Verizon within the Digital platform space. The role requires collaboration with Strategy, Infrastructure, Client, Finance and Marketing teams to provide analytical support, development and implementation of new strategies, products, and capabilities. It further requires a deep understanding of products, data, processes and the use analytical methods/tools for credit risk evaluation, delinquency/loss mitigation and portfolio monitoring as well as providing guidance to junior level resources as needed. The position reports into VP, Portfolio Credit Analytics Leader within the India Credit Organization.

Key Responsibilities:

Required Skills/Knowledge:

Desired Skills/Knowledge:

Eligibility Criteria:

Bachelors degree with quantitative underpinning (i.e., Data Science, Computer Science, Risk, Accounting, Business, Economics, Finance, Mathematics, Statistics, Engineering) with 4+ years of experience in consumer and/or commercial Credit/Risk, or Analytics role. OR in lieu of a degree, 6+ years of experience in Programming/Analytics ideally in support of Risk, Credit, Finance, Accounting, Consumer Lending, or other relevant professional experience.

Work Timings:

This role qualifies for Enhanced Flexibility and Choice offered in Synchrony India and will require the incumbent to be available between 06:00 AM Eastern Time 11:30 AM Eastern Time (timings are anchored to US Eastern hours and will adjust twice a year locally). This window is for meetings with India and US teams. The remaining hours will be flexible for the employee to choose. Exceptions may apply periodically due to business needs. Please discuss this with the hiring manager for more details.

For Internal Applicants:

Grade/Level: 10

Job Family Group: