Risk Analyst

We are seeking self-motivated and analytically driven professionals to join our Risk Analytics team. The ideal candidate to have a strong background in Credit Risk or Portfolio Risk Management, with the ability to derive actionable insights through robust data analysis. You will work closely with cross-functional teams and contribute toward maintaining and improving portfolio quality across lending products.

Key Responsibilities

• Develop insights and recommendations to support business decisions and risk mitigation strategies
• Contribute to Expected Credit Loss (ECL) modeling, loss forecasting, and stress testing exercises
• Evaluate Early Warning Signal (EWS) frameworks using internal and external data sources as well as developing & deploying new models
• Collaborate with Credit, Product, and Business teams to drive risk-based strategies
• Participate in portfolio performance reviews and highlight emerging risk trends

Required Skills & Competencies

• Experience in portfolio risk assessment, especially in Retail and/or SME lending
• Strong analytical skills with an eye for detail and a problem-solving mindset
• Proficiency in Python for data analysis and model development
• Advanced Excel user able to work with pivot tables, lookups, and automation
• Self-starter with the ability to work independently as well as in a team environment
• Familiarity with credit appraisal processes and risk assessment methodologies is an added advantage

Educational Qualifications

• CA / MBA / B.Tech / Postgraduate degree in Statistics, Economics, or related quantitative field

Experience

• 1-2 years of experience in the lending business of a Bank or NBFC
• Preferably worked in Credit Risk / Portfolio Monitoring / Risk Analytics functions