
Federal Bank

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About Federal Bank

Federal Bank, one of the leading private sector banks with presence across the country, began its journey from humble backgrounds to reach the stature of an institution with national prominence & character. With a rich legacy of 7 decades, the Bank aspires to be the most admired Bank in the country and fueling its dreams are the 18.5 million and growing customer base who have always been loyal to the Bank as the Bank is to them. Headquartered in Aluva, Kerala, the Bank’s scrips are widely held and are listed in the Bombay Stock Exchange and National Stock Exchange in India. The Bank’s global depository receipts are listed on the London Stock Exchange. The Bank has built its empire on the twin values of ethics and excellence, and this has propelled the Bank throughout its journey.
Over 1,518 branches, 2042+ ATMs/ Cash Recyclers and a committed, experienced & energetic workforce, Federal Bank now has its presence across the nation. To service the NRIs, who have been its pillars of strength, the Bank operates Representative Offices at Dubai and Abu Dhabi in the UAE. The Bank today handles one fifth of the total NR remittance to the country and this is testimony to its relationship with the NR diaspora. The Bank also has an IFSC Banking Unit (IBU) in Gujarat International Finance Tec-City (GIFT City).
Transformation is inevitable and for Federal Bank it has been no different. The Bank believes in transforming itself, keeping its principles intact, to match the beats of the industry and the expectations of its stakeholders. Technology is the new buzzword, and it has left its indelible mark in the banking industry as well.
Disclaimer: Federal Bank advices against sharing any confidential information on social media handles of the Bank
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![]() | ![]() Change Company | ![]() Change Company | ![]() Change Company | |
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Overall Rating | 3.8/5 based on 941 reviews | 4.0/5 based on 42.1k reviews | 3.9/5 based on 43.7k reviews | 3.7/5 based on 28.4k reviews ![]() |
Highly Rated for | Salary Job security | Job security Skill development Company culture | Job security Skill development | ![]() No highly rated category |
Critically Rated for | Promotions Work satisfaction | ![]() No critically rated category | Promotions | Promotions |
Primary Work Policy | Work from office 94% employees reported | Work from office 91% employees reported | Work from office 84% employees reported | Work from office 79% employees reported |
Rating by Women Employees | 3.8 Good rated by 234 women | 3.9 Good rated by 11.1k women | 3.7 Good rated by 9.4k women | 3.6 Good rated by 6.1k women |
Rating by Men Employees | 3.8 Good rated by 652 men | 4.0 Good rated by 29.1k men | 3.9 Good rated by 32.3k men | 3.8 Good rated by 21.1k men |
Job security | 4.1 Good | 4.1 Good | 4.0 Good | 3.7 Good |
Federal Bank Salaries
Probationary Officer

Relationship Manager

Officer

Associate Vice President

Credit Analyst

Credit Manager

Clerk

Branch Manager

Branch Head

Senior Manager & Branch Head

Federal Bank Interview Questions
Federal Bank News
Nifty Bank Prediction today – Jun 26, 2025: Intraday trend remains uncertain
- Nifty Bank's intraday trend remains uncertain with a bearish advance/decline ratio of 4/8.
- Top performers include HDFC Bank and AU Small Finance Bank, up 0.8% each, while top losers are The Federal Bank (down 1.7%) and Bank of Baroda (down 1.2%).
- Nifty Private Bank has gained 0.2%, surpassing Nifty PSU Bank (-0.5%), indicating private banks are outperforming their public sector counterparts.
- Nifty Bank futures for June expiry opened higher at 56,670 (0.1% increase) and face resistance at 56,880 with support levels at 56,380 and 56,250.

Scapia launches new dual-network card with Federal Bank
- Scapia has launched a new dual-network card with Federal Bank featuring VISA and RuPay for various transactions.
- Users can manage credit and UPI spends through RuPay on a single platform.
- The card offers zero forex markup on international transactions and provides unlimited domestic lounge access.
- Users can earn rewards on eligible transactions and access travel benefits through the Scapia app.
- Anil Goteti, Founder and CEO of Scapia, highlighted the card's versatility and user benefits.
- Scapia introduced platform enhancements including train booking waitlist navigation and improved accommodation reservations.
- The company also launched custom fare options for students and redesigned its rewards program.
- Founded in 2022, Scapia secured $40 million in Series B funding in April 2025 from Peak XV Partners and other investors.
- Scapia's previous co-branded credit card with Federal Bank, based on VISA, could be used in over 150 countries.
- The company's focus remains on reimagining credit experiences for a mobile-driven travel-oriented audience.

Scapia launches new dual-network card with Federal Bank
- Scapia has launched a new dual-network card with Federal Bank offering VISA and RuPay for various transactions in one credit card statement.
- Users can manage credit and UPI spends through RuPay in a single place with zero forex markup on international transactions.
- The card provides unlimited domestic lounge access, complimentary dining, shopping, and spa benefits at airport outlets.
- Users can earn rewards on transactions and travel benefits through the Scapia app.
- Anil Goteti, Founder and CEO of Scapia, emphasized the product's mobile-first approach, combining Visa's reach, RuPay's UPI innovation, and Federal Bank's trust.
- Scapia introduced platform enhancements, like train booking waitlist navigation recommendations and improved accommodation booking experiences.
- Custom fare options for students and senior citizens and a redesigned rewards program, Scapia Coins, were also part of the upgrades.
- Scapia secured $40 million in Series B funding led by Peak XV Partners in April 2025, with contributions from existing investors.
- In 2023, Scapia launched a co-branded credit card with Federal Bank, accessible through the Scapia app and usable in over 150 countries.

Federal Bank Bets Big On MSME Growth To Offset Margin Pressure
- Federal Bank is focusing on expanding its MSME loan book by 18-19% year-on-year in the current financial year to counter margin pressure from interest rate cuts.
- The bank's total loan book for the quarter ended March was at Rs 2.42 lakh crore with commercial banking at 11%, retail at 56%, and corporate at 33%.
- Federal Bank's business banking segment has significant exposure to MSMEs, followed by commercial and corporate books with MSME borrowers.
- While cautious on infrastructure, the bank is optimistic about sectors like auto, auto ancillary, textiles, and railways within the MSME segment.
- The bank aims to increase its net interest margins to 3.52% in the next three years and sees growth opportunities in the MSME segment supported by government schemes.
- Commercial credit to the MSME sector grew 13% YoY reaching Rs 35.2 lakh crore as of March 31, benefiting from credit to existing borrowers.
- Federal Bank's medium-term strategy involves shifting towards mid-yielding categories from high-yielding to mitigate slowdowns in retail and corporate credit segments.
- The bank plans to reshape its advance mix by increasing mid-yielding books, supporting NIMs despite rising deposit costs.
- The bank expects a potential turnaround in its microfinance institution and personal loan books by the end of the current financial year.
- As of March 31, Federal Bank's MFI book was 3% of its retail book, totaling Rs 4,110 crore, with personal loans and credit cards at Rs 3,789 crore and Rs 3,550 crore respectively.

Nifty Bank Prediction today – Jun 5, 2025: Range-bound movement continues
- Nifty Bank index shows bearish bias with advance/decline ratio at 3/9.
- Top gainers include HDFC Bank and ICICI Bank, while top losers are The Federal Bank and Bank of Baroda.
- Nifty PSU Bank sector is weakest with a 0.4% loss, while Nifty Private Bank is trading flat.
- Nifty Bank futures struggling within the range of 55,500-55,850, with support at 55,500 and resistance at 55,850.

Analysis: SBI to net robust gains on its shareholding in Yes Bank
- SBI to sell a portion of its investment in Yes Bank to SMBC at ₹21.50 per equity share, doubling its investment in five years.
- SBI had initially invested ₹6,050 crore to acquire a 49% stake in Yes Bank at ₹10 per equity share, and will now sell 13.19% stake for about ₹8,889 crore.
- Other banks including HDFC Bank, ICICI Bank, Kotak Mahindra Bank, Axis Bank, IDFC First Bank, Federal Bank, and Bandhan Bank will collectively sell 6.81% stake in Yes Bank to SMBC for around ₹4,594 crore.
- SMBC's additional stake purchase in Yes Bank allows them to nominate two directors on the bank's Board and recommend a senior Banker to lead the bank post the current CEO's term ends in October 2025.

SMBC to Acquire 20% Stake in YES Bank, Becoming Largest Shareholder
- Sumitomo Mitsui Banking Corporation (SMBC) to acquire a 20% stake in YES Bank, becoming the bank's largest shareholder.
- The stake includes 13.19% from State Bank of India (SBI) and 6.81% from a group of Indian banks under the Reconstruction Scheme.
- SBI will retain a stake of over 10% while the selling banks include Axis Bank, Bandhan Bank, Federal Bank, HDFC Bank, ICICI Bank, IDFC First Bank, and Kotak Mahindra Bank.
- The deal, subject to regulatory approvals, is described as the largest cross-border investment in India's banking sector and marks a pivotal step in YES Bank's growth journey.

Stock Market Today: All You Need To Know Going Into Trade On May 12
- India's benchmark equity indices saw a decline amid rising tensions between India and Pakistan, with NSE Nifty 50 and BSE Sensex closing lower after a volatile session.
- Key data to watch includes the release of April's consumer price index (CPI) inflation, with a projected rise of 3.2% following March's 3.34% drop.
- Earnings to watch for include Tata Steel, Bajaj Electricals, Carborundum Universal, CARE Ratings, and others across various sectors.
- Key earnings reactions include varying performance from companies like Dr Reddy's Laboratories, GE Shipping, Relaxo Footwares, and Bank of India.
- Stocks in focus include updates on companies like IndusInd Bank, State Bank of India, Federal Bank, Cyient DLM, and Yes Bank regarding stake sales and management changes.
- In the bulk deal segment, Oxbow Master Fund and BOFA Securities Europe Sa made significant share transactions, impacting the market.
- Trading tweaks observed included a price band change for Carraro India and exclusions from ASM Framework for companies like Manorama Industries and Paras Defence.
- In the F&O segment, Nifty May Futures and Options data, along with securities in the ban period, indicated market trends and sentiment.
- On the money market front, the rupee appreciated against the US dollar, while the yield on the 10-year government bond ended lower.
- Overall, the day poses a mix of earnings reports, stake sale announcements, market transactions, and economic data that will drive trading decisions.

Stocks To Buy Today: Tata Motors, Marico, Federal Bank, Biocon, Aditya Birla Fashion
- Analysts recommend buying Tata Motors, Marico, Federal Bank, Biocon, and Aditya Birla Fashion stocks on Thursday.
- Tata Motors has a buy recommendation with a target price of Rs 759 and a stop loss of Rs 633.
- Marico is advised as a buy at Rs 730, with a target of Rs 783 and a stop loss of Rs 694.
- Federal Bank, Biocon, and Aditya Birla Fashion also have buy recommendations with target prices of Rs 210, Rs 375, and Rs 296 respectively.

JSPL, Phoenix Mills, Federal Bank, Bandhan Bank, Star Health, Ujjivan SFB & More Q4 Review: HDFC Securities
- HDFC Securities recommends 'Buy' rating for Jindal Steel, Phoenix, Federal Bank and 'Reduce' call for Bandhan Bank, Shoppers Stop
- They also suggest an 'Add' rating for Star Health and Ujjivan SFB
- Federal Bank's Q4 FY25 earnings were in line with estimates with strong fee income and lower credit costs offset by lower growth on both sides of the balance sheet
- Deposit growth for Federal Bank was lower than expected, while the CASA ratio remained stable at 30.2%


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