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CRED Software Engineer salaries in India (Updated 2025)

Annual salary range
1 - 8 years exp.
₹26.3 Lakhs - ₹53.9 Lakhs
Avg. annual salary
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Monthly In-hand Salary

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Software Engineer Salary at CRED ranges between ₹26.3 Lakhs to ₹53.9 Lakhs per year for employees with experience between 1 year to 8 years. Salary estimates are based on 72 latest salaries received from various... Read more

328% more than the average Software Engineer Salary in FinTech Companies for 1 - 8 years of experience

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Last Updated: 27 Jun 2025

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₹20.1 L/yr - ₹35 L/yr

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View all

Latest annual salaries shared by CRED Software Engineer

2mo ago
₹60 Lakhs
8 years exp.
3mo ago
₹28.5 Lakhs
2 years exp.
4mo ago
₹21 Lakhs
2 years exp.
4mo ago
₹29 Lakhs
2 years exp.
4mo ago
₹48 Lakhs
7 years exp.
4mo ago
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2 years exp.
5mo ago
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5 years exp.
5mo ago
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1 year exp.
7mo ago
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5 years exp.
8mo ago
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4 years exp.

CRED Software Engineer salaries by

Years of experience Avg. annual salary
1 year  (19 salaries)

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₹26.3 L/yr - ₹36.4 L/yr
2 years  (17 salaries)

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₹26.3 L/yr - ₹38 L/yr
3 years  (12 salaries)

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₹26.3 L/yr - ₹45 L/yr
4 years  (6 salaries)

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₹34 L/yr - ₹47 L/yr
5 years  (7 salaries)

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₹33.8 L/yr - ₹53.9 L/yr
View all salaries by experience

Similar Designation Salaries at CRED

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₹36 L/yr - ₹75 L/yr

Senior Engineer Salary
(AmbitionBox Estimate)
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₹34.2 L/yr - ₹43.7 L/yr

System Engineer Salary
(AmbitionBox Estimate)
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₹29.7 L/yr - ₹37.9 L/yr

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₹19 L/yr - ₹79.2 L/yr

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₹27 L/yr - ₹68 L/yr

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₹15.2 L/yr - ₹45.5 L/yr

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Top trending discussions

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Salary Discussions, Hike & Promotions
6d
a full stack developer
No Salary Discussion in My Appraisal — What’s Your Experience?
In my appraisal meeting, they didn’t ask or discuss my expectations about my salary or hike percentage. The entire discussion was only about feedback and performance review. After the meeting, I asked why they didn’t allow me to share my expectations or reveal my hike numbers. They told me that the hike numbers would be decided only by the owner and then they would inform me. I feel an appraisal meeting should include open discussion about both performance and future expectations. What are your thoughts? Does this happen in your company too?
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Salary related reviews for CRED

4.7

Rated by 4 employees for salary & benefits

Full Time

 · 

Engineering - Software & QA Department

3.0
  •  updated on 17 Jul 2024

5.0
 for  Salary and Benefits

Likes

Flexible working hours, good base pay, used to like culture

  • Salary - Excellent
  • +2 more

Dislikes

...nagers are not even technically competant and boot lickers, terrible appraisals so if joining make sure your initial pay is high.

read more
  • Job security - Poor
  • +1 more

Full Time

 · 

Engineering - Software & QA Department

4.0
  •  updated on 30 Aug 2024

4.0
 for  Salary and Benefits

Likes

Great and supportive management. Flexible working hours and great base pay. Management is open to hear feedback and you can directly walk up and ask questions. Lot of flexibility is given decision making and trust is given while taking bets.

read more
  • Salary - Good
  • +6 more

Dislikes

Culture is going downhill a bit but can be worked upon to be as good as it was a while back. Can set clear vision for company and have clear priorities org wide.

read more

Full Time

 · 

Engineering - Software & QA Department

3.0
  •  updated on 22 Jun 2024

5.0
 for  Salary and Benefits

Likes

* initially, culture at cred was very good. * pay scale is very good. * good team mates

read more
  • Salary - Excellent
  • +2 more

Dislikes

* paradise for bootlickers. * in last 5-6 months, cred culture changed a lot. * silent layoffs in form of PIP. * no learning.

read more
  • Skill development - Bad
  • +2 more

Contractual

 · 

Merchandising, Retail & eCommerce Department

1.0
  •  updated on 29 Jun 2024

1.0
 for  Salary and Benefits

Dislikes

No dedicated process and also no pay scale! Work is not getting recognised and even if you work the credit is taken by others. To be honest their is no clarity in what needs to be done and to whom we should assign what work, in the name of startup culture they are simply confusing everyone.

read more
  • Salary - Bad
  • +6 more

Full Time

 · 

Sales & Business Development Department

1.0
  •  updated on 21 Apr 2025

1.0
 for  Salary and Benefits

Dislikes

"It has been observed that the head of operations at Dreamplug Technologies displays aggressive behavior that hinders the growth and wellbeing of employees. The dictatorial approach of this individual has reportedly resulted in a detrimental impact on the career progression and morale of several team members. It is crucial for the organization to address such behavior to uphold a positive work environment where all employees feel valued and supported in their professional growth."

read more
  • Salary - Bad
  • +6 more
see more salary related reviews

CRED Software Engineer Salary FAQs

What is the salary of Software Engineer at CRED ?
The average salary of a Software Engineer at CRED in India typically ranges from ₹26.3 Lakhs to ₹53.9 Lakhs per year, depending on experience (from 1 year to 8 years).

The top 10% of Software Engineer at CRED earn more than ₹60.0 Lakhs per year, and the top 1% earn over ₹70.0 Lakhs per year. Software Engineer Salaries at CRED can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 70+ CRED employees in India.
What is the estimated take home salary of a Software Engineer at CRED in India?
The estimated take-home salary of a Software Engineer at CRED in India typically ranges from ₹2,30,423 to ₹2,39,704 per month. This is based on the average salary range of ₹26.3 Lakhs to ₹53.9 Lakhs per year for employees with experience ranging from 1 year to 8 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 70+ salaries received from various employees of CRED . Check how we calculate in-hand salary with our in-hand salary calculator.
What is the salary of a Software Engineer in companies similar to CRED in India?
The salary of a Software Engineer at companies similar to CRED in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Ocrolus East ₹26.8 Lakhs to ₹42.0 Lakhs per year
Jupiter Money ₹20.1 Lakhs to ₹35.0 Lakhs per year
Money View ₹16.4 Lakhs to ₹36.8 Lakhs per year
Uni Cards ₹19.4 Lakhs to ₹30.3 Lakhs per year
KhataBook ₹17.5 Lakhs to ₹30.0 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.
How the salary growth look like for a Software Engineer at CRED in India?
The salary growth for a Software Engineer at CRED depends on factors such as experience, performance, and promotions. On average, a Software Engineer can expect the following growth trajectory at CRED :

Experience Average Salary Range
1 year ₹26.3 Lakhs to ₹36.4 Lakhs per year
2 years ₹26.3 Lakhs to ₹38.0 Lakhs per year
3 years ₹26.3 Lakhs to ₹45.0 Lakhs per year
4 years ₹34.0 Lakhs to ₹47.0 Lakhs per year
and so on.

Tell us how to improve this page.

CRED Software Engineer salary in India ranges between ₹26.3 Lakhs to ₹53.9 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 72 CRED latest salaries received from various employees of CRED .