Svatantra Microfin Audit Associate Interview Questions and Answers

Q1. Stakeholder management
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Q1. What is Disaster management
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Disaster management involves planning, coordinating, and implementing measures to prevent, prepare for, respond to, and recover from natural or man-made disasters.
• Involves risk assessment, mitigation, preparedness, response, and recovery

• Requires coordination among various stakeholders such as government agencies, NGOs, and communities

• Examples include creating evacuation plans for hurricanes, setting up emergency shelte...read more
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It was very nice test and HR is very helpful

Q1. Question was domain related
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Q2. Provide all answer very simple way
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This question assesses your problem-solving skills and ability to communicate effectively.
• Listen carefully to the question before answering.

• Break down the problem into smaller parts.

• Provide a clear and concise answer.

• Use examples to illustrate your points, like a past experience.
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Q1. HRabout my experience and about company
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Q1. Related profile, regarding LOS and LMS lending application questions
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Q1. About past experience
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I have diverse experiences in project management, team leadership, and strategic planning across various industries.
• Led a cross-functional team to successfully launch a new product, resulting in a 20% increase in market share.

• Managed a $1M budget for a marketing campaign that exceeded ROI expectations by 30%.

• Implemented process improvements that reduced project delivery time by 15%, enhancing overall team efficiency.

• Co...read more
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Q2. Grilling on past experience
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Q3. Personal Loans deep dive on product
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Q1. Past experience, Regulatory Analytics and hands on SQL and excel
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Q1. Vision, why job change and previous work EX
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Q1. Questions on credit risk which involve around pd lgd and ead
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Q2. Sas, ead, lgd, credit risk
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Q3. Credit risk and its implications
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Credit risk refers to the potential loss that a lender may incur due to a borrower's failure to repay a loan or meet contractual obligations.
• Credit risk is the risk of financial loss resulting from a borrower's failure to repay a loan or meet other financial obligations.

• It is important for financial institutions to assess and manage credit risk to protect their assets and maintain financial stability.

• Factors that contr...read more
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Q1. About yourself.
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Q2. Previous experience.
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Q3. Previous company Script
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Q1. About credit life cycle
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Q2. What is DSCR and why important while lending
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DSCR stands for Debt Service Coverage Ratio, it is important while lending to assess the borrower's ability to repay the loan.
• DSCR is a financial ratio that measures a company's ability to cover its debt obligations with its operating income.

• A higher DSCR indicates that the company has more income available to meet its debt obligations.

• Lenders use DSCR to evaluate the risk of lending money to a borrower, as a low DSCR ...read more
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