Svatantra Microfin Brach Operation Manager Interview Questions and Answers

Experienced in operations management, focusing on efficiency, team leadership, and strategic planning in various industries.

• Over 5 years of experience managing branch operations in retail, improving sales by 20% through effective team training.

• Implemented a new inventory management system that reduced stock discrepancies by 30%, enhancing overall operational efficiency.

• Led a team of 15 employees, fostering a collaborat...read more

I hail from a vibrant city known for its rich culture and diverse community, which has shaped my professional journey.

• I grew up in a city that values innovation and teamwork, which aligns with my management style.

• My hometown is famous for its annual festivals, fostering a strong sense of community.

• Living in a multicultural environment has enhanced my ability to work with diverse teams.

I previously worked at XYZ Corp, a leading logistics company specializing in supply chain management and operational efficiency.

• Managed a team of 20 employees, improving productivity by 15% through effective training programs.

• Implemented a new inventory management system that reduced stock discrepancies by 30%.

• Collaborated with cross-functional teams to streamline operations, resulting in a 20% decrease in delivery tim...read more

My previous salary was competitive and reflected my experience and contributions to the company.

• I earned a base salary of $80,000 annually.

• In addition to my base salary, I received performance bonuses that averaged $10,000 per year.

• My compensation package included health benefits and a retirement plan, which added significant value.

In CIBIL, I check the credit history and credit score of the customer. Before funding, I analyze the customer's financial stability, income, existing debts, and repayment history.

• Check credit history and credit score in CIBIL

• Analyze customer's financial stability

• Assess customer's income and existing debts

• Evaluate customer's repayment history

• Consider any previous defaults or delinquencies

DPD stands for Days Past Due. Payment history and credit utilization are more important to analyze creditworthiness.

• DPD is a measure of how many days a payment is overdue

• It is important to analyze payment history to determine if the customer pays on time

• Credit utilization is also important as it shows how much credit the customer is using compared to their limit

• Both factors can indicate the customer's ability to manage...read more

I have a Bachelor's degree in Finance and a Master's degree in Business Administration.

• Bachelor's degree in Finance

• Master's degree in Business Administration