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1,076 Axis Bank Jobs
Job Opening For Credit Underwriting -Navi Mumbai
2-7 years
₹ 2.6L/yr - 4.5L/yr (AmbitionBox estimate)
This is an estimate of the average salary range for this
position. It has not been reviewed by the company, and
the actual salary may differ.
Thane, Navi Mumbai, Badlapur
1 vacancy
Job Opening For Credit Underwriting -Navi Mumbai
Axis Bank
posted 1 day ago
Job Role Insights
Fixed timing
Key skills for the job
Job Description
About Retail and Wholesale Credit:
The Retail and Wholesale Credit department focuses on the collection of the banks various loan products like Home Loans, Car Loans, and Personal Loans among others. While underwriting department focuses on risk mitigation towards the loan offered to the customers. The department is key for the Loans business vertical as it is responsible for controlling and ensuring timely EMI collection and maintaining risk of the business.
About the Role:
The Credit Officer is responsible for the appraisal and approval of the loan application on the basis of the power delegated to the and for onward recommendation of the same to the credit team.
Key Responsibilities:
- Appraise or underwrite the loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority
- Assess the income, ability, intention, and credit behavior of the applicant and verify it documents and reference checks as well as from credit bureaus
- Evaluate all the credit risk parameters and implement measures to mitigate the same
- Prepare the Credit Approval Memo and manage the overall TAT and approval rate
- Ensure complete adherence to the laid down policy and procedure / process
Employment Type: Full Time, Permanent
Read full job description
What people at Axis Bank are saying
Rating based on 8 Credit Underwriter
reviews
Anonymous · BFSI, Investments & Trading
in Noida
Likes
Axis has a permanent hybrid work model which allows employees to work 3 days from office and 2-3 days from home. That has helped with maintaining a work life balance.
Dislikes
There is very limited scope for skill development and the culture in my team is very poor. One may come across extreme politics, ‘groupism’ and bias. Also the management can be really insensitive at times.
Credit Underwriter salary at Axis Bank
reported by
54
employees
with 1-10
years exp.
₹3.3
L/yr - ₹7
L/yr
At par with the average Credit Underwriter Salary in India
View more details
What Axis Bank employees are saying about work life
based on 28.8k employees
Strict timing
Monday to Saturday
Within city
Day Shift
Axis Bank Benefits
Submitted by Company
Loan Benefit Insurance Leaves Mobile Expense Reimbursement Meal Card Company Car Policy
Submitted by Employees
Health Insurance 
Job Training 
Soft Skill Training 
Work From Home 
Team Outings 
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