National Technical Manager - SME/LAP/CF/Real Estate (12-20 yrs)

Key Responsibilities:-

1. National level role managing Technical valuations across active locations for LAP, SME and Construction Finance

2. Managing team of Regional Technical Managers (RTM), Area Technical Managers (ATM) and Technical Managers (TM)

3. Building a strong Technical Team with local market intelligence and competition mapping

4. Identification, empanelment and management of valuation agencies for respective locations.

5. Review and approval of valuation reports with regard to valuation amounts, property rates, collateral acceptability etc.

6. Visiting large sized properties for preparing technical valuation report.

7. Review and approval of valuation reports with regard to deviations of construction norms as per local bye laws, sanction plan deviations, demolition risk and any special comments made by the valuers in the valuation reports.

8. Coordinating with valuation agencies for resolving any issues in the valuation amounts or issues arising from significant difference between two valuations.

9. Providing opinion to credit approvers in case of any issues relating to valuation.

10. Regular interaction with valuation agencies and brokers in different markets to get a sense on fair market values of properties in different geographies and other developments in the market.

11. In-depth Knowledge of Real Estate Market and Legal/Building Bye-laws.

12. Identification and updating team on market intelligence and changes happening in approval processes of the development authorities.

13. Reviewing performance of valuation agencies including TAT and service delivery and providing feedback

14. Support team in marketing of AHS Assets

15. Monitoring collateral and valuation related trends Through-The-Door and updating Senior Management for any concentration risks etc.

16. Regular interactions with Tech fraternity and up-to-date knowledge of developments in the real estate market

17. Overall Collateral management.