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City Union Bank
3.2
based on 1k Reviews

Video summary
Company Overview
Company Locations
Working at City Union Bank
Company Summary
City Union Bank offers a wide range of Banking services, Deposits, Loans, Saving/Current Accounts...
Overall Rating
3.2/5
based on 1k reviews

16% below
industry average

Critically rated for
Work satisfaction, Promotions, Work-life balance
Work Policy

Work from office
92% employees reported

Monday to Saturday
47% employees reported

Strict timing
71% employees reported

Within city
51% employees reported
View detailed work policy
Top Employees Benefits
Job/Soft skill training
39 employees reported
Health insurance
36 employees reported
Professional degree assistance
3 employees reported
Office cab/shuttle
3 employees reported
View all benefits
About City Union Bank
Founded in1904 (121 yrs old)
India Employee Count5k-10k
Global Employee Count5k-10k
India HeadquartersThanjavur, Tamil Nadu, India
Websitecityunionbank.com
Primary Industry
Other Industries
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View in video summary
City Union Bank is an Indian bank. The Kumbakonam Bank Limited, as it was at first called, was incorporated as a limited company on 31 October 1904. The bank initially preferred the role of a regional bank in the Thanjavur District Tamil Nadu.City Union Bank has now a strong network of 496 computerized branches and 1292+ ATMs which is spread throughout India.
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City Union Bank Ratings
based on 1k reviews
Overall Rating
3.2/5
How AmbitionBox ratings work?

5
274

4
238

3
205

2
104

1
204
Category Ratings
3.6
Job security
3.2
Skill development
3.0
Salary
2.8
Company culture
2.8
Work-life balance
2.8
Promotions
2.8
Work satisfaction
City Union Bank is rated 3.2 out of 5 stars on AmbitionBox, based on 1k company reviews.This rating reflects an average employee experience, indicating moderate satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at City Union Bank
based on 978 reviews
3.2
Rated by 231 Women
Rated 3.7 for Job security and 3.2 for Skill development
3.2
Rated by 747 Men
Rated 3.6 for Job security and 3.2 for Skill development
Work Policy at City Union Bank
based on 244 reviews in last 6 months

Work from office
92%

Permanent work from home
5%

Hybrid
3%
City Union Bank Reviews
Top mentions in City Union Bank Reviews
+ 5 more
Compare City Union Bank with Similar Companies
![]() | ![]() Change Company | ![]() Change Company | ![]() Change Company | |
---|---|---|---|---|
Overall Rating | 3.2/5 based on 1k reviews | 4.0/5 based on 41.8k reviews ![]() | 3.9/5 based on 43.4k reviews | 3.7/5 based on 28.2k reviews ![]() |
Highly Rated for | ![]() No highly rated category | Job security Skill development Company culture | Job security Skill development | ![]() No highly rated category |
Critically Rated for | Work-life balance Company culture Promotions | ![]() No critically rated category | Promotions | Promotions |
Primary Work Policy | Work from office 92% employees reported | Work from office 91% employees reported | Work from office 84% employees reported | Work from office 79% employees reported |
Rating by Women Employees | 3.2 Average rated by 231 women | 3.9 Good rated by 11.1k women | 3.7 Good rated by 9.3k women | 3.6 Good rated by 6.1k women |
Rating by Men Employees | 3.2 Average rated by 747 men | 4.0 Good rated by 28.9k men | 3.9 Good rated by 32.1k men | 3.8 Good rated by 20.9k men |
Job security | 3.6 Good | 4.1 Good | 4.0 Good | 3.7 Good |
View more
City Union Bank Salaries
City Union Bank salaries have received with an average score of 3.0 out of 5 by 1k employees.
Relationship Manager
(760 salaries)

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₹1.8 L/yr - ₹7 L/yr
Senior Associate
(542 salaries)

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₹2.9 L/yr - ₹6.8 L/yr
Relationship Officer
(297 salaries)

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₹2.5 L/yr - ₹6.8 L/yr
Branch Manager
(278 salaries)

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₹8.5 L/yr - ₹25 L/yr
Deputy Manager
(211 salaries)

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₹7 L/yr - ₹14.3 L/yr
Branch Development Manager
(178 salaries)

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₹4 L/yr - ₹13.4 L/yr
Senior Banking Officer
(114 salaries)

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₹3.6 L/yr - ₹7 L/yr
Branch Head
(84 salaries)

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₹8 L/yr - ₹22 L/yr
Banking Officer
(73 salaries)

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₹3 L/yr - ₹7.5 L/yr
Senior Relationship Manager
(46 salaries)

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₹3 L/yr - ₹6.6 L/yr
City Union Bank Interview Questions
A Relationship Manager was asked 4mo agoQ. What are the key functions and objectives?
An Assistant Manager was asked 3mo agoQ. How do you analyze a balance sheet?
A Deputy Manager was asked 5mo agoQ. Are you willing to do marketing?
A Data Entry Operator was asked 3mo agoQ. What security measures do you take for safe online banking?
A Branch Manager was asked 6mo agoQ. What is the formula for the current ratio?
City Union Bank Jobs
Popular Designations City Union Bank Hires for
Current Openings
City Union Bank News
View all
City Union Bank Targets To Surpass Industry Growth Rate By 2-3% In FY26
- City Union Bank's CEO N Kamakodi aims for the bank to outperform the industry growth by 2-3% in FY26.
- Kamakodi expressed confidence in sustaining a growth rate of 13% to 15% over the next five years.
- The bank follows a cautious growth strategy to ensure sustainability and profitability.
- City Union Bank has historically maintained profitability and efficiency over its 120-year history.
- The bank focuses on steady growth rather than rapid expansion to mitigate risks.
- The loan portfolio of City Union Bank is diversified, with significant exposure to MSME and agricultural sectors.
- The bank aims to reduce its cost-to-income ratio and stabilize it around 45% within five years.
- Strategic investments in capacity expansion, including retail banking, are expected to contribute to profitability from 2026-27.
- City Union Bank's shares were trading higher on the NSE amidst these growth projections.
Bloomberg Quint | 14 Jun, 2025
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City Union Bank Q4 Results Review: IDBI Capital Maintains 'Buy', Sees 24% Upside On Strong Credit Growth
- City Union Bank's credit growth improved to 14% YoY led by traditional loan segments like JL non-Agri book growing by 37% YoY and MSME book growing by 23% YoY.
- Management guidance for double-digit growth for FY26 with an expected 14% CAGR credit growth between FY25-27E.
- IDBI Capital maintains a 'Buy' rating on City Union Bank, foreseeing a 24% upside due to sustainable return ratios and strong credit growth.
- Strong credit growth and better than industry performance may lead to City Union Bank's re-rating according to IDBI Capital.
Bloomberg Quint | 5 May, 2025
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Strong operating profit pushes City Union Bank Q4 net up 13%
- City Union Bank's Q4 net profit increased by 13% driven by a 25% rise in operating profit.
- The bank recommended a dividend of ₹2 per equity share for 2024–25.
- Interest income rose by 12% and non-interest income surged by 43% in Q4FY25.
- Gross non-performing assets decreased to 3.09% in March 2025 quarter, while deposits increased by 14%.
HinduBusinessLine | 2 May, 2025

Mastercard Launches Co-Branded Credit Cards With Chennai Super Kings, Sunrisers Hyderabad; Check Features
- Mastercard has collaborated with City Union Bank (CUB) to bring its first passion cards to India.
- The four new credit cards unveiled are the CUB CSK Mastercard Platinum credit card, the CUB CSK World Mastercard credit card, the CUB SRH Mastercard Platinum credit card, and the CUB SRH World Mastercard credit card.
- By using these cards, cardholders can get several benefits like airport lounges, fuel surcharge waiver, discounts on travel and accident insurance plans, and access to exclusive team merchandise and experiences.
- Welcome benefits, reward points, discount vouchers, exclusive benefits on loans, and CUB keychain debit cards for tap and go payments are some of the key features of these cards.
Bloomberg Quint | 17 Apr, 2025

BFSI Q4 Results Preview: Muted Earnings Off A High Base, Says Dolat Capital; Muthoot Finance Among Top Picks
- Credit cost is normalizing at higher levels but remains contained, adds Dolat Capital.
- NIM across several banks will benefit from SA rate cut during the quarter including Kotak Mahindra Bank, IndusInd Bank, RBL Bank, City Union Bank, DCB Bank, Federal Bank, CSB.
- Slippages in credit card and personal loan have likely peaked, but MFI delinquencies will likely be at elevated levels.
- Expect robust growth trends for affordable housing financiers at 8% QoQ, with sequential improvement in asset quality.
Bloomberg Quint | 7 Apr, 2025

'Buy' City Union Bank Maintains ICICI Securities, Sees New LOS To Boost Efficiency, Scale, Risk Management
- City Union Bank does not see any material headwinds in its gold loan business due to the recent guidelines, hence ICICI Securities maintains 'Buy' on the stock.
- City Union Bank reiterated its growth guidance of 12–14% YoY for FY25 and acceleration to 15–16% YoY for FY26.
- City Union Bank aims to improve the share of ‘green’ cases, from currently 15–20% to 35–40% over the medium term, leading to better efficiency and productivity.
- The initial results have been encouraging with a rise in throughput and miniscule (<0.4%) SMA2+NPA.
Bloomberg Quint | 27 Mar, 2025
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City Union Bank Gets 'Buy' Upgrade From ICICI Securities, Says Risk-Reward Favorable At Current Valuations
- ICICI Securities upgrades City Union Bank to Buy with an unchanged target price of Rs 200, valuing the stock at ~1.45x FY26E adjusted book value, broadly in-line with forward RoAs.
- City Union Bank's current valuation is at its lowest in the last three years while the growth outlook has been relatively better ahead.
- City Union Bank had posted healthy Q3 FY25 numbers with unchanged growth guidance. However, its stock price has corrected ~17% in the last one month – influenced by multiple factors, including a technical reason of the stock exiting from future & options.
- ICICI Securities believes the risk-reward is favorable at current valuations for City Union Bank.
Bloomberg Quint | 4 Mar, 2025
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CUB-CSK co-branded credit card launched with sports and lifestyle perks
- City Union Bank has launched the CUB-CSK Co-Branded Credit Card in partnership with MasterCard and RuPay.
- The card will be available in three variants: MasterCard, Platinum, and Signature.
- The initial focus of the card will be on sports-related perks, but additional rewards will be introduced to encourage everyday spending.
- The card offers innovative features such as a keychain option for small transactions and a fully digital onboarding process for new customers.
HinduBusinessLine | 1 Mar, 2025
City Union Bank Q3 results: Profit and income sees double-digit growth, asset quality improves
- City Union Bank reported a 13% rise in net profit to ₹286 crore for Q3 2024.
- Operating profit grew by 20%, reaching ₹436 crore.
- Provisions and contingencies increased to ₹75 crore, up from ₹46 crore.
- Asset quality improved, with gross NPA at 3.36% and net NPA at 1.42% in Q3 2024.
HinduBusinessLine | 31 Jan, 2025
CUB reports double-digit growth in profit & income for Q3, with improvements in asset quality
- CUB reports double-digit growth in profit & income for Q3, with improvements in asset quality
- Net profit rose by 13% to ₹286 crore compared to ₹253 crore in the year-ago period
- Operating profit grew by 20% to ₹436 crore
- Gross non-performing assets (NPA) reduced to 3.36%
HinduBusinessLine | 31 Jan, 2025
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City Union Bank FAQs
When was City Union Bank founded?
City Union Bank was founded in 1904. The company has been operating for 121 years primarily in the Banking sector.
Where is the City Union Bank headquarters located?
City Union Bank is headquartered in Thanjavur, Tamil Nadu. It operates in 3 cities such as New Delhi, Mumbai, Kolkata. To explore all the office locations, visit City Union Bank locations.
How many employees does City Union Bank have in India?
City Union Bank currently has more than 7,100+ employees in India. BFSI, Investments & Trading department appears to have the highest employee count in City Union Bank based on the number of reviews submitted on AmbitionBox.
Does City Union Bank have good work-life balance?
City Union Bank has a work-life balance rating of 2.8 out of 5 based on 1,000+ employee reviews on AmbitionBox. 50% employees rated City Union Bank 3 or below for work-life balance. This rating reflects a negative sentiment among employees for work-life balance. We encourage you to read City Union Bank work-life balance reviews for more details.
Is City Union Bank good for career growth?
Career growth at City Union Bank is rated as poor, with a promotions and appraisal rating of 2.8. 50% employees rated City Union Bank 3 or below on promotions / appraisal. This rating reflects a negative sentiment among employees for career growth. We recommend reading City Union Bank promotions / appraisals reviews for more detailed insights.
What are the cons of working in City Union Bank?
Working at City Union Bank does have some drawbacks that potential employees should consider. The company is poorly rated for work satisfaction, work life balance and promotions / appraisal, based on 1,000+ employee reviews on AmbitionBox.
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