Credit Analyst
Annual salary range
₹2.4 Lakhs - ₹16.5 Lakhs
Very High Confidence 
Very High Confidence means the data is based on a large number of latest salaries.
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All Filters Credit Analyst Salary in India (Updated 2025)
Based on 7.6k
salaries
• Updated:
7 Jul 2025
Select an experience to get the exact salary
Salary of majority employees
Credit Analyst Salary in India ranges between ₹2.4 Lakhs to ₹16.5 Lakhs for 1 year of experience to 8 years of experience. Salary estimates are based on 7.6k latest salaries received from Credit Analyst.
Explore on this page
Top paying companies 
Popular companies 
Latest annual salaries 
Salaries by experience 
Jobs available
Similar designations 
Salary related reviews 
Top interview questions 
| Company name | Avg. annual salary | Open Jobs |
|---|---|---|
JPMorgan Chase & Co. Credit Analyst Salary
2 years exp |  | |
IDBI Bank Credit Analyst Salary
2 years exp | | |
 Credit Analyst Salary
2 years exp | | |
 Credit Analyst Salary
2 years exp | | |
 Credit Analyst Salary
2 years exp | | |
Is this list helpful? | ||
View more companies
| Company Name | Avg. annual salary | Open Jobs |
|---|---|---|
0 -
8
yrs
exp.
(475 salaries)
|
₹9.2 L/yr - ₹17 L/yr | 5 job openings |
1 -
5
yrs
exp.
(470 salaries)
|
₹9 L/yr - ₹16 L/yr | 3 job openings |
Login to view exact salary
| ||
0 -
6
yrs
exp.
(394 salaries)
|
₹8.4 L/yr - ₹13.5 L/yr | |
1 -
9
yrs
exp.
(341 salaries)
|
₹6 L/yr - ₹13.7 L/yr | |
1 -
9
yrs
exp.
(247 salaries)
|
₹7.5 L/yr - ₹14 L/yr | |
1 -
6
yrs
exp.
(187 salaries)
|
₹8.9 L/yr - ₹15 L/yr | |
0 -
7
yrs
exp.
(180 salaries)
|
₹7.8 L/yr - ₹14 L/yr | |
1 -
10
yrs
exp.
(154 salaries)
|
₹3.2 L/yr - ₹7.5 L/yr | |
Login to view exact salary
| ||
0 -
6
yrs
exp.
(144 salaries)
|
₹3.1 L/yr - ₹7 L/yr | |
0 -
8
yrs
exp.
(138 salaries)
|
₹11.2 L/yr - ₹20.4 L/yr | |
Latest annual salaries shared by Credit Analysts
View all latest salaries
Credit Analyst salaries by
| Years of experience | Avg. annual salary |
|---|---|
1
year
(1.7k
salaries)
| ₹2 L/yr - ₹13.9 L/yr |
2
years
(1.7k
salaries)
| ₹2.2 L/yr - ₹16 L/yr |
Login to view exact salary
| |
3
years
(1.4k
salaries)
| ₹2.4 L/yr - ₹16 L/yr |
4
years
(1.1k
salaries)
| ₹2.6 L/yr - ₹16.1 L/yr |
5
years
(902
salaries)
| ₹3 L/yr - ₹18 L/yr |
View all salaries by experience
Credit Analyst Jobs in India
Credit Analyst
· 1-6 years
Equitas Small Finance Bank Ltd
Chennai
Credit Analyst
· 2-7 years
Bajaj Finance
Pune +3 more
Credit Analyst
· 0-5 years
Axis Bank
₹9
L/yr
- ₹11
L/yr
Pondicherry / Puducherry
Similar Designation Salary
| Similar Designation | Avg. annual salary |
|---|---|
Senior Analyst Salary
2 -
8
years
exp.
(1.6L salaries)
| ₹3 L/yr - ₹17 L/yr |
Credit Manager Salary
1 -
9
years
exp.
(20.3k salaries)
| ₹3.1 L/yr - ₹13.3 L/yr |
Login to view exact salary
| |
Analyst Salary
0 -
6
years
exp.
(1.6L salaries)
| ₹2.2 L/yr - ₹14.5 L/yr |
Research Analyst Salary
0 -
5
years
exp.
(24.6k salaries)
| ₹1.9 L/yr - ₹10.5 L/yr |
Associate Analyst Salary
0 -
4
years
exp.
(25.3k salaries)
| ₹2 L/yr - ₹8 L/yr |
View more similar designations
Salary related reviews by similar designations like Credit Analyst
Genpact
Senior Analyst
• updated on 19 Jun 2025
Accenture
Senior Analyst
• updated on 15 Jun 2025
Likes
As usual a normal corporate office
Dislikes
...lexibility in few policies which can actually be flexible. No work life balance. Expected to work 12hrs a day with bare minimum salary and no holes.
read more- Skill development - Bad
+3 more
Tata Capital
Credit Manager
• updated on 19 Apr 2025
Likes
Brand value and compensation offered is decent.
- Job security - Excellent
Dislikes
Employees don't get fixed holidays on days where it is officially off. They need to work unofficially and also have to struggle a alot to get it's comp off on the day they require. Employees work almost 11 to 12 hrs daily from almost 9 am to 8 pm so there is no work life balance. Systems are not up to the mark.
read more- Work satisfaction - Poor
+1 more
HDFC Bank
Credit Manager
• updated on 26 Jul 2022
Likes
Handing multiple works under huge pressure Team learning and leadership skills
- Skill development - Good
+1 more
Dislikes
Work life balance Salary is low as compared to work done
- Work-life balance - Poor
TCS
Business Analyst
• updated on 27 Jun 2023
Likes
Work life balance with lots of new learning opportunities and standard procedure of delivering projects
- Job security - Excellent
+3 more
Dislikes
Salary hike is very very low
- Promotions - Poor
Top skills for Credit Analyst
Credit Analyst Salary By Locations
| Locations | Avg. annual salary |
|---|---|
Mumbai
Credit Analyst
1 -
7
years
exp.
| ₹2.2 L/yr - ₹20 L/yr |
Bangalore / Bengaluru
Credit Analyst
1 -
7
years
exp.
| ₹2.7 L/yr - ₹15 L/yr |
Login to view exact salary
| |
New Delhi
Credit Analyst
1 -
7
years
exp.
| ₹2.5 L/yr - ₹16 L/yr |
Pune
Credit Analyst
1 -
8
years
exp.
| ₹2.3 L/yr - ₹15 L/yr |
Chennai
Credit Analyst
1 -
7
years
exp.
| ₹2.4 L/yr - ₹15 L/yr |
View more
Credit Analyst Salary By Industries
| Industries | Avg. annual salary |
|---|---|
Financial Services Credit Analyst
1 -
7
years
exp.
| ₹2.5 L/yr - ₹18 L/yr |
Banking Credit Analyst
1 -
7
years
exp.
| ₹3 L/yr - ₹18 L/yr |
Login to view exact salary
| |
Internet Credit Analyst
1 -
7
years
exp.
| ₹2.5 L/yr - ₹13.2 L/yr |
Analytics & KPO Credit Analyst
1 -
7
years
exp.
| ₹3.1 L/yr - ₹16.5 L/yr |
IT Services & Consulting Credit Analyst
1 -
7
years
exp.
| ₹2.4 L/yr - ₹16 L/yr |
View more
Frequently Asked Questions (FAQS) about Credit Analyst Salaries
What is the salary of a Credit Analyst in India?
The salary of a Credit Analyst in India varies based on experience, location, company & Industry.
On average, Credit Analyst salaries ranges from ₹2.4 Lakhs to ₹16.5 Lakhs per year. Top companies and specialized roles may offer higher compensation.
The average starting salary is around ₹2.4 Lakhs to ₹16.5 Lakhs per year, with the highest salary reaching ₹15.0 Lakhs to ₹24.5 Lakhs per year. Salary estimates are based on 7.6k salaries received from various Credit Analysts across industries.
The average starting salary is around ₹2.4 Lakhs to ₹16.5 Lakhs per year, with the highest salary reaching ₹15.0 Lakhs to ₹24.5 Lakhs per year. Salary estimates are based on 7.6k salaries received from various Credit Analysts across industries.
What are the top paying companies that employ Credit Analysts?
Credit Analyst Salaries at Top paying companies in India are
Salaries depend on experience, role, and location. Additional compensation may include bonuses and stock options.
| JPMorgan Chase & Co. Credit Analyst Salary | ₹15 Lakhs to ₹24.5 Lakhs per year |
| IDBI Bank Credit Analyst Salary | ₹14 Lakhs to ₹17.9 Lakhs per year |
| ICRA Credit Analyst Salary | ₹11.2 Lakhs to ₹20 Lakhs per year |
| Bank of Baroda Credit Analyst Salary | ₹12 Lakhs to ₹19.9 Lakhs per year |
| Federal Bank Credit Analyst Salary | ₹12 Lakhs to ₹17.8 Lakhs per year |
What are the top paying cities for Credit Analyst in India?
The annual salary for Credit Analyst in India varies by location. Top paying cities for Credit Analyst are
Salary expectations for Credit Analyst may vary based on job roles, experience, and specific employer requirements.
| Credit Analyst Salary in Kolkata | ₹2.4 Lakhs to ₹16.0 Lakhs per year |
| Credit Analyst Salary in Ahmedabad | ₹2.6 Lakhs to ₹14.0 Lakhs per year |
| Credit Analyst Salary in Chennai | ₹2.4 Lakhs to ₹15.0 Lakhs per year |
| Credit Analyst Salary in New Delhi | ₹2.5 Lakhs to ₹16.0 Lakhs per year |
| Credit Analyst Salary in Mumbai | ₹2.2 Lakhs to ₹20.0 Lakhs per year |
What are the top paying industries for Credit Analyst in India?
Top 5 paying Industries for Credit Analyst in India are:
| Credit Analyst Salary in Banking | ₹3.0 Lakhs to ₹18.0 Lakhs per year |
| Credit Analyst Salary in Analytics & KPO | ₹3.1 Lakhs to ₹16.5 Lakhs per year |
| Credit Analyst Salary in Financial Services | ₹2.5 Lakhs to ₹18.0 Lakhs per year |
| Credit Analyst Salary in BPO/KPO | ₹2.3 Lakhs to ₹17.8 Lakhs per year |
| Credit Analyst Salary in Internet | ₹2.5 Lakhs to ₹13.2 Lakhs per year |
How does experience affect salaries of a Credit Analyst in India?
Experience significantly impacts a Credit Analyst salary in India. Salaries increase with experience, as Credit Analyst take on more complex tasks, responsibilities, and leadership roles.
Credit Analyst salary at different experience level are as follows:
and so on.
| Experience | Average Salary Range |
|---|---|
| 1 year | ₹2.0 Lakhs to ₹13.9 Lakhs per year |
| 2 years | ₹2.2 Lakhs to ₹16.0 Lakhs per year |
| 3 years | ₹2.4 Lakhs to ₹16.0 Lakhs per year |
| 4 years | ₹2.6 Lakhs to ₹16.1 Lakhs per year |
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