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Cholamandalam Investment & Finance Credit Officer salaries in India (Updated 2025)

Annual salary range
0 - 8 years exp.
₹1.6 Lakh - ₹4.5 Lakhs
Avg. annual salary
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Monthly In-hand Salary

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Credit Officer Salary at Cholamandalam Investment & Finance ranges between ₹1.6 Lakh to ₹4.5 Lakhs per year for employees with less than 1 year of experience to 8 years. Salary estimates are based on 267... Read more

20% less than the average Credit Officer Salary in Financial Services Companies for 0 - 8 years of experience

Interested in this particular role?

Last Updated: 9 Aug 2025

Companies similar to Cholamandalam Investment & Finance for Credit Officer

Company name Avg Annual Salary Open Jobs
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HDFC Sales Credit Officer Salary

1 - 8 years exp. (210 salaries)

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₹1.9 L/yr - ₹5 L/yr

arrow icon 15% more
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Aditya Birla Capital Credit Officer Salary

1 - 8 years exp. (50 salaries)

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₹2.2 L/yr - ₹5 L/yr

arrow icon 24% more
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Citicorp Credit Officer Salary

3 - 9 years exp. (46 salaries)

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₹9.9 L/yr - ₹19.5 L/yr

arrow icon 366% more
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HSBC Group Credit Officer Salary

3 - 10 years exp. (21 salaries)

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₹3.6 L/yr - ₹8.2 L/yr

arrow icon 90% more
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RBL FinServe Credit Officer Salary

1 - 6 years exp. (13 salaries)

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₹2 L/yr - ₹3.5 L/yr

arrow icon 9% less
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₹1.2 L/yr - ₹2.5 L/yr

arrow icon 31% less
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The Muthoot Group Credit Officer Salary

1 - 5 years exp. (9 salaries)

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₹1.8 L/yr - ₹2.8 L/yr

arrow icon 24% less
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Shriram Group Credit Officer Salary

1 - 6 years exp. (7 salaries)

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₹2 L/yr - ₹3 L/yr

arrow icon 15% less
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IDFC FIRST Bharat Credit Officer Salary

1 - 6 years exp. (5 salaries)

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₹1.7 L/yr - ₹3.7 L/yr

arrow icon 15% less
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₹10.1 L/yr - ₹17 L/yr

arrow icon 392% more
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M Power Micro Finance Credit Officer Salary

0 - 4 years exp. (3 salaries)

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₹1.2 L/yr - ₹3.4 L/yr

arrow icon 25% less
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UBS Credit Officer Salary

13 - 16 years exp. (3 salaries)

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₹60 L/yr - ₹1.1 Cr/yr

arrow icon 2577% more

Latest annual salaries shared by Cholamandalam Investment & Finance Credit Officer

2d ago
₹3.7 Lakhs
5 years exp.
5d ago
₹3.5 Lakhs
2 months exp.
5d ago
₹2.9 Lakhs
7 years exp.
1w ago
₹2.5 Lakhs
6 years exp.
1w ago
₹4 Lakhs
3 years exp.
1w ago
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5 years exp.
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1 year exp.
2w ago
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5 years exp.
3w ago
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5 years exp.
1mo ago
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6 years exp.

Cholamandalam Investment & Finance Credit Officer salaries by

Years of experience Avg. annual salary
Fresher  (14 salaries)

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₹1.8 L/yr - ₹3.5 L/yr
1 year  (26 salaries)

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₹1.6 L/yr - ₹3.4 L/yr
2 years  (42 salaries)

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₹1.6 L/yr - ₹3.5 L/yr
3 years  (56 salaries)

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₹1.7 L/yr - ₹4 L/yr
4 years  (48 salaries)

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₹1.7 L/yr - ₹3.5 L/yr
View all salaries by experience

Similar Designation Salaries at Cholamandalam Investment & Finance

Similar Designation Avg. annual salary
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₹1.7 L/yr - ₹10.1 L/yr

Sales Officer Salary
(153 salaries)
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₹1.4 L/yr - ₹3.9 L/yr

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₹2.4 L/yr - ₹5 L/yr

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₹2.8 L/yr - ₹4.5 L/yr

Officer Salary
(118 salaries)
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₹1.8 L/yr - ₹3.8 L/yr

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₹2.7 L/yr - ₹4.5 L/yr

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₹1.3 L/yr - ₹4 L/yr

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₹4.8 L/yr - ₹18.8 L/yr

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₹2.8 L/yr - ₹12 L/yr

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₹2.0 L/yr - ₹5.0 L/yr

View more similar designations

What people are saying about Cholamandalam Investment & Finance

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marshmallowsgeek
Verified Icon
2w
works at
Cholamandalam Investment & Finance
Axis Bank Interview Feedback: Is Sales Experience a Must?
I'm in Credit & Ops at Cholamandalam Finance. Recently, Axis Bank called me for a Branch Relationship Manager interview. The manager grilled me on direct sales, saying it's a big part of the job. They figured I'm strong on operations but weak on sales, and said they'd be in touch. So, did my lack of direct sales experience kill my chances? It felt like they wrote me off just because my resume leans towards back-office work. Pretty disappointing!
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Salary related reviews for Cholamandalam Investment & Finance

3.7

Rated by 128 employees for salary & benefits

BFSI, Investments & Trading Department

4.0
  •  updated on 21 Apr 2021

4.0
 for  Salary and Benefits

Likes

Work environment is excellent. Good Culture. Seniors are very supportive. Appraisals and salary hik...

read more

Dislikes

Overall work culture is very good but there is some thing which I found not good that is there is no...

read more

BFSI, Investments & Trading Department

5.0
  •  updated on 21 Jul 2021

3.0
 for  Salary and Benefits

Likes

Credit Operations Department as a good leaning Platform, Good System, Co-Operative Department Staff...

read more

Dislikes

Financial Growth is lower due to New Employees getting higher hike salary as comper Existing Experi...

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Other Department

4.0
  •  updated on 08 Aug 2025

3.0
 for  Salary and Benefits

Likes

You will always get your salary on time. Hard work is getting recognition...

read more

Dislikes

Officially All saturdays and sundays are holidays but manager will ask you to come to office and for...

read more

Finance & Accounting Department

4.0
  •  updated on 01 Sep 2024

5.0
 for  Salary and Benefits

Likes

Friendly nature with seniors and employes .Good salary benifits and incentive structure. Ski...

read more

Dislikes

Office work timing not fixed. We have not sufficient time for family

Finance & Accounting Department

1.0
  •  updated on 01 Oct 2024

1.0
 for  Salary and Benefits

Likes

There is literally nothing to like about Cholamandalam Investment & Finance.

Dislikes

.... Not even paid my Bonus Amount for this financial year, after mailing me the details with entir...

read more

see more salary related reviews

Cholamandalam Investment & Finance Credit Officer Salary FAQs

What is the salary of Credit Officer at Cholamandalam Investment & Finance ?
The average salary of a Credit Officer at Cholamandalam Investment & Finance in India typically ranges from ₹1.6 Lakhs to ₹4.5 Lakhs per year, depending on experience (from Fresher to 8 years).

The top 10% of Credit Officer at Cholamandalam Investment & Finance earn more than ₹3.3 Lakhs per year, and the top 1% earn over ₹4.3 Lakhs per year. Credit Officer Salaries at Cholamandalam Investment & Finance can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 200+ Cholamandalam Investment & Finance employees in India.
What is the estimated take home salary of a Credit Officer at Cholamandalam Investment & Finance in India?
The estimated take-home salary of a Credit Officer at Cholamandalam Investment & Finance in India typically ranges from ₹21,401 to ₹23,043 per month. This is based on the average salary range of ₹1.6 Lakhs to ₹4.5 Lakhs per year for employees with experience ranging from Fresher to 8 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 200+ salaries received from various employees of Cholamandalam Investment & Finance. Check how we calculate in-hand salary with our in-hand salary calculator.
Which companies offer higher salaries than Cholamandalam Investment & Finance for Credit Officer in India?
UBS ₹60.0 Lakhs to ₹112.0 Lakhs per year
Commonwealth Bank of Australia, India ₹10.1 Lakhs to ₹17.0 Lakhs per year
Citicorp ₹9.9 Lakhs to ₹19.5 Lakhs per year
HSBC Group ₹3.6 Lakhs to ₹8.2 Lakhs per year
Aditya Birla Capital ₹2.2 Lakhs to ₹5.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Cholamandalam Investment & Finance, depending on the role and experience level.
What is the salary of a Credit Officer in companies similar to Cholamandalam Investment & Finance in India?
The salary of a Credit Officer at companies similar to Cholamandalam Investment & Finance in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

HDFC Sales ₹1.9 Lakhs to ₹5.0 Lakhs per year
RBL FinServe ₹2.0 Lakhs to ₹3.5 Lakhs per year
IDFC FIRST Bharat ₹1.7 Lakhs to ₹3.7 Lakhs per year
Shriram Group ₹2.0 Lakhs to ₹3.0 Lakhs per year
The Muthoot Group ₹1.8 Lakhs to ₹2.8 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.
How the salary growth look like for a Credit Officer at Cholamandalam Investment & Finance in India?
The salary growth for a Credit Officer at Cholamandalam Investment & Finance depends on factors such as experience, performance, and promotions. On average, a Credit Officer can expect the following growth trajectory at Cholamandalam Investment & Finance:

Experience Average Salary Range
Fresher ₹1.8 Lakhs to ₹3.5 Lakhs per year
1 year ₹1.6 Lakhs to ₹3.4 Lakhs per year
2 years ₹1.6 Lakhs to ₹3.5 Lakhs per year
3 years ₹1.7 Lakhs to ₹4.0 Lakhs per year
and so on.

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Cholamandalam Investment & Finance Credit Officer salary in India ranges between ₹1.6 Lakh to ₹4.5 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 267 Cholamandalam Investment & Finance latest salaries received from various employees of Cholamandalam Investment & Finance.