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Citicorp Interview Questions and Answers
310 Interview questions
I admire Citi's commitment to innovation, diversity, and global impact, making it an ideal place for my analytical skills to thrive.
Citi's global presence allows for diverse experiences and exposure to international markets, which excites me.
The emphasis on innovation, such as Citi's investment in fintech, aligns with my passion for leveraging technology in finance.
Citi's commitment to sustainability and responsib...
In case competitions, I led teams in research, analysis, and presentation, achieving innovative solutions and winning accolades.
Conducted thorough market research to identify trends and opportunities, such as analyzing consumer behavior in a tech startup competition.
Developed strategic recommendations based on data analysis, like proposing a new product line that increased market share by 15%.
Collaborated with tea...
India's banking landscape is rapidly evolving with technology, regulation, and customer-centric innovations driving growth.
Digital Transformation: The rise of fintech companies like Paytm and PhonePe has revolutionized payment systems and banking services.
Regulatory Changes: Initiatives like the Insolvency and Bankruptcy Code (IBC) have improved the banking sector's resilience and transparency.
Financial Inclusion:...
Functional interfaces in Java before version 8 were interfaces with a single abstract method, enabling lambda expressions.
Functional interfaces are defined with a single abstract method.
Common examples include Runnable, Callable, and Comparator.
They can have multiple default or static methods.
Used extensively in Java's Collections framework for sorting and filtering.
What people are saying about Citicorp
Hibernate annotations simplify database interactions in Java applications, enhancing ORM capabilities.
@Entity: Marks a class as a persistent entity. Example: @Entity public class User { ... }
@Table: Specifies the table name in the database. Example: @Table(name = "users")
@Id: Denotes the primary key of the entity. Example: @Id @GeneratedValue(strategy = GenerationType.IDENTITY) private Long id;
@Column: Maps a fiel...
The 'public static void main' method is the entry point for Java applications, defining how the program starts execution.
The 'public' keyword allows the method to be accessible from anywhere.
The 'static' keyword means it can be called without creating an instance of the class.
The 'void' return type indicates that the method does not return any value.
The 'main' method must accept a single argument: an array of Stri...
Citicorp HR Interview Questions
The main method in Java cannot be overloaded due to its specific signature requirements.
The main method has a specific signature: public static void main(String[] args).
You can create overloaded methods with different parameter types, but not the main method.
Example of overloading: public void main(int[] args) is valid, but won't be recognized as the entry point.
The JVM looks for the exact signature to start the a...
Java 8 introduced a new Date-Time API to handle date and time more effectively and avoid issues with the old java.util.Date.
Java 8 introduced the java.time package, which includes LocalDate, LocalTime, and LocalDateTime classes.
LocalDate represents a date without time-zone, e.g., LocalDate.now() gets the current date.
LocalTime represents a time without date, e.g., LocalTime.of(10, 30) creates a time of 10:30 AM.
Lo...
Java's Optional is a container that may or may not hold a non-null value, helping to avoid NullPointerExceptions.
Optional is part of java.util package and introduced in Java 8.
It can be created using Optional.of(value), Optional.ofNullable(value), or Optional.empty().
Use Optional.isPresent() to check if a value is present.
Use Optional.get() to retrieve the value, but be cautious as it throws NoSuchElementException...
Hibernate cache improves performance by storing frequently accessed data in memory, reducing database access.
Hibernate supports two levels of caching: first-level (session) and second-level (session factory).
First-level cache is enabled by default and is associated with the session object.
Second-level cache is optional and can be configured to use various providers like Ehcache or Infinispan.
Example: Using Ehcache...
Citicorp Interview Experiences
596 interviews found
Anonymous
I applied via Walk-in and was interviewed in Mar 2020. There was 1 interview round.
Interview Questionnaire
10 Questions
- Q1. What is R square and how R square is different from Adjusted R square
- Ans.
R square is a statistical measure that represents the proportion of the variance in the dependent variable explained by the independent variables.
R square is a value between 0 and 1, where 0 indicates that the independent variables do not explain any of the variance in the dependent variable, and 1 indicates that they explain all of it.
It is used to evaluate the goodness of fit of a regression model.
Adjusted R square t...
- Q2. Explain what do u understand by the team WOE and IV. What's the importance. Advantages and disadvantages
- Ans.
WOE (Weight of Evidence) and IV (Information Value) are metrics used for feature selection and assessing predictive power in models.
WOE transforms categorical variables into continuous variables, making them more suitable for modeling.
IV quantifies the predictive power of a feature by measuring the separation between the good and bad outcomes.
For example, if a feature has an IV of 0.3, it indicates strong predictive po...
- Q3. What are variable reducing techniques
- Ans.
Variable reducing techniques are methods used to identify and select the most relevant variables in a dataset.
Variable reducing techniques help in reducing the number of variables in a dataset.
These techniques aim to identify the most important variables that contribute significantly to the outcome.
Some common variable reducing techniques include feature selection, dimensionality reduction, and correlation analysis.
Fea...
- Q4. Which test is used in logistic regression to check the significance of the variable
- Ans.
The Wald test is used in logistic regression to check the significance of the variable.
The Wald test calculates the ratio of the estimated coefficient to its standard error.
It follows a chi-square distribution with one degree of freedom.
A small p-value indicates that the variable is significant.
For example, in Python, the statsmodels library provides the Wald test in the summary of a logistic regression model.
- Q5. How to check multicollinearity in Logistic regression
- Ans.
Multicollinearity in logistic regression can be checked using correlation matrix and variance inflation factor (VIF).
Calculate the correlation matrix of the independent variables and check for high correlation coefficients.
Calculate the VIF for each independent variable and check for values greater than 5 or 10.
Consider removing one of the highly correlated variables or variables with high VIF to address multicollinear...
- Q6. Difference between bagging and boosting
- Ans.
Bagging and boosting are ensemble methods used in machine learning to improve model performance.
Bagging involves training multiple models on different subsets of the training data and then combining their predictions through averaging or voting.
Boosting involves iteratively training models on the same dataset, with each subsequent model focusing on the samples that were misclassified by the previous model.
Bagging reduc...
- Q7. Explain the logistics regression process
- Ans.
Logistic regression is a statistical method used to analyze and model the relationship between a binary dependent variable and one or more independent variables.
It is a type of regression analysis used for predicting the outcome of a categorical dependent variable based on one or more predictor variables.
It uses a logistic function to model the probability of the dependent variable taking a particular value.
It is commo...
- Q8. Explain Gini coefficient
- Ans.
Gini coefficient measures the inequality among values of a frequency distribution.
Gini coefficient ranges from 0 to 1, where 0 represents perfect equality and 1 represents perfect inequality.
It is commonly used to measure income inequality in a population.
A Gini coefficient of 0.4 or higher is considered to be a high level of inequality.
Gini coefficient can be calculated using the Lorenz curve, which plots the cumulati...
- Q9. Difference between chair and cart
- Ans.
A chair is a piece of furniture used for sitting, while a cart is a vehicle used for transporting goods.
A chair typically has a backrest and armrests, while a cart does not.
A chair is designed for one person to sit on, while a cart can carry multiple items or people.
A chair is usually stationary, while a cart is mobile and can be pushed or pulled.
A chair is commonly found in homes, offices, and public spaces, while a c...
- Q10. How to check outliers in a variable, what treatment should you use to remove such outliers
- Ans.
Outliers can be detected using statistical methods like box plots, z-score, and IQR. Treatment can be removal or transformation.
Use box plots to visualize outliers
Calculate z-score and remove data points with z-score greater than 3
Calculate IQR and remove data points outside 1.5*IQR
Transform data using log or square root to reduce the impact of outliers
Interview Preparation Tips
Skills evaluated in this interview
I appeared for an interview in Feb 2025.
(6 Questions)
- Q1. What problems does the Java Collections Framework address?
- Ans.
The Java Collections Framework provides data structures and algorithms for efficient data management and manipulation.
Standardized data structures: Offers common interfaces like List, Set, and Map for consistent usage.
Dynamic sizing: Collections can grow or shrink dynamically, unlike arrays which have fixed sizes.
Rich API: Provides a wide range of utility methods for sorting, searching, and manipulating data.
Thread-saf...
- Q2. What are Dependency Injection and the Inversion of Control (IoC) container in Spring?
- Ans.
Dependency Injection (DI) and Inversion of Control (IoC) are core concepts in Spring for managing object creation and dependencies.
Dependency Injection allows objects to receive their dependencies from an external source rather than creating them internally.
Inversion of Control (IoC) is a design principle where the control of object creation and management is transferred to a container.
Spring IoC container manages the ...
- Q3. What keywords in threading can lead to a deadlock situation?
- Ans.
Keywords like 'lock', 'synchronized', and 'wait' can contribute to deadlock in threading by causing resource contention.
1. 'lock': Acquiring a lock on a resource can lead to deadlock if multiple threads try to acquire locks in different orders.
2. 'synchronized': Using synchronized blocks can cause deadlock if two threads hold locks on two resources and wait for each other.
3. 'wait': If a thread calls wait on an object ...
- Q4. How does a HashMap work in Java, and what are the implications of overriding the hashCode method without overriding the equals method, and vice versa?
- Ans.
A HashMap in Java uses key-value pairs and relies on hashCode and equals for object storage and retrieval.
HashMap stores data in an array of buckets, where each bucket corresponds to a hash code.
The hashCode method determines the bucket index for storing an object.
If two objects have the same hash code, they are stored in the same bucket (collision handling).
Overriding hashCode without equals can lead to inconsistent b...
- Q5. How can a program be written that utilizes three threads running in parallel while ensuring that they complete their tasks in a serial order?
- Ans.
Use synchronization mechanisms to control thread execution order while allowing parallel processing.
Utilize CountDownLatch in Java to ensure threads complete in order.
Example: Thread 1 completes, then Thread 2 starts, followed by Thread 3.
Use semaphores to control access and execution order.
Example: Semaphore initialized to 0 for Thread 2, allowing it to start only after Thread 1 completes.
Implement Future and Executor...
- Q6. What are the steps involved in designing a chatbot application?
- Ans.
Designing a chatbot involves defining objectives, selecting technology, creating conversation flows, and testing for user experience.
Define the purpose: Determine what the chatbot will do, e.g., customer support, booking appointments.
Choose the platform: Decide whether to build on platforms like Facebook Messenger, Slack, or a custom website.
Select technology: Choose between rule-based systems or AI-driven solutions li...
I applied via LinkedIn and was interviewed in Nov 2024. There was 1 interview round.
(4 Questions)
- Q1. Introduction, be prepared to have knowledge on your resume
- Q2. Mathematical questions like percentage
- Q3. Critical thinking. They asked a question with a given situation what you'll do .
- Q4. The past 4 days been climate be stroming . And current was cut off due to rain and flood , you have a important assignment to finish, what you'll do
- Ans.
In a storm with power outages, prioritize tasks, use alternative resources, and communicate effectively to complete the assignment.
Assess the situation: Determine the extent of the power outage and how it affects my work.
Prioritize tasks: Focus on the most critical aspects of the assignment that can be completed without power.
Use alternative resources: If possible, switch to a laptop with battery power or use a mobile ...
Interview Preparation Tips
Selected
I appeared for an interview in Jan 2025.
(2 Questions)
- Q1. Tell about your experience
- Ans.
I have 5 years of experience in risk management, including analyzing data, identifying potential risks, and implementing strategies to mitigate them.
5 years of experience in risk management
Proficient in analyzing data to identify potential risks
Implemented strategies to mitigate risks
Strong understanding of risk assessment techniques
Experience in developing risk management policies and procedures
- Q2. JD questions
(2 Questions)
- Q1. Can you work under pressure and night shifts
- Ans.
Yes, I have experience working under pressure and night shifts.
I have previous experience working in high-pressure environments where quick decision-making was required.
I am able to stay focused and maintain productivity during night shifts.
I have a flexible schedule and am willing to work night shifts as needed.
- Q2. Tell me about yourself and tell me about your exp how you can contribute
- Ans.
I am a detail-oriented risk management analyst with 5 years of experience in identifying and mitigating potential risks.
I have a strong background in conducting risk assessments and developing risk management strategies.
I am proficient in using data analysis tools to identify trends and patterns that could indicate potential risks.
I have experience working closely with cross-functional teams to implement risk mitigatio...
I appeared for an interview in Jun 2025, where I was asked the following questions.
- Q1. 1. Money Market instruments and how it's work ? 2. What is Repo trade? 3. What you expect from CITI for your career growth Any many more
- Q2. Note- I worked on Capital Markets products and they asked about money market instruments. They can't read your resume they just asked anything from there projects or process related. They also provide JD b...
Interview Preparation Tips
Tejasvini Arya
(4 Questions)
- Q1. Read current Affairs
- Q2. Accounting basics from golden rule to financial modelling
- Q3. Recent europe conditions
- Ans.
Recent Europe conditions have been impacted by various factors including the COVID-19 pandemic, economic challenges, and political tensions.
COVID-19 pandemic has led to lockdowns, travel restrictions, and economic downturn in many European countries.
Economic challenges such as high unemployment rates and inflation have affected the region's stability.
Political tensions, including Brexit negotiations and disputes over m...
- Q4. About company in details read JD
Angular Frontend Developer Interview Questions & Answers
Narasimhan Subramaniyan
posted on 16 Dec 2024
I applied via LinkedIn and was interviewed in Nov 2024. There were 2 interview rounds.
Codility consists of two Angular questions: the first involves creating a form, while the second pertains to developing a searchable input field, along with one DSA coding question.
(3 Questions)
- Q1. How do you build form validations in angular
- Ans.
Form validations in Angular are built using Angular forms and validators.
Use Angular forms to create form controls and group them together
Apply built-in validators like required, minlength, maxlength, pattern, etc.
Create custom validators for complex validation requirements
Display error messages based on validation status
Use reactive forms for more control and flexibility
- Q2. How will you create reusable loading logic in angular
- Ans.
Create a service with a loading state and methods to show/hide loading indicators
Create a loading service with a boolean property 'isLoading'
Add methods in the service to set isLoading to true/false
Inject the loading service in components where loading indicators are needed
- Q3. JS questions which includes closure and promise.race
Preethi V
(3 Questions)
- Q1. Sell this pen for me
- Ans.
This pen is sleek, stylish, and perfect for everyday use.
Highlight the pen's sleek design and durability
Emphasize its smooth writing experience
Mention any special features like a comfortable grip or refillable ink
Offer a discount or promotion to entice the customer to purchase
- Q2. What's your greatest disappointment in life
- Ans.
Losing my dream job due to company downsizing
Being laid off from my position as a senior sales associate
Feeling like I had invested so much time and effort into the company
Struggling to find a new job in the same field
- Q3. What's 10 times hundred
- Ans.
The answer is 1000.
To find 10 times 100, simply multiply 10 by 100 which equals 1000.
The answer is a three-digit number.
The answer is a multiple of 100.
I appeared for an interview in Jun 2025, where I was asked the following questions.
- Q1. I recently attended online assessment for Angular Senior UI Developer (UI Developer C11). They asked to find out the depth of dom element li, using jQuery Or JavaScript Ans - li depth 2; I would re...
- Q2. No any interview
I applied via Company Website and was interviewed in Dec 2024. There was 1 interview round.
(1 Question)
- Q1. Simple questions asked related to web forms
Interview Preparation Tips
I applied via Company Website and was interviewed in Dec 2024. There was 1 interview round.
(2 Questions)
- Q1. How does Bank BS differ from traditional companies?
- Ans.
Bank BS differs from traditional companies in its focus on financial services and regulations.
Bank BS primarily deals with financial services such as lending, investments, and wealth management.
Bank BS is heavily regulated by government authorities and must adhere to strict financial regulations.
Traditional companies operate in various industries and sectors, focusing on producing goods or providing services unrelated ...
- Q2. What is Tier1 Capital?
- Ans.
Tier1 Capital is a measure of a bank's financial strength, consisting of common equity and disclosed reserves.
Tier1 Capital is the core measure of a bank's financial strength.
It consists of common equity, such as common stock and retained earnings, and disclosed reserves.
Tier1 Capital is used to ensure that banks have enough capital to absorb potential losses.
Regulatory authorities require banks to maintain a minimum l...
Citicorp Interview FAQs
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