Lead Credit Analyst FAI (Funds)

Reference 25000CMT
Responsibilities
DEPARTMENT DESCRIPTION
GLOBAL BANKING AND ADVISORY (GLBA) /Credit Portfolio Management Financial Assets and Insurance (GLBA/CPM/FAI)
The mission of CPM/FAI is to provide credit analysis and manage the credit relationship with clients of FAI
This position has a focus on Financial Institutions (Funds, Asset Manager and other NBFIs) located in various regions Globally

Main Accountabilities
The individual will be responsible for credit analysis of existing or new financial institution clients/counterparties related to the following industries: asset managers, regulated funds, pension funds; other NBFIs
Products lines encompass OTC derivatives, prime services products, foreign exchange, repo, securities lending and structured transactions
Clients may also require committed loan facilities
Day to day responsibilities include:
Process credit requests in a timely manner to meet business deadlines and maintain the annual review cycle

Research and analyze financial data on the client to prepare high quality analysis in credit applications that address client credit risk and transaction risk

Conduct sector research to support the analysis

Develop strong credit judgment skills when recommending credit facilities, taking into consideration facility size, tenor, and suitability for client

Propose obligor ratings using our internal rating tools

Manage key components of counterparty credit administration such as internal ratings, trading documentation (ISDA/CSA, GMRA, GMSLA, GTB), and credit risk limits
Become knowledgeable of credit terms for legal documents and follow up with legal department on negotiations

Perform ongoing monitoring of client credit quality to identify a possible deterioration of credit quality

Monitor exposure and manage credit limit exceptions
Adapt to ongoing accounting and regulatory changes that affect credit limits and exposure

Coordinate all aspects of a credit request, liaising with legal staff, Risk Division and relevant parties

Assist in special credit related assignments and projects, as required

Required
Profile required
COMPETENCIES
Required:
Ability to organize time and manage deliverables to deadlines

Ability to identify and accommodate shifting priorities with little notice
Ability to analyze and evaluate counterparty risk and financial condition based utilizing quantitative and qualitative data

Acquire ability to complete work with minimal or no supervision
Possess a high degree of enthusiasm and energy to learn a variety of financial institution industry sectors

Ability to work in a team environment, interfacing with team members, front office bankers and salespersons, risk team, and clients

Technical Skills
Required:
Proficiency using Word for written analysis and Excel for spreadsheet analysis
Ability to acquire knowledge of the accounting, legal and regulatory issues governing relevant sectors

Ability to investigate/research/synthesize data and make appropriate conclusions as to what is causing the observed result(s)
Ability to write concisely and in a way that conveys analysis and conclusions without minimal follow-up questions
Develop competency with SGs internal systems

Desired:
Knowledge of capital markets/traded products and committed financing facilities
Knowledge of Asset Management and Banking Industry

Advanced Excel skills, such as macros and pivot tables

Why join us
We are committed to creating a diverse environment and are proud to be an equal opportunity employer
All qualified applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status
Business insight
At SocitGnrale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious
Whether youre joining us for a period of months, years or your entire career, together we can have a positive impact on the future
Creating, daring, innovating, and taking action are part of our DNA
If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us!
Still hesitating
You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices, and sharing their skills with charities
There are many ways to get involved

We are committed to support accelerating our Groups ESG strategy by implementing ESG principles in all our activities and policies
They are translated in our business activity (ESG assessment, reporting, project management or IT activities), our work environment and in our responsible practices for environment protection

Diversity and Inclusion
We are an equal opportunities employer and we are proud to make diversity a strength for our company
Societe Generale is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination