HDB Financial Services Assistant Credit Manager salaries in Kolkata

Likes

Salary on time

Dislikes

To be honest, the work culture is too bad. I have been working as a credit manager here and whatever good you do, you won't be appreciated. In here, Credit and Operations are just like sla*es to the Sales team. Even you have to work till late night still you get only 9-10% appraisal. And every year, when the time of appraisal comes, the company alaway use to be in loss. Secondly, neither one is going to teach you anything nor there is a proper training. You just get tons of pdfs for policy. Most commonly, here you get the policy pdfs after some changes gets implemented. Thirdly, process is too slow in comparison to other NBFCs. You have so go through 7-8 applications for pitching cam for a single customer. Forthly, 1st and 2nd saturday is off here as per the rumors.

Likes

supportive, family-like, and encouraging of internal growth, with good opportunities for career advancement, along with competitive incentives and on-time salary payments

Dislikes

intense pressure to meet high sales targets, poor work-life balance, low salary, lack of career growth opportunities, rigid company culture, excessive manual work, and a perceived lack of support from management.

Likes

...o like. Business teams are leading here. Business teams behaves like dog to BCM. Only on time salary is good thing

Dislikes

No value for credit in specially West Bengal lending department.No support for credit department. Business team from zonal level forceful to Branch credit level. Even working on credit department you will feel like you are working on sales. Even credit manager gets pressure more than any sales manager. Credit Manager leaves office every day at 10pm and at month end 3am at night.Even works on Saturday and Sunday

Likes

Salary on time, working pressure is average, work - life balance is average.

Dislikes

No co-operate from any seniors. Do self each and every thing. Sales and collection. Target pressure is 100 % but support is 0%. Work starting time is 8.00am ending time not fixed.

Likes

Working in Hdb is very good 😊 Easy Loans Quick Process Good Environment Good incentive And etc

Dislikes

...n pressure and customer don't pay emi you self fund on emi and pay customer emi. Where employee is 10k salary where he pay customer emi this thing is worst.Then senior Demanding Higher Targets Example - Your new joined and your 1st month Target is 10 lakh and you achieved target senior Demanding next month 20 lakh and your not achieved target senior denied you to take leave and 1st Saturday Sunday is off senior say doing work in market.Company Is continue doing work on Saturday Sunday all employees are frusted there is no social and life balance.There Is very office Politics.Where some employees doing nothing senior don't say anything there employees all target pending login pending and collection pending those employees Senior Don't say anything and some employee doing 1 loan in month and some do many more but who did more company demand more and who don't do more company don't want more.this is very big problem in this company.There is no Senior Support Who talk upper level senior for discussion some case.All thing Doing self Login to Disbursement .Customer Service Is very worst .