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HDB Financial Services

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3.9

based on 22.5k Reviews

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Proud winner of ABECA 2025 - AmbitionBox Employee Choice Awards

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  • About
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HDB Financial Services Credit Relationship Manager salaries in India (Updated 2025)

Annual salary range
0 - 10 years exp.
₹2.1 Lakhs - ₹5.2 Lakhs
Salary of majority employees info icon
Avg. annual salary
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Monthly In-hand Salary

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Credit Relationship Manager Salary at HDB Financial Services ranges between ₹2.1 Lakhs to ₹5.2 Lakhs per year for employees with less than 1 year of experience to 10 years. Salary estimates are based on 1.3k... Read more

14% less than the average Credit Relationship Manager Salary in NBFC Companies for 0 - 10 years of experience

Interested in this particular role? 2 job openings

What are the roles & responsibilities of a Credit Relationship Manager at HDB Financial Services?

Credit Operations Management

  • Handle credit operations from login to disbursement
  • Monitor vendors and maintain turnaround time (TAT)
  • Ensure process and policy adherence
  • Take care of audit queries and maintain good audit scores

Credit Decision Making

  • Evaluate and assess overall credit eligibility of customers
  • Make sound lending decisions based on available information
  • Process pre-approved loan proposals
  • Forward proposals to higher authority for decision

Customer Assistance

  • Assist customers with queries and complaints
  • Prepare collection reports and manage branch portfolio
  • Conduct customer meetings for credit proposal evaluation
  • Provide a superior customer experience

Performance Monitoring

  • Monitor portfolio indicators and ensure compliance
  • Track policy deviations and manage healthy portfolio
  • Ensure bounce rate and delinquency are within acceptable standards
  • Evaluate monthly branch audit scores

Read full roles & responsibilities

Last Updated: 19 Jul 2025

Companies similar to HDB Financial Services for Credit Relationship Manager

Company name Avg Annual Salary Open Jobs
Logo
Tata Motors Finance Credit Relationship Manager Salary

8 - 12 years exp. (4 salaries)

unlock blur

₹2 L/yr - ₹4.1 L/yr

arrow icon 8% less
Logo
Annapurna Finance Credit Relationship Manager Salary

5 - 12 years exp. (3 salaries)

unlock blur

₹3.9 L/yr - ₹5.5 L/yr

arrow icon 27% more
Login to view exact salary info icon
Logo
Bajaj Finance Credit Relationship Manager Salary

6 - 10 years exp. (3 salaries)

unlock blur

₹3.7 L/yr - ₹3.8 L/yr

arrow icon 7% more
Logo
SMFG India Credit Credit Relationship Manager Salary

4 - 12 years exp. (3 salaries)

unlock blur

₹3.9 L/yr - ₹4.8 L/yr

arrow icon 23% more
Logo
ICICI Bank Credit Relationship Manager Salary

1 - 4 years exp. (36 salaries)

unlock blur

₹9.2 L/yr - ₹16.3 L/yr

arrow icon 250% more
HDB Financial Services Credit Relationship Manager Salary and Career Growth

From

To

Credit Relationship Manager

₹unlock blur Lakhs/yr

0 - 10 years exp.

Zonal Business Manager

₹unlock blur Lakhs/yr

12 - 19 years exp.

Credit Relationship Manager

0 - 10 years exp.
unlock blur

Branch Credit Manager

0 - 13 years exp.
unlock blur
arrow icon 48% hike

Branch Manager

5 - 18 years exp.
unlock blur
arrow icon 76% hike

From

View 3 more levels

To

Credit Relationship Manager

unlock blur

0 - 10 years exp.

Zonal Manager

unlock blur

17 - 23 years exp.

From

View 2 more levels

To

Credit Relationship Manager

unlock blur

0 - 10 years exp.

Cluster Credit Manager

unlock blur

13 - 20 years exp.

Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.
Career and salary growth
cross

From

To

Credit Relationship Manager

₹ 3.5 Lakhs/yr

0 - 10 years exp.

Zonal Business Manager

₹ 28.1 Lakhs/yr

12 - 19 years exp.

Credit Relationship Manager 0 - 10 years exp.
₹ 3.5 L/yr
Branch Credit Manager 0 - 13 years exp.
₹ 5.2 L/yr
arrow icon 48% hike
Branch Manager 5 - 18 years exp.
₹ 9.1 L/yr
arrow icon 76% hike
Cluster Manager 14 - 20 years exp.
₹ 18.3 L/yr
arrow icon 101% hike
    Zonal Business Manager 12 - 19 years exp.
    ₹ 28.1 L/yr
    arrow icon 54% hike
    Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.
    Did you find above career path helpful?
    Career and salary growth
    cross

    From

    To

    Credit Relationship Manager

    ₹ 3.5 Lakhs/yr

    0 - 10 years exp.

    Zonal Manager

    ₹ 26.8 Lakhs/yr

    17 - 23 years exp.

    Credit Relationship Manager 0 - 10 years exp.
    ₹ 3.5 L/yr
    Branch Credit Manager 0 - 13 years exp.
    ₹ 5.2 L/yr
    arrow icon 48% hike
    Branch Manager 5 - 18 years exp.
    ₹ 9.1 L/yr
    arrow icon 76% hike
    Cluster Manager 14 - 20 years exp.
    ₹ 18.3 L/yr
    arrow icon 101% hike
      Zonal Manager 17 - 23 years exp.
      ₹ 26.8 L/yr
      arrow icon 46% hike
      Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.
      Did you find above career path helpful?
      Career and salary growth
      cross

      From

      To

      Credit Relationship Manager

      ₹ 3.5 Lakhs/yr

      0 - 10 years exp.

      Cluster Credit Manager

      ₹ 18.7 Lakhs/yr

      13 - 20 years exp.

      Credit Relationship Manager 0 - 10 years exp.
      ₹ 3.5 L/yr
      Branch Credit Manager 0 - 13 years exp.
      ₹ 5.2 L/yr
      arrow icon 48% hike
      Area Credit Manager 6 - 16 years exp.
      ₹ 10.9 L/yr
      arrow icon 111% hike
        Cluster Credit Manager 13 - 20 years exp.
        ₹ 18.7 L/yr
        arrow icon 71% hike
        Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.
        Did you find above career path helpful?

        Latest annual salaries shared by HDB Financial Services Credit Relationship Manager

        1d ago
        ₹4.6 Lakhs
        6 years exp.
        2d ago
        ₹2.6 Lakhs
        4 years exp.
        2d ago
        ₹4.1 Lakhs
        6 years exp.
        2d ago
        ₹5 Lakhs
        7 years exp.
        3d ago
        ₹2.9 Lakhs
        5 years exp.
        3d ago
        avg blur mobile
        2 years exp.
        3d ago
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        4 years exp.
        3d ago
        avg blur mobile
        5 months exp.
        3d ago
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        4 years exp.
        5d ago
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        1 year exp.

        HDB Financial Services Credit Relationship Manager salaries by

        Years of experience Avg. annual salary
        Fresher  (77 salaries)

        unlock blur

        ₹2 L/yr - ₹4 L/yr
        1 year  (134 salaries)

        unlock blur

        ₹2 L/yr - ₹4.2 L/yr
        Login to view exact salary info icon
        2 years  (186 salaries)

        unlock blur

        ₹2 L/yr - ₹4.5 L/yr
        3 years  (189 salaries)

        unlock blur

        ₹2 L/yr - ₹4.7 L/yr
        4 years  (177 salaries)

        unlock blur

        ₹2 L/yr - ₹5 L/yr
        5 years  (186 salaries)

        unlock blur

        ₹2 L/yr - ₹4.8 L/yr
        6 years  (120 salaries)

        unlock blur

        ₹2 L/yr - ₹5.2 L/yr
        7 years  (81 salaries)

        unlock blur

        ₹2 L/yr - ₹5.1 L/yr
        8 years  (68 salaries)

        unlock blur

        ₹2.4 L/yr - ₹5 L/yr
        9 years  (35 salaries)

        unlock blur

        ₹2.5 L/yr - ₹4.9 L/yr
        10 years  (22 salaries)

        unlock blur

        ₹3 L/yr - ₹4.7 L/yr
        View all salaries by experience

        Similar Designation Salaries at HDB Financial Services

        Similar Designation Avg. annual salary
        Relationship Manager Salary
        (1.3k salaries)
        unlock-blur

        ₹1.4 L/yr - ₹4.6 L/yr

        Credit Manager Salary
        (509 salaries)
        unlock-blur

        ₹1.6 L/yr - ₹9 L/yr

        Login to view exact salary info icon
        Regional Credit Manager Salary
        (5 salaries)
        unlock-blur

        ₹25 L/yr - ₹39.8 L/yr

        Area Credit Manager Salary
        (208 salaries)
        unlock-blur

        ₹5.3 L/yr - ₹17 L/yr

        Branch Manager Salary
        (307 salaries)
        unlock-blur

        ₹4.4 L/yr - ₹13.2 L/yr

        Cluster Credit Manager Salary
        (40 salaries)
        unlock-blur

        ₹11.4 L/yr - ₹24 L/yr

        Branch Credit Manager Salary
        (574 salaries)
        unlock-blur

        ₹2 L/yr - ₹7.9 L/yr

        Assistant Credit Manager Salary
        (14 salaries)
        unlock-blur

        ₹2.5 L/yr - ₹5 L/yr

        Deputy Credit Manager Salary
        (4 salaries)
        unlock-blur

        ₹3.5 L/yr - ₹6.3 L/yr

        Chief Manager Salary
        (AmbitionBox Estimate)
        unlock-blur

        ₹12.6 L/yr - ₹16.1 L/yr

        View more similar designations

        What people are saying about HDB Financial Services

        View All
        a linux administrator
        1w
        #Open to work Linux Administrator role
        Hi everyone! I'm seeking a new role and would appreciate your support. If you hear of any opportunities or just want to catch up, please send me a message or comment below. I'd love to reconnect. #Open to work About me & what I'm looking for: I'm looking for Linux Administrator, System Administrator, and Unix Linux System Administrator roles. I'm open to roles in Hyderabad, Chennai, Bengaluru, and Mumbai. I've previously worked at Teamware Solutions, Zen & Art, and HDB Financial Services Ltd..
        Got a question about HDB Financial Services?
        Ask anonymously on communities.

        Salary related reviews for HDB Financial Services

        3.3

        Rated by 434 employees for salary & benefits

        Credit Relationship Manager in Ankleshwar

        Full Time

         · 

        Customer Success, Service & Operations Department

        2.0
          •  updated on 24 Oct 2024

        2.0
         for  Salary and Benefits

        Likes

        Learning Purposes it is goood but not good life long time.

        • Skill development - Good

        Dislikes

        Everything 1 Salary structure 2 Leave not giving which is considered as Leave on system but if they mail " Tomorrow is normal working day " u must come to branch, Shame thing to work with them.

        read more
        • Salary - Poor
        • +4 more

        Credit Relationship Manager in Srikakulam

        Full Time

         · 

        BFSI, Investments & Trading Department

        3.0
          •  updated on 12 Oct 2023

        1.0
         for  Salary and Benefits

        Likes

        We can learn multiple products in credit and we can fully learn our core.

        • Skill development - Good

        Dislikes

        Less salaries full work pressure including credit they’ll ask to bring some sales , no support and coming to appraisals there is no choice for that every department need to take permission from sales cluster

        read more
        • Salary - Bad
        • +3 more

        Credit Relationship Manager in New Delhi

        Full Time

         · 

        BFSI, Investments & Trading Department

        3.0
          •  updated on 16 Dec 2023

        2.0
         for  Salary and Benefits

        Likes

        Good Place to work for beginners and so much learning for the once who is in initial stage on job...

        • Skill development - Good
        • +2 more

        Dislikes

        Salary is not good as per company standards.. Work culture is poor for some departments as other departments too much dependent on same.. Work Life Balance is very poor as holidays can turn to working days and need to stretch at work..

        read more
        • Salary - Poor
        • +3 more

        Credit Relationship Manager in Coimbatore

        Full Time

         · 

        BFSI, Investments & Trading Department

        4.0
          •  updated on 03 May 2022

        1.0
         for  Salary and Benefits

        Likes

        Great learning experience for freshers in financial field

        • Skill development - Good
        • +3 more

        Dislikes

        Well no dislike but they can give a better salary. Bcz employees are working like more than 12 hours a day. Tat too month ends are terrible. So paying us well will definitely be encouraging

        read more
        • Salary - Bad
        • +2 more

        Credit Relationship Manager in Varanasi

        Full Time

         · 

        Finance & Accounting Department

        5.0
          •  updated on 07 May 2022

        1.0
         for  Salary and Benefits

        Likes

        The most important thing that i realised after joining that there is much more to learn and knowing the best method of deal appraisal and underwriting

        read more
        • Skill development - Excellent
        • +2 more

        Dislikes

        ...t thing of HDB is that there is no transperency between employee and employer They give fake assurance regarding salary before joining

        read more
        • Salary - Bad
        see more salary related reviews
        More about working at HDB Financial Services
        golden leaf award AmbitionBox awards

        Top Rated Mega Company - 2025

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        golden leaf award AmbitionBox awards

        Top Rated Financial Services Company - 2025

        golden leaf award
        golden leaf award AmbitionBox awards

        #4 Top Rated Financial Services Company - 2024

        golden leaf award
        • HQ - Ahmedabad, Gujrat, India
        • NBFC
        • 50k-1 Lakh Employees (India)
        • Financial Services
        • Banking

        HDB Financial Services Credit Relationship Manager Salary FAQs

        What is the salary of Credit Relationship Manager at HDB Financial Services ?
        The average salary of a Credit Relationship Manager at HDB Financial Services in India typically ranges from ₹2.1 Lakhs to ₹5.2 Lakhs per year, depending on experience (from Fresher to 10 years).

        The top 10% of Credit Relationship Manager at HDB Financial Services earn more than ₹4.1 Lakhs per year, and the top 1% earn over ₹4.8 Lakhs per year. Credit Relationship Manager Salaries at HDB Financial Services can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

        These estimates are based on salary data submitted by 1200+ HDB Financial Services employees in India.
        What is the estimated take home salary of a Credit Relationship Manager at HDB Financial Services in India?
        The estimated take-home salary of a Credit Relationship Manager at HDB Financial Services in India typically ranges from ₹25,526 to ₹26,957 per month. This is based on the average salary range of ₹2.1 Lakhs to ₹5.2 Lakhs per year for employees with experience ranging from Fresher to 10 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 1200+ salaries received from various employees of HDB Financial Services. Check how we calculate in-hand salary with our in-hand salary calculator.
        What are the key skills required to be a Credit Relationship Manager at HDB Financial Services ?
        To be a Credit Relationship Manager at HDB Financial Services in india, the key skills required include:

        • - Credit Underwriting
        • - Credit
        • - Credit Appraisal
        • - Credit Processing
        • - Underwriting

        These skills are highly valued at HDB Financial Services and are crucial for successful performance in a Software Engineering role.
        Which companies offer higher salaries than HDB Financial Services for Credit Relationship Manager in India?
        ICICI Bank ₹9.2 Lakhs to ₹16.3 Lakhs per year
        Annapurna Finance ₹3.9 Lakhs to ₹5.5 Lakhs per year
        SMFG India Credit ₹3.9 Lakhs to ₹4.8 Lakhs per year
        Bajaj Finance ₹3.7 Lakhs to ₹3.8 Lakhs per year

        These companies are known for offering competitive compensation packages that can exceed the salary offered by HDB Financial Services, depending on the role and experience level.
        What is the salary of a Credit Relationship Manager in companies similar to HDB Financial Services in India?
        The salary of a Credit Relationship Manager at companies similar to HDB Financial Services in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

        Tata Motors Finance ₹2.0 Lakhs to ₹4.1 Lakhs per year

        These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.
        How the salary growth look like for a Credit Relationship Manager at HDB Financial Services in India?
        The salary growth for a Credit Relationship Manager at HDB Financial Services depends on factors such as experience, performance, and promotions. On average, a Credit Relationship Manager can expect the following growth trajectory at HDB Financial Services:

        Experience Average Salary Range
        Fresher ₹2.0 Lakhs to ₹4.0 Lakhs per year
        1 year ₹2.0 Lakhs to ₹4.2 Lakhs per year
        2 years ₹2.0 Lakhs to ₹4.5 Lakhs per year
        3 years ₹2.0 Lakhs to ₹4.7 Lakhs per year
        and so on.

        Top skills at HDB Financial Services for Credit Relationship Manager

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        Tell us how to improve this page.

        HDB Financial Services Credit Relationship Manager Salaries by Location

        • HDB Financial Services Credit Relationship Manager salaries in New Delhi
        • HDB Financial Services Credit Relationship Manager salaries in Chennai
        • HDB Financial Services Credit Relationship Manager salaries in Mumbai
        • HDB Financial Services Credit Relationship Manager salaries in Kolkata
        • HDB Financial Services Credit Relationship Manager salaries in Noida
        • Show more
        • HDB Financial Services Credit Relationship Manager salaries in Hyderabad / Secunderabad
        • HDB Financial Services Credit Relationship Manager salaries in Pune
        • HDB Financial Services Credit Relationship Manager salaries in Bhopal
        • Home >
        • Salaries >
        • HDB Financial Services Salaries >
        • HDB Financial Services Credit Relationship Manager Salaries

        HDB Financial Services Credit Relationship Manager salary in India ranges between ₹2.1 Lakhs to ₹5.2 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 1.3k HDB Financial Services latest salaries received from various employees of HDB Financial Services.

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        HDB Financial Services Credit Relationship Manager Interview Questions

        A Credit Relationship Manager was asked
        2mo ago
        Q. Do you have knowledge about MIS reports, Excel, and computers?
        Read all Credit Relationship Manager questions
        A Credit Relationship Manager was asked
        4mo ago
        Q. Are you able to work all over India?
        Read all Credit Relationship Manager questions
        A Credit Relationship Manager was asked
        5mo ago
        Q. What is your current CTC?
        Read all Credit Relationship Manager questions
        View all
        Credit Relationship Manager Salary in India
        based on 1.3k salaries
        ₹2.2 L/yr - ₹6.9 L/yr
        14% less than the average Credit Relationship Manager Salary in India
        View more details

        HDB Financial Services Credit Relationship Manager Reviews and Ratings

        based on 434 reviews

        3.7/5

        Rating in categories

        3.6

        Skill development

        3.3

        Work-life balance

        3.3

        Salary

        3.7

        Job security

        3.3

        Company culture

        3.2

        Promotions

        3.3

        Work satisfaction

        Explore 434 Reviews and Ratings

        Gender Based Ratings at HDB Financial Services

        based on 420 Credit Relationship Manager salaries
        3.6
        Rated by 59 Women

        for Salary and Benefits at HDB Financial Services

        women
        3.7
        Rated by 361 Men

        for Salary and Benefits at HDB Financial Services

        men
        Credit Relationship Manager Jobs at HDB Financial Services
        HDB Financial Services
        Job Opportunity For Hub -Credit relationship Manager -Coimbatore

        Coimbatore

        3-8 Yrs

        Not Disclosed

        HDB Financial Services
        Credit Relationship Manager

        Coimbatore

        2-7 Yrs

        Not Disclosed

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        HDB Financial Services Employee Benefits
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        1 total response
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        Notice Period for Credit Relationship Manager at HDB Financial Services

        based on 1.4k responses

        3 Months
        69%
        1 Month
        21%
        15 days or less
        5%
        2 Months
        4%
        More than 3 months
        1%
        View all
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