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A share is riskier than a mutual fund.
Shares are more volatile and subject to market fluctuations
Mutual funds are diversified and managed by professionals
Shares require more research and monitoring
Examples: Apple stock vs. S&P 500 index fund
Cost ratios can be classified into three types: operating, financial, and combined.
Operating cost ratio measures the efficiency of a company's operations.
Financial cost ratio measures the company's ability to meet its financial obligations.
Combined cost ratio is a combination of operating and financial cost ratios.
Examples of cost ratios include gross profit margin, return on assets, debt-to-equity ratio, and inte...
Cost accounting is the process of recording, classifying, analyzing, summarizing, and allocating costs associated with a business operation.
It helps in determining the cost of production
It helps in identifying areas where cost can be reduced
It helps in setting prices for products and services
It helps in budgeting and forecasting
Examples include job costing, process costing, and activity-based costing
The various stages in the trade cycle life are expansion, peak, contraction, and trough.
Expansion: Period of economic growth, increased production, and rising employment.
Peak: The highest point of economic activity before a downturn.
Contraction: Economic decline, decreased production, and rising unemployment.
Trough: The lowest point of economic activity before a recovery.
Example: During the expansion phase, busine...
The types of capital markets include primary markets and secondary markets.
Primary markets are where new securities are issued and sold for the first time, such as initial public offerings (IPOs).
Secondary markets are where existing securities are traded among investors, such as stock exchanges.
Other types of capital markets include money markets, bond markets, and derivatives markets.
Money markets deal with short...
Equity funding refers to the process of raising capital by selling shares of ownership in a company.
Equity funding is a common method for startups and growing companies to raise funds.
Investors purchase shares of the company in exchange for capital.
Equity funding allows companies to access external capital without incurring debt.
It provides investors with an ownership stake in the company and potential returns on ...
Options are contracts that give buyers rights to buy or sell assets at specific prices before certain dates.
Options come in two types: calls (buy) and puts (sell).
Example: A call option allows you to buy stock at a set price, benefiting if the stock price rises.
Example: A put option allows you to sell stock at a set price, benefiting if the stock price falls.
Options can be used for income through strategies like c...
Financial management involves planning, organizing, directing and controlling financial activities of an organization.
Financial management is the process of managing an organization's financial resources to achieve its goals and objectives.
It involves planning and budgeting, financial analysis and reporting, cash management, and risk management.
Financial management also includes managing investments, financing dec...
My biggest weakness is my tendency to overthink and analyze situations.
I tend to spend too much time analyzing data and can sometimes get bogged down in details
I am working on finding a balance between thorough analysis and timely decision-making
For example, in my previous role, I would spend hours analyzing financial reports before making a decision, but I have since learned to prioritize and make quicker decisio...
NAV is calculated by subtracting liabilities from assets and dividing by the number of outstanding shares.
NAV = (Assets - Liabilities) / Number of outstanding shares
Assets include cash, investments, and property
Liabilities include debts and expenses
NAV is used to determine the value of a mutual fund or ETF
NAV can fluctuate based on changes in asset and liability values
Cloud migration involves moving data, applications, and processes from on-premises servers to cloud infrastructure.
Assess current infrastructure and identify workloads to migrate
Choose the right cloud provider and migration strategy
Plan for data transfer, security, and compliance
Execute migration with minimal downtime and monitor performance
Optimize resources and costs post-migration
Migration tools process and experience
Migration tools help transfer data from one system to another seamlessly
Experience with various migration tools such as AWS Database Migration Service, Carbonite Migrate, etc.
Understanding of data mapping, transformation, and validation processes
Ability to troubleshoot migration issues and ensure data integrity
Collaboration with stakeholders to plan and execute migration strategies
I appeared for an interview in May 2025, where I was asked the following questions.
Bonds are debt securities used by entities to raise capital, with various types catering to different investor needs.
Government Bonds: Issued by national governments, e.g., U.S. Treasury Bonds.
Corporate Bonds: Issued by companies to raise funds, e.g., Apple Inc. bonds.
Municipal Bonds: Issued by local governments, often tax-exempt, e.g., city infrastructure bonds.
Zero-Coupon Bonds: Sold at a discount and pay no interest...
Equity shares represent ownership in a company, entitling shareholders to dividends and voting rights.
Ordinary Shares: Commonly issued, providing voting rights and dividends (e.g., Apple Inc. shares).
Preference Shares: Fixed dividends, priority over ordinary shares in asset liquidation (e.g., preferred stock of Ford).
Redeemable Shares: Can be bought back by the company at a future date (e.g., redeemable preference shar...
Preference shares are equity securities with preferential rights over common shares, often providing fixed dividends.
Cumulative Preference Shares: Unpaid dividends accumulate. Example: If a company skips a dividend, it must pay it later.
Non-Cumulative Preference Shares: No accumulation of unpaid dividends. Example: If dividends are not declared, shareholders lose those payments.
Participating Preference Shares: Sharehol...
Preference shares are equity securities with preferential rights over common shares, often providing fixed dividends.
Cumulative Preference Shares: Unpaid dividends accumulate; e.g., if a company skips a dividend, it must pay it later.
Non-Cumulative Preference Shares: No accumulation of unpaid dividends; e.g., if a dividend is missed, shareholders lose that payment.
Participating Preference Shares: Shareholders can parti...
Equity shares represent ownership in a company, with various types catering to different investor needs and rights.
Ordinary Shares: Commonly issued, providing voting rights and dividends (e.g., shares of Apple Inc.).
Preference Shares: Offer fixed dividends and priority over ordinary shares in asset liquidation (e.g., preferred stock of Bank of America).
Cumulative Preference Shares: Accumulate unpaid dividends, ensuring...
I applied via Referral and was interviewed in Jun 2024. There were 3 interview rounds.
ArrayList in Java sorts data using the Collections.sort() method, which employs a dual-pivot quicksort algorithm.
ArrayList uses the Collections.sort() method for sorting.
The sorting mechanism is based on the dual-pivot quicksort algorithm.
Example: Sorting an array of strings like ['banana', 'apple', 'cherry'] results in ['apple', 'banana', 'cherry'].
The sort is stable, meaning equal elements maintain their relative ord...
Please tell me about solid principle
Design patterns are reusable solutions to common problems in software design.
Design patterns help in creating maintainable and scalable code.
They provide a common language for developers to communicate about solutions.
Examples include Singleton, Factory, Observer, and Strategy patterns.
Parameters are values passed to a function, while variables are used to store data within a program.
Parameters are specified in the function definition, while variables are declared within the function body.
Parameters are used to pass values into a function, while variables are used to store values for later use.
Example: function add(num1, num2) { return num1 + num2; } - num1 and num2 are parameters, while result is st...
I appeared for an interview in Nov 2024.
I appeared for an interview in Aug 2024.
To create an EC2 instance using Terraform, you need to define the instance configuration in a Terraform file and then apply the configuration using Terraform commands.
Define the EC2 instance configuration in a Terraform file using the 'aws_instance' resource type
Specify the instance type, AMI ID, key pair, security group, and other necessary parameters in the configuration
Run 'terraform init' to initialize the Terrafor...
I appeared for an interview in Mar 2025, where I was asked the following questions.
Capital markets are platforms for buying and selling financial securities, facilitating investment and funding for businesses and governments.
Capital markets include stock markets (e.g., NYSE, NASDAQ) where shares of companies are traded.
They also encompass bond markets where debt securities are issued and traded, such as U.S. Treasury bonds.
These markets enable companies to raise capital for expansion and operations b...
Apptitude questions logical and technical questions and queries
I applied via Job Portal and was interviewed in Jun 2024. There were 2 interview rounds.
Simple aptitude test
Changing domain to improve security and efficiency.
Current domain lacks necessary security measures.
New domain offers better performance and scalability.
Migration to new domain aligns with company's strategic goals.
I expect a competitive salary based on industry standards and am open to rotational shifts for flexibility and team support.
My expected salary is in the range of $70,000 to $80,000, depending on the responsibilities and benefits offered.
I believe in the importance of teamwork and am willing to work in rotational shifts to ensure coverage and support for the team.
For example, in my previous role, I successfully managed ...
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