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HDFC Credila Financial Services Credit Manager Interview Questions and Answers

Updated 7 May 2025

HDFC Credila Financial Services Credit Manager Interview Experiences

3 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview before Nov 2023, where I was asked the following questions.

  • Q1. Past experience
  • Ans. 

    Experienced Credit Manager with a strong background in risk assessment and financial analysis to optimize credit policies.

    • Managed credit risk for a portfolio of over $10 million, reducing delinquency rates by 15%.

    • Implemented a new credit scoring model that improved approval rates by 20% while maintaining low default rates.

    • Collaborated with sales teams to develop flexible payment terms, enhancing customer satisfaction a...

  • Answered by AI
  • Q2. Credit related questions

I applied via Naukri.com and was interviewed in Oct 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. When you will left the company
  • Q2. About package negotiations

Interview Preparation Tips

Interview preparation tips for other job seekers - Worst work environment ,manager is less supportive.

Credit Manager Interview Questions Asked at Other Companies

asked in HDFC Bank
Q1. If a client comes to take a loan & he haven't got any type of ... read more
asked in ICICI Bank
Q2. What are the most important ratios to analyze the balance sheet a ... read more
asked in HDFC Bank
Q3. A client wants a large loan to fund a long-term project. What doc ... read more
asked in ICICI Bank
Q4. Which clauses in 3CD are important when sanctioning a loan?
asked in ICICI Bank
Q5. What are the key skills of a credit manager?

Credit Manager Interview Questions & Answers

user image ARINDAM SINGHA

posted on 8 Oct 2021

I applied via Referral and was interviewed in Sep 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. R u ready to handle this position ?
  • Q2. About CIBIL & Education loan

Interview Preparation Tips

Interview preparation tips for other job seekers - Good experience in HDFC credila

Top trending discussions

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Interview Tips & Stories
2w (edited)
a team lead
Why are women still asked such personal questions in interview?
I recently went for an interview… and honestly, m still trying to process what just happened. Instead of being asked about my skills, experience, or how I could add value to the company… the questions took a totally unexpected turn. The interviewer started asking things like When are you getting married? Are you engaged? And m sure, if I had said I was married, the next question would’ve been How long have you been married? What does my personal life have to do with the job m applying for? This is where I felt the gender discrimination hit hard. These types of questions are so casually thrown at women during interviews but are they ever asked to men? No one asks male candidates if they’re planning a wedding or how old their kids are. So why is it okay to ask women? Can we please stop normalising this kind of behaviour in interviews? Our careers shouldn’t be judged by our relationship status. Period.
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Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Approached by Company and was interviewed in Feb 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. 2 technical 3rd HR ROUND
  • Q2. What you know about home first

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview will be done twice 3rd round HR round of interview
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview before Apr 2024, where I was asked the following questions.

  • Q1. Can you describe your previous experience?
  • Q2. What motivates you to want to join this organization?
  • Ans. 

    I'm motivated to join this organization due to its innovative approach, strong values, and commitment to employee growth and success.

    • Alignment with Values: The organization's commitment to integrity and customer satisfaction resonates with my personal values, as I believe in building trust with clients.

    • Innovative Culture: I am excited about the opportunity to work in an environment that encourages creativity and innova...

  • Answered by AI
Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Naukri.com and was interviewed in Mar 2024. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Why do you want to switch
  • Q2. Why should we hire you

Interview Preparation Tips

Interview preparation tips for other job seekers - Typical Byju's like brand and treatment
Be interview-ready. Browse the most asked HR questions.
illustration image
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. What was the best compliment you received from client

Interview Preparation Tips

Interview preparation tips for other job seekers - Join asap, you wont regret
Are these interview questions helpful?

Interview Questionnaire 

1 Question

  • Q1. SKILLS AND PERSONNEL DISCUSSION AND JOB POSITION CRETERIA

Interview Preparation Tips

Round: Resume Shortlist
Experience: WITH REQUIRED SKILLS AND EXPERIENCE

Round: Test
Experience: REASONING AND TYPING TESTS

General Tips: SHOULD BE EXPERT INTO TYPING SKILLS AND SOFT SKILLS
Skills: Communication, Body Language, Presentation Skills

I appeared for an interview before Aug 2016.

Interview Preparation Tips

Round: Test
Duration: 1 hour
Total Questions: 10

Round: Test
Duration: 1 hour

Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. All about domain & things mentioned in the CV
Round 2 - Technical 

(1 Question)

  • Q1. About respective domain

HDFC Credila Financial Services Interview FAQs

How many rounds are there in HDFC Credila Financial Services Credit Manager interview?
HDFC Credila Financial Services interview process usually has 2 rounds. The most common rounds in the HDFC Credila Financial Services interview process are Resume Shortlist and Technical.
How to prepare for HDFC Credila Financial Services Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at HDFC Credila Financial Services. The most common topics and skills that interviewers at HDFC Credila Financial Services expect are Client Management, Credit Appraisal, Credit Underwriting, Lead Generation and New Business Acquisition.
What are the top questions asked in HDFC Credila Financial Services Credit Manager interview?

Some of the top questions asked at the HDFC Credila Financial Services Credit Manager interview -

  1. Past experie...read more
  2. About CIBIL & Education lo...read more
  3. Credit related questi...read more

Tell us how to improve this page.

Overall Interview Experience Rating

5/5

based on 1 interview experience

Difficulty level

Moderate 100%

Duration

Less than 2 weeks 100%
View more

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HDFC Credila Financial Services Credit Manager Salary
based on 77 salaries
₹6 L/yr - ₹12 L/yr
15% more than the average Credit Manager Salary in India
View more details

HDFC Credila Financial Services Credit Manager Reviews and Ratings

based on 15 reviews

3.2/5

Rating in categories

3.4

Skill development

2.7

Work-life balance

3.7

Salary

3.9

Job security

2.7

Company culture

3.1

Promotions

2.7

Work satisfaction

Explore 15 Reviews and Ratings
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