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Utkarsh Small Finance Bank

3.8

based on 3.6k Reviews

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Company Overview

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Utkarsh Small Finance Bank Credit Officer Reviews

Updated 29 Jun, 2025

Category Ratings

3.8

Salary

3.7

Job Security

3.7

Skill Development

3.6

Company Culture

3.6

Work-Life Balance

3.5

Promotions

3.5

Work Satisfaction

What employees say about Utkarsh Small Finance Bank?

Insights from employee reviews on AmbitionBox

Workplace insights

Work from office

79% employees reported

Monday to Saturday

49% employees reported

Flexible timing

47% employees reported

Within city

58% employees reported

View more detailed insights

Gender based rating

2.2

Rated by Women

6 reviews

3.9

Rated by Men

159 reviews

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Top Mentions in Utkarsh Small Finance Bank Credit Officer Reviews

177 reviews found

Sort By: Popular

Credit Officer in Rudrapur

Full Time

Finance Department

5.0

updated on 29 Aug 2024

Likes

According to Utkarsh Small Finance Bank, they offer a unique work-life balance culture that helps employees focus on their work and live a healthy, stress-free life. They also offer a variety of employee-centric activities to help employees unwind and maintain a holistic approach to work-life balance.

Dislikes

Low salary: Some say that the salary is low and not comparable to other banks. For example, one reviewer says that engineering graduates start at 9,000 rupees per month, which is considered shameful. No promotions: Some say that there are no opportunities for promotion, and that hard work is not appreciated. Politics: Some say that there is too much politics in the workplace, and that superiors are not supportive. Long hours: Some say that MB branches have late working hours and heavy workloads. No time management: Some say that there is no time management. Manual work: Some say that there is too much manual work. No digital features: Some say that the bank lacks digital features. Pressure: Some say that the job is stressful....Read More

Credit Officer in Jagdishpur

Full Time

Sales Support & Operations Department

1.0

updated on 29 Jun 2025

Likes

Nothing any like this bank is only for scams for poor people

Dislikes

Hard field work and very much of scams for poor people and not any thing of like

Work Details

Work timings: Strict Timings

Work related travel: This is a desk job.

Credit Officer in Pusad

Full Time

Finance Department

3.0

updated on 03 Nov 2024

Likes

My Branch total 7 days work holiday bank open sunday work salary firsht six month best salary but next six month salary is low insensitive not available clients emi self mannage bank total collection posting but od members cash self deposit I'm not satisfying in this bank

Dislikes

I'm not satisfied utkarsh small finance bank work time work 16 hours salary low

Work Details

Work days: Monday to Friday

Read Utkarsh Small Finance Bank Credit Officer Reviews based on locations

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Credit Officer in Mirzapur

Full Time

Operations Department

5.0

updated on 17 Mar 2025

Likes

Utkarsh small Finance Bank is fast growing Bank in india and here culture is too good.

Dislikes

Working pressure counting in off day.

Credit Officer in Varanasi

Full Time

Sales Support & Operations Department

5.0

updated on 26 Jan 2025

Likes

I like this job

Work Details

Work days: Monday to Friday (Strict Timings)

Work related travel: This job involves Travel Within City.

Top trending discussions

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HQ - Varanasi,Uttar Pradesh, India

Banking

10k-50k Employees (India)

Public

Financial Services

People also ask about Utkarsh Small Finance Bank's Credit Officers

Is Utkarsh Small Finance Bank a good place to work for Credit Officers?

The experience of working at any company can vary based on factors like team, manager, role, company policy etc. However, with an overall rating of 3.9 out of 5 from over 177 employee reviews, it's clear that most credit officers have an average experience working at Utkarsh Small Finance Bank. Salary & Benefits holds the highest rating at 3.8, while career growth is rated the lowest amongst all factors at 3.5. Read reviews about salary & benefits and career growth on AmbitionBox.

Does Utkarsh Small Finance Bank pay their Credit Officers well?

According to AmbitionBox reviews, Utkarsh Small Finance Bank credit officers rate their salary and benefits at 3.8 out of 5, based on 177 reviews. The rating reflects an average level of satisfaction among employees regarding compensation and benefits, indicating that while employees find the compensation and benefits acceptable, there is room for improvement in these areas. You can know more about Utkarsh Small Finance Bank's credit officers salaries here and to read reviews specifically about salary and benefits at Utkarsh Small Finance Bank for credit officers, click here .

How is the work culture at Utkarsh Small Finance Bank for Credit Officers?

Work culture at Utkarsh Small Finance Bank for credit officers is rated 3.6 out of 5 by 177 employees on AmbitionBox, indicating an average environment. Work culture encompasses aspects like collaboration, support, and overall employee satisfaction. The rating reflects that while some aspects of the work culture are satisfactory, there is room for improvement in certain areas.To read reviews specifically about work culture at Utkarsh Small Finance Bank for credit officers, click here .

How is the job security at Utkarsh Small Finance Bank for Credit Officers?

Based on 177 reviews on AmbitionBox, Utkarsh Small Finance Bank's credit officers rate job security at 3.7 out of 5. This lower rating indicates that a significant number of employees may have concerns about their job stability and the reliability of their roles at Utkarsh Small Finance Bank. To read reviews about job security at Utkarsh Small Finance Bank for credit officers, click here .

Is work from home available to Credit Officers at Utkarsh Small Finance Bank?

According to AmbitionBox, 16% of Utkarsh Small Finance Bank's credit officers work from home permanently, 79% work from the office, and 5% follow a hybrid model, based on 19 reviews in the last 6 months. This indicates an inclination for in-office work arrangements with fewer remote options. To read reviews specifically about work-life balance, click here.

Utkarsh Small Finance Bank Credit Officer Reviews by Locations

Utkarsh Small Finance Bank Reviews by Designations

By reading the reviews on this page, you agree that they are (often anonymous) personal opinions and views of reviewers/users of AmbitionBox, which may be biased, and for this, AmbitionBox has no liability. If you believe that a review is inappropriate, please click on "Report" (shown as a flag) present below each review and our moderation team will look into it as soon as possible.

AmbitionBox has 177 Utkarsh Small Finance Bank reviews submitted by Utkarsh Small Finance Bank employees. Read reviews on salaries, working hours, work culture, office environment, and more to know if Utkarsh Small Finance Bank is the right company for you. ...