AU Small Finance Bank Senior Credit Officer Salaries by 200+ Employees (Updated 2025)

0 - 6 years exp.

₹1.9 Lakh - ₹4.2 Lakhs

Avg. annual salary

Monthly In-hand Salary

Senior Credit Officer Salary at AU Small Finance Bank ranges between ₹1.9 Lakh to ₹4.2 Lakhs per year for employees with less than 1 year of experience to 6 years. Salary estimates are based on... Read more

21% less than the average Senior Credit Officer Salary in Banking Companies for 0 - 6 years of experience

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Last Updated: 10 Jul 2025

Companies similar to AU Small Finance Bank for Senior Credit Officer

Company name	Avg Annual Salary	Open Jobs
Equitas Small Finance Bank Senior Credit Officer Salary 0 - 10 years exp. (23 salaries)	₹1.7 L/yr - ₹4.3 L/yr 1% less
Ujjivan Small Finance Bank Senior Credit Officer Salary 0 - 11 years exp. (22 salaries)	₹3.1 L/yr - ₹5.5 L/yr 40% more
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IndusInd Bank Senior Credit Officer Salary 3 - 7 years exp. (6 salaries)	₹3 L/yr - ₹6.1 L/yr 9% more

Bank of Baroda Senior Credit Officer Salary 7 - 9 years exp. (6 salaries)	₹16.5 L/yr - ₹29.7 L/yr 586% more
IDFC FIRST Bank Senior Credit Officer Salary 1 - 4 years exp. (5 salaries)	₹3 L/yr - ₹3.2 L/yr 5% less
Jana Small Finance Bank Senior Credit Officer Salary 2 - 7 years exp. (5 salaries)	₹1.2 L/yr - ₹3.7 L/yr 28% less
Standard Chartered Senior Credit Officer Salary 4 - 10 years exp. (4 salaries)	₹2 L/yr - ₹4 L/yr 8% less
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Barclays Senior Credit Officer Salary 4 - 8 years exp. (3 salaries)	₹2.2 L/yr - ₹3.3 L/yr 17% less

From

Senior Credit Officer

₹

Lakhs/yr

0 - 6 years exp.

Regional Credit Manager

₹

Lakhs/yr

8 - 18 years exp.

Senior Credit Officer

0 - 6 years exp.

Credit Manager

0 - 12 years exp.

84% hike

Portfolio Credit Manager

5 - 15 years exp.

56% hike

Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.

Latest annual salaries shared by AU Small Finance Bank Senior Credit Officer

2d ago

₹3.3 Lakhs

3 years exp.

5d ago

₹3.1 Lakhs

1 month exp.

1w ago

₹4 Lakhs

2 years exp.

1w ago

₹3.5 Lakhs

1 year exp.

1w ago

₹3.3 Lakhs

4 years exp.

2w ago

6 years exp.

3w ago

4 years exp.

3w ago

2 years exp.

4w ago

3 years exp.

1mo ago

1 year exp.

AU Small Finance Bank Senior Credit Officer salaries by

Years of experience	Avg. annual salary
Fresher (7 salaries)	₹2.5 L/yr - ₹3.5 L/yr
1 year (31 salaries)	₹2 L/yr - ₹4 L/yr
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2 years (42 salaries)	₹1.9 L/yr - ₹4.2 L/yr
3 years (47 salaries)	₹2 L/yr - ₹3.9 L/yr
4 years (46 salaries)	₹2.1 L/yr - ₹3.9 L/yr
5 years (47 salaries)	₹2.3 L/yr - ₹4 L/yr
6 years (20 salaries)	₹2.5 L/yr - ₹4 L/yr

View all salaries by experience

Similar Designation Salaries at AU Small Finance Bank

Similar Designation	Avg. annual salary
Credit Officer Salary (246 salaries)	₹1.3 L/yr - ₹4 L/yr
Regional Credit Manager Salary (54 salaries)	₹12 L/yr - ₹32.5 L/yr
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Zonal Credit Manager Salary (3 salaries)	₹28 L/yr - ₹79.1 L/yr
Deputy Credit Manager Salary (185 salaries)	₹3.4 L/yr - ₹8.2 L/yr
Area Credit Manager Salary (63 salaries)	₹6.8 L/yr - ₹12.6 L/yr
Branch Credit Manager Salary (95 salaries)	₹2.1 L/yr - ₹8.2 L/yr
Sales Officer Salary (366 salaries)	₹1.1 L/yr - ₹5 L/yr
Cluster Credit Manager Salary (182 salaries)	₹7.7 L/yr - ₹23 L/yr
Credit Manager Salary (554 salaries)	₹2.3 L/yr - ₹10.5 L/yr
Senior Associate Salary (7 salaries)	₹2.6 L/yr - ₹4 L/yr

View more similar designations

Top trending discussions

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Salary Discussions, Hike & Promotions

a full stack developer

No Salary Discussion in My Appraisal — What’s Your Experience?

In my appraisal meeting, they didn’t ask or discuss my expectations about my salary or hike percentage. The entire discussion was only about feedback and performance review. After the meeting, I asked why they didn’t allow me to share my expectations or reveal my hike numbers. They told me that the hike numbers would be decided only by the owner and then they would inform me. I feel an appraisal meeting should include open discussion about both performance and future expectations. What are your thoughts? Does this happen in your company too?

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Salary related reviews for AU Small Finance Bank

3.5

Rated by 77 employees for salary & benefits

Senior Credit Officer in Raipur

Full Time

Finance & Accounting Department

2.0

• updated on 07 Nov 2023

2.0

for Salary and Benefits

Likes

Only salary on time and nothing else.

Dislikes

Poor work life balance, no fix timing. Pressurise to work on holidays and 7 days a week work, only name for bank but no holidays. No good promotions given to employee, also appraisal comes late in month of September. Culture is very pathetic because employee don't get time for self, more than 12 hours of working everyday.

Salary - Poor

+5 more

Senior Credit Officer in Degana

Full Time

Customer Success, Service & Operations Department

5.0

• updated on 23 Nov 2021

5.0

for Salary and Benefits

Likes

Work culture like family type and supportive very helpful in lockdown and no salary deduct in lockdown Best bank in india No pressure of work you doing great work

Salary - Excellent

+6 more

Dislikes

No dislike only thousands like

Senior Credit Officer in Vasai West

Full Time

Customer Success, Service & Operations Department

2.0

• updated on 05 Nov 2022

1.0

for Salary and Benefits

Likes

Support from senior. And helpful.

Dislikes

Designation change but Salary not increase. And new joiners got salary above 22k. (Freshers)Without any experience. And old staff get low salary. It's a Partiality this is not fair.

Salary - Bad

+4 more

Senior Credit Officer in Amravati

BFSI, Investments & Trading Department

5.0

• updated on 28 Oct 2020

5.0

for Salary and Benefits

Likes

In all very good place for working and main in lockdown and covid time they pay salary and bonus also its good part of this and team member are very supportive. Thank you so much AU team and MD sir...😊

Salary - Excellent

+6 more

Dislikes

Nothing

Sales Officer in Jaipur

Full Time

Sales & Business Development Department

1.0

• updated on 07 Apr 2025

1.0

for Salary and Benefits

Likes

Salary is on time and process are followed

Dislikes

Everything they don't respect timings and force you to work overtime, they ask you to go out in field in the name of marketing activities and makes you do stupid things, no skill development, no work life balance

Salary - Bad

+5 more

see more salary related reviews

AU Small Finance Bank Senior Credit Officer Salary FAQs

What is the salary of Senior Credit Officer at AU Small Finance Bank ?

The average salary of a Senior Credit Officer at AU Small Finance Bank in India typically ranges from ₹1.9 Lakhs to ₹4.2 Lakhs per year, depending on experience (from Fresher to 6 years).

The top 10% of Senior Credit Officer at AU Small Finance Bank earn more than ₹3.6 Lakhs per year, and the top 1% earn over ₹4.0 Lakhs per year. Senior Credit Officer Salaries at AU Small Finance Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 200+ AU Small Finance Bank employees in India.

What is the estimated take home salary of a Senior Credit Officer at AU Small Finance Bank in India?

The estimated take-home salary of a Senior Credit Officer at AU Small Finance Bank in India typically ranges from ₹23,169 to ₹24,635 per month. This is based on the average salary range of ₹1.9 Lakhs to ₹4.2 Lakhs per year for employees with experience ranging from Fresher to 6 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 200+ salaries received from various employees of AU Small Finance Bank. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than AU Small Finance Bank for Senior Credit Officer in India?

Bank of Baroda	₹16.5 Lakhs to ₹29.7 Lakhs per year
Ujjivan Small Finance Bank	₹3.1 Lakhs to ₹5.5 Lakhs per year
IndusInd Bank	₹3.0 Lakhs to ₹6.1 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by AU Small Finance Bank, depending on the role and experience level.

What is the salary of a Senior Credit Officer in companies similar to AU Small Finance Bank in India?

The salary of a Senior Credit Officer at companies similar to AU Small Finance Bank in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Equitas Small Finance Bank	₹1.7 Lakhs to ₹4.3 Lakhs per year
IDFC FIRST Bank	₹3.0 Lakhs to ₹3.2 Lakhs per year
Standard Chartered	₹2.0 Lakhs to ₹4.0 Lakhs per year
Barclays	₹2.2 Lakhs to ₹3.3 Lakhs per year
Jana Small Finance Bank	₹1.2 Lakhs to ₹3.7 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Senior Credit Officer at AU Small Finance Bank in India?

The salary growth for a Senior Credit Officer at AU Small Finance Bank depends on factors such as experience, performance, and promotions. On average, a Senior Credit Officer can expect the following growth trajectory at AU Small Finance Bank:

Experience	Average Salary Range
Fresher	₹2.5 Lakhs to ₹3.5 Lakhs per year
1 year	₹2.0 Lakhs to ₹4.0 Lakhs per year
2 years	₹1.9 Lakhs to ₹4.2 Lakhs per year
3 years	₹2.0 Lakhs to ₹3.9 Lakhs per year

and so on.

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AU Small Finance Bank Senior Credit Officer Salaries by Location

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AU Small Finance Bank Senior Credit Officer Salaries

AU Small Finance Bank Senior Credit Officer salary in India ranges between ₹1.9 Lakh to ₹4.2 Lakhs with an average annual salary of ₹. Salary estimates are based on 240 AU Small Finance Bank latest salaries received from various employees of AU Small Finance Bank.

AU Small Finance Bank Senior Credit Officer salaries in India (Updated 2025)

Companies similar to AU Small Finance Bank for Senior Credit Officer

Latest annual salaries shared by AU Small Finance Bank Senior Credit Officer

AU Small Finance Bank Senior Credit Officer salaries by

Similar Designation Salaries at AU Small Finance Bank

Salary related reviews for AU Small Finance Bank

Senior Credit Officer in Raipur

Senior Credit Officer in Degana

Senior Credit Officer in Vasai West

Senior Credit Officer in Amravati

Sales Officer in Jaipur

AU Small Finance Bank Senior Credit Officer Salary FAQs

Tell us how to improve this page.

AU Small Finance Bank Senior Credit Officer Salaries by Location