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Utkarsh Small Finance Bank Area Credit Manager salaries in India (Updated 2025)

Annual salary range
6 - 12 years exp.
₹4.5 Lakhs - ₹11.3 Lakhs
Avg. annual salary
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Monthly In-hand Salary

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Area Credit Manager Salary at Utkarsh Small Finance Bank ranges between ₹4.5 Lakhs to ₹11.3 Lakhs per year for employees with experience between 6 years to 12 years. Salary estimates are based on 28 latest... Read more

34% less than the average Area Credit Manager Salary in Banking Companies for 6 - 12 years of experience

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Last Updated: 15 Jun 2025

Companies similar to Utkarsh Small Finance Bank for Area Credit Manager

Company name Avg Annual Salary Open Jobs
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ICICI Bank Area Credit Manager Salary

2 - 14 years exp. (320 salaries)

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₹5.5 L/yr - ₹22 L/yr

arrow icon 61% more
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Axis Bank Area Credit Manager Salary

6 - 14 years exp. (298 salaries)

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₹6.5 L/yr - ₹23 L/yr

arrow icon 95% more
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HDFC Bank Area Credit Manager Salary

4 - 18 years exp. (245 salaries)

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₹8 L/yr - ₹29.2 L/yr

arrow icon 138% more
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IndusInd Bank Area Credit Manager Salary

4 - 16 years exp. (166 salaries)

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₹5.3 L/yr - ₹19 L/yr

arrow icon 55% more
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IDFC FIRST Bank Area Credit Manager Salary

5 - 17 years exp. (83 salaries)

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₹8.5 L/yr - ₹19.8 L/yr

arrow icon 82% more
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Kotak Mahindra Bank Area Credit Manager Salary

6 - 12 years exp. (76 salaries)

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₹6.5 L/yr - ₹24 L/yr

arrow icon 90% more
1 job opening
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Bandhan Bank Area Credit Manager Salary

7 - 16 years exp. (75 salaries)

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₹5.5 L/yr - ₹19.7 L/yr

arrow icon 50% more
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RBL Bank Area Credit Manager Salary

7 - 16 years exp. (59 salaries)

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₹5.6 L/yr - ₹23 L/yr

arrow icon 60% more
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₹5.7 L/yr - ₹14 L/yr

arrow icon 38% more
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₹10 L/yr - ₹19.3 L/yr

arrow icon 90% more
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Yes Bank Area Credit Manager Salary

4 - 15 years exp. (42 salaries)

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₹8.6 L/yr - ₹20.9 L/yr

arrow icon 75% more
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Karur Vysya Bank Area Credit Manager Salary

6 - 8 years exp. (5 salaries)

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₹13.3 L/yr - ₹14 L/yr

arrow icon 72% more
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IDBI Bank Area Credit Manager Salary

1 - 15 years exp. (4 salaries)

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₹10 L/yr - ₹20.1 L/yr

arrow icon 88% more
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City Union Bank Area Credit Manager Salary

7 - 12 years exp. (3 salaries)

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₹10.7 L/yr - ₹18 L/yr

arrow icon 68% more
1 job opening

Latest annual salaries shared by Utkarsh Small Finance Bank Area Credit Manager

3d ago
₹8.4 Lakhs
12 years exp.
2w ago
₹6.2 Lakhs
7 years exp.
3w ago
₹8.4 Lakhs
11 years exp.
4mo ago
₹11.3 Lakhs
11 years exp.
5mo ago
₹11.3 Lakhs
10 years exp.
5mo ago
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9 years exp.
5mo ago
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9 years exp.
9mo ago
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6 years exp.
10mo ago
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7 years exp.

Utkarsh Small Finance Bank Area Credit Manager salaries by

Years of experience Avg. annual salary
6 years  (5 salaries)

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₹5.7 L/yr - ₹11 L/yr
7 years  (3 salaries)

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₹4.5 L/yr - ₹11 L/yr
8 years (AmbitionBox Estimate)

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₹7.1 L/yr - ₹9 L/yr
9 years  (7 salaries)

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₹5.3 L/yr - ₹14.5 L/yr
10 years  (7 salaries)

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₹5.5 L/yr - ₹11.3 L/yr
View all salaries by experience

Similar Designation Salaries at Utkarsh Small Finance Bank

Similar Designation Avg. annual salary
unlock-blur

₹16 L/yr - ₹18.5 L/yr

unlock-blur

₹4.1 L/yr - ₹7.5 L/yr

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₹2 L/yr - ₹8.4 L/yr

Cluster Credit Manager Salary
(AmbitionBox Estimate)
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₹7.9 L/yr - ₹10.1 L/yr

Deputy Credit Manager Salary
(AmbitionBox Estimate)
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₹5.7 L/yr - ₹7.2 L/yr

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₹6 L/yr - ₹24 L/yr

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₹2.4 L/yr - ₹3.6 L/yr

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₹3.5 L/yr - ₹14 L/yr

Sales Manager Salary
(148 salaries)
unlock-blur

₹2.8 L/yr - ₹8.2 L/yr

unlock-blur

₹1.3 L/yr - ₹4.1 L/yr

View more similar designations

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a senior executive
GF salary Vs. My salary
Me and my gf have been dating for 5 years. Back in 2020, I started my career with a package of ₹5 LPA. Over the years, I’ve reached ₹22 LPA in 2025. She started her journey with ₹3 LPA(2020) and is now earning ₹8 LPA(2025). We’ve been in a live-in relationship for around 2 years, and the idea was to share expenses equally. But, equal sharing never really happened. If we go to a café she likes, especially with friends, I will pay the entire bill. We only split the house rent and grocery bills. I told her lots of time to cut down these costly cafe expenses or earn more money, increase your package, study and work hard, but.....she is now in her comfort zone. Being from a tech background, I have seen people upgrade their skills and package for a good life in metro cities. I am ready to support her in her studies, but she is like I am earning enough for myself.... No, you are not. I love her, but I don't know how to overcome this issue between us. Please suggest!
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Salary related reviews for Utkarsh Small Finance Bank

4.1

Rated by 11 employees for salary & benefits

Full Time

 · 

Sales & Business Development Department

4.0
  •  updated on 16 Jun 2025

4.0
 for  Salary and Benefits

Likes

Utkarsh small finance Bank is liked for its strong customer service

  • Salary - Good
  • +6 more

Dislikes

Employee review of utkarsh small finance Bank frequently mention low salary limited promotion opportunity and a lack of work life balance

read more

Full Time

 · 

Finance & Accounting Department

3.0
  •  updated on 03 Nov 2024

2.0
 for  Salary and Benefits

Likes

My Branch total 7 days work holiday bank open sunday work salary firsht six month best salary but next six month salary is low insensitive not available clients emi self mannage bank total collection posting but od members cash self deposit I'm not satisfying in this bank

read more

Dislikes

I'm not satisfied utkarsh small finance bank work time work 16 hours salary low

read more
  • Salary - Poor
  • +5 more

Full Time

 · 

Finance & Accounting Department

5.0
  •  updated on 29 Aug 2024

5.0
 for  Salary and Benefits

Likes

According to Utkarsh Small Finance Bank, they offer a unique work-life balance culture that helps employees focus on their work and live a healthy, stress-free life. They also offer a variety of employee-centric activities to help employees unwind and maintain a holistic approach to work-life balance.

read more
  • Salary - Excellent
  • +5 more

Dislikes

Low salary: Some say that the salary is low and not comparable to other banks. For example, one reviewer says that engineering graduates start at 9,000 rupees per month, which is considered shameful. No promotions: Some say that there are no opportunities for promotion, and that hard work is not appreciated. Politics: Some say that there is too much politics in the workplace, and that superiors are not supportive. Long hours: Some say that MB branches have late working hours and heavy workloads. No time management: Some say that there is no time management. Manual work: Some say that there is too much manual work. No digital features: Some say that the bank lacks digital features. Pressure: Some say that the job is stressful.

read more

Full Time

 · 

BFSI, Investments & Trading Department

1.0
  •  updated on 29 Jul 2023

1.0
 for  Salary and Benefits

Likes

Very bad experience I'm waiting one month notice period but not getting my salary Very bad company Very bad HR department

read more

Dislikes

...nd and 4th Saturday leave.. (We don't get the same) 5. Even Sunday working on 7.As per mention in LOI 27k salary in hand but we got only 20k in hand 8. So we want change our department please. Hr not any person responce mail call I'm working 1 month notice period had completed but not getting notice period salary

read more
  • Salary - Bad
  • +6 more

BFSI, Investments & Trading Department

2.0
  •  updated on 12 Aug 2022

1.0
 for  Salary and Benefits

Likes

1. Being a fresher, the company has a lot to offer. New products are being launched as company is at growing stage.

Dislikes

...people mostly who are least interested in those activities, hence is a waste. 2. Low salary as compared to work being done, especially at prime location branches. 3. A lot of manual work, like A LOTTTT!

read more
  • Salary - Bad
  • +2 more
see more salary related reviews

Utkarsh Small Finance Bank Area Credit Manager Salary FAQs

What is the salary of Area Credit Manager at Utkarsh Small Finance Bank ?
The average salary of a Area Credit Manager at Utkarsh Small Finance Bank in India typically ranges from ₹4.5 Lakhs to ₹11.3 Lakhs per year, depending on experience (from 6 years to 12 years).

The top 10% of Area Credit Manager at Utkarsh Small Finance Bank earn more than ₹11.0 Lakhs per year, and the top 1% earn over ₹11.3 Lakhs per year. Area Credit Manager Salaries at Utkarsh Small Finance Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 20+ Utkarsh Small Finance Bank employees in India.
What is the estimated take home salary of a Area Credit Manager at Utkarsh Small Finance Bank in India?
The estimated take-home salary of a Area Credit Manager at Utkarsh Small Finance Bank in India typically ranges from ₹59,297 to ₹60,794 per month. This is based on the average salary range of ₹4.5 Lakhs to ₹11.3 Lakhs per year for employees with experience ranging from 6 years to 12 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 20+ salaries received from various employees of Utkarsh Small Finance Bank. Check how we calculate in-hand salary with our in-hand salary calculator.
Which companies offer higher salaries than Utkarsh Small Finance Bank for Area Credit Manager in India?
HDFC Bank ₹8.0 Lakhs to ₹29.2 Lakhs per year
Axis Bank ₹6.5 Lakhs to ₹23.0 Lakhs per year
Kotak Mahindra Bank ₹6.5 Lakhs to ₹24.0 Lakhs per year
Ujjivan Small Finance Bank ₹10.0 Lakhs to ₹19.3 Lakhs per year
IDBI Bank ₹10.0 Lakhs to ₹20.1 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Utkarsh Small Finance Bank, depending on the role and experience level.
What is the salary of a Area Credit Manager in companies similar to Utkarsh Small Finance Bank in India?
The salary of a Area Credit Manager at companies similar to Utkarsh Small Finance Bank in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

IDFC FIRST Bank ₹8.5 Lakhs to ₹19.8 Lakhs per year
Yes Bank ₹8.6 Lakhs to ₹20.9 Lakhs per year
Karur Vysya Bank ₹13.3 Lakhs to ₹14.0 Lakhs per year
City Union Bank ₹10.7 Lakhs to ₹18.0 Lakhs per year
ICICI Bank ₹5.5 Lakhs to ₹22.0 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.
How the salary growth look like for a Area Credit Manager at Utkarsh Small Finance Bank in India?
The salary growth for a Area Credit Manager at Utkarsh Small Finance Bank depends on factors such as experience, performance, and promotions. On average, a Area Credit Manager can expect the following growth trajectory at Utkarsh Small Finance Bank:

Experience Average Salary Range
6 years ₹5.7 Lakhs to ₹11.0 Lakhs per year
7 years ₹4.5 Lakhs to ₹11.0 Lakhs per year
8 years ₹7.1 Lakhs to ₹9.0 Lakhs per year
9 years ₹5.3 Lakhs to ₹14.5 Lakhs per year
and so on.

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Utkarsh Small Finance Bank Area Credit Manager salary in India ranges between ₹4.5 Lakhs to ₹11.3 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 28 Utkarsh Small Finance Bank latest salaries received from various employees of Utkarsh Small Finance Bank.