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based on 1.9k Reviews

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Aavas Financiers Interview Questions and Answers

Updated 21 May 2025
Popular Designations

42 Interview questions

A Collection Officer was asked 1mo ago
Q. What is your experience with debt collection?
Ans. 

I have extensive experience in debt collection, focusing on effective communication and negotiation to recover outstanding debts.

  • Negotiation Skills: Successfully negotiated payment plans with clients, resulting in a 30% increase in debt recovery rates.

  • Communication: Maintained clear and professional communication with debtors, which helped build rapport and facilitated smoother collections.

  • Legal Knowledge: Familia...

View all Collection Officer interview questions
A Collection Officer was asked 1mo ago
Q. What is a collection method?
Ans. 

A collection method refers to the strategies used to recover debts owed by individuals or businesses, ensuring timely payments.

  • Phone Calls: Direct communication with debtors to remind them of their outstanding payments and negotiate repayment plans.

  • Written Notices: Sending formal letters or emails to inform debtors of their overdue accounts and the consequences of non-payment.

  • Payment Plans: Offering structured rep...

View all Collection Officer interview questions
A Collection Officer was asked 1mo ago
Q. Why are you interested in this job?
Ans. 

I am drawn to this role for its blend of financial responsibility and the opportunity to help clients manage their obligations effectively.

  • Passion for finance: I enjoy working with numbers and understanding financial systems.

  • Problem-solving skills: I thrive on finding solutions for clients facing challenges in their payments.

  • Communication: I believe in building rapport with clients to facilitate easier collections...

View all Collection Officer interview questions
A Tele Sales Executive was asked 4mo ago
Q. What is a home loan?
Ans. 

A home loan is a type of loan taken from a financial institution to purchase or renovate a home.

  • A home loan is a type of secured loan where the property being purchased or renovated is used as collateral.

  • The borrower repays the loan amount plus interest over a set period of time, usually in monthly installments.

  • Home loans can have fixed or adjustable interest rates.

  • Defaulting on a home loan can result in foreclosu...

View all Tele Sales Executive interview questions
A Branch Manager was asked 5mo ago
Q. Tell me about your experience.
Ans. 

I have over 10 years of experience in branch management, focusing on team leadership, operational efficiency, and customer satisfaction.

  • Led a team of 15 employees, improving sales by 20% through targeted training and motivation.

  • Implemented new operational procedures that reduced processing time by 30%, enhancing customer service.

  • Developed community outreach programs that increased local engagement and boosted bran...

View all Branch Manager interview questions
A Branch Credit Manager was asked 6mo ago
Q. How do you assess income?
Ans. 

Income assessment is a crucial part of my role as a Branch Credit Manager.

  • I assess income through pay stubs, tax returns, bank statements, and employment verification.

  • I analyze the consistency and stability of income to determine creditworthiness.

  • I consider sources of income, such as salary, bonuses, commissions, and rental income.

  • I calculate debt-to-income ratios to assess the borrower's ability to repay loans.

  • I ...

View all Branch Credit Manager interview questions
A Branch Credit Manager was asked 6mo ago
Q. How would you assess the income of a Vada Pav vendor?
Ans. 

Assessing income of a Vada Pav vendor involves evaluating daily sales, expenses, location, customer base, and competition.

  • Calculate average daily sales by observing customer traffic and pricing.

  • Consider expenses such as ingredients, rent, utilities, and labor costs.

  • Evaluate the location's foot traffic and potential for growth.

  • Assess the vendor's customer base and loyalty.

  • Analyze competition in the area and pricing...

View all Branch Credit Manager interview questions
Are these interview questions helpful?
A Senior Sales Officer was asked 8mo ago
Q. What is your product?
Ans. 

Our product is a cutting-edge customer relationship management software designed to streamline sales processes and increase efficiency.

  • CRM software for managing customer interactions and data

  • Helps sales teams track leads, manage contacts, and analyze sales performance

  • Customizable features to meet specific business needs

  • Integrates with other tools like email marketing platforms and analytics software

View all Senior Sales Officer interview questions
A Relationship Officer was asked
Q. What locations do candidates prefer?
Ans. 

Candidates prefer locations that offer a balance of professional opportunities and personal lifestyle preferences.

  • Urban areas provide networking opportunities; for example, cities like New York or London.

  • Proximity to family can influence choices; candidates may prefer locations near their hometown.

  • Cost of living is a significant factor; candidates might avoid high-cost cities like San Francisco.

  • Access to recreatio...

View all Relationship Officer interview questions
An Area Credit Manager was asked
Q. How do you settle income FOIR?
Ans. 

FOIR can be settled by ensuring the borrower's total fixed obligations do not exceed a certain percentage of their income.

  • Calculate the borrower's total fixed obligations, including existing loan EMIs, rent, and other fixed expenses.

  • Calculate the borrower's income, including salary, rental income, and any other sources of income.

  • Divide the total fixed obligations by the borrower's income to get the FOIR.

  • Ensure the...

View all Area Credit Manager interview questions
1 2 3 4 5

Aavas Financiers Interview Experiences

99 interviews found

Associate Vice President Interview Questions & Answers

user image Anonymous

posted on 11 Dec 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. General Discussion
  • Add your answer
  • Q2. General aptitude and attitude
  • Add your answer
Round 2 - One-on-one 

(1 Question)

  • Q1. General Discussion about life
  • Add your answer

Associate Vice President Interview Questions asked at other Companies

Q1. Discuss a case study on a preferred topic or use sample problems to explain a difficult concept. First name the topic and then the concept/case study to be illustrated within 5 mins. CBSE Hot questions are preferred.
View answer (1)
Anonymous

Senior Accounts Manager Interview Questions & Answers

user image Sinisters

posted on 3 Apr 2025

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Mar 2025, where I was asked the following questions.

  • Q1. Tell me about yourself.
  • Add your answer
  • Q2. Are you comfortable for night shift
  • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - I would certainly like to join this peaceful environment that promotes a work-life balance culture. Let's continue to grow together and remain open-minded, taking things in stride. It's essential to be simple and focused.

Senior Accounts Manager Interview Questions asked at other Companies

Q1. 1st Question List down the errors which affect trial balance and errors which do not affect trial balance ?
View answer (1)
Anonymous

Cluster Manager Interview Questions & Answers

user image Anonymous

posted on 9 Apr 2025

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I appeared for an interview in Mar 2025, where I was asked the following questions.

  • Q1. Currently working details
  • Add your answer
  • Q2. Overall products and management knowledge etc
  • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Future growth

Cluster Manager Interview Questions asked at other Companies

Q1. If a person takes less than 20 seconds to pick each item, and there are 6 items per order, with a store handling 1000 orders per day, how many pickers are required?
View answer (2)
Anonymous

Branch Head Interview Questions & Answers

user image Anonymous

posted on 15 Mar 2025

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Feb 2025, where I was asked the following questions.

  • Q1. What is banking & nbfc
  • Add your answer
  • Q2. What is your experience
  • Ans. 

    I have over 10 years of experience in branch management, focusing on team leadership, operational efficiency, and customer satisfaction.

    • Led a team of 20 in a retail branch, achieving a 15% increase in sales over two years.

    • Implemented a new customer service training program that improved customer satisfaction scores by 30%.

    • Managed branch operations, ensuring compliance with company policies and regulatory requirements.

    • D...

  • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - My work is completed

Branch Head Interview Questions asked at other Companies

Q1. What is my routine in the bank? How I am working? How I am generating business leads on day by day? What is marketing ? etc...
View answer (2)
Anonymous

Collection Officer Interview Questions & Answers

user image Anonymous

posted on 4 Jun 2024

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in May 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What about your education?
  • Add your answer
  • Q2. What about your experience in previous company
  • Add your answer

Collection Officer Interview Questions asked at other Companies

Q1. Petrol expense not provide the co category.why
View answer (10)
Anonymous

Senior Relationship Manager Interview Questions & Answers

user image Anonymous

posted on 22 Feb 2025

Interview experience
4
Good
Difficulty level
-
Process Duration
More than 8 weeks
Result
Selected Selected
Round 1 - HR 

(1 Question)

  • Q1. My Experience and Our Performance Questions and I Selected.
  • Add your answer

Senior Relationship Manager Interview Questions asked at other Companies

Q1. What is the difference between a participating product and a non-participating product?
View answer (3)
Anonymous

Deputy Data Science Manager Interview Questions & Answers

user image Anonymous

posted on 11 Feb 2025

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I appeared for an interview in Aug 2024.

Round 1 - Technical 

(3 Questions)

  • Q1. Mean mode median
  • Add your answer
  • Q2. Questions related to power bi visuals
  • Add your answer
  • Q3. SQL queries
  • Add your answer
Anonymous

Branch Head Interview Questions & Answers

user image Anonymous

posted on 16 Apr 2025

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Oct 2024, where I was asked the following questions.

  • Q1. What is the process for conducting an effective search? As compared to other operation is very soft.credit is depend on business positot
  • Add your answer
  • Q2. If it is good place for do job Yes. As per organisation policy
  • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Alway try to search opportunities. handle pressure do business on free mind

Branch Head Interview Questions asked at other Companies

Q1. What is my routine in the bank? How I am working? How I am generating business leads on day by day? What is marketing ? etc...
View answer (2)
Anonymous

Area Credit Manager Interview Questions & Answers

user image Anonymous

posted on 22 Mar 2024

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant

Round 1 - HR 

(5 Questions)

  • Q1. Salary expectation
  • View 1 more answer
  • Q2. It is everyone's job to increase the salary and post of the employees after seeing their hard work
  • Add your answer
  • Q3. Work experience
  • Add your answer
  • Q4. Income analysis
  • Add your answer
  • Q5. How to settle income FOIR
  • Ans. 

    FOIR can be settled by ensuring the borrower's total fixed obligations do not exceed a certain percentage of their income.

    • Calculate the borrower's total fixed obligations, including existing loan EMIs, rent, and other fixed expenses.

    • Calculate the borrower's income, including salary, rental income, and any other sources of income.

    • Divide the total fixed obligations by the borrower's income to get the FOIR.

    • Ensure the FOIR...

  • Answered by AI
    Add your answer
Round 2 - Case Study 

The work of the credit team is to provide loan after doing income analytics after studying the case and whether EMI can be given to the customer and my work in case study is to find out by doing local inquiry whether the customer is showing fake business or not and in sales, I keep getting to know what is the problem in the case

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok

Area Credit Manager Interview Questions asked at other Companies

Q1. What financial parameters do you check while approving files for SMEs?
View answer (2)
Anonymous

Relationship Officer Interview Questions & Answers

user image Anonymous

posted on 21 May 2025

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
  • Q1. Project your self well
  • Add your answer
  • Q2. Don't miss spok
  • Add your answer

Relationship Officer Interview Questions asked at other Companies

Q1. What are the types of accounts in a bank?
View answer (55)
Anonymous

Top trending discussions

View All
Interview Tips & Stories
1w (edited)
timepasstiwari
·
A Digital Markter
Nailed the interview, still rejected
Just had the BEST interview ever – super positive and encouraging! But got rejected. Interviewer said I was the most prepared, knew it was a full-time role (unlike others), and loved my answers. One of my questions was even called "the best ever asked!" He showed me around, said I was exactly what they wanted, and would get back by Friday. I was so hyped! Then today, I got the rejection email. No reason given, just "went with someone else." Feels bad when your best isn't enough. Anyone else been there? How'd you cope?
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More about working at Aavas Financiers
  • HQ - Jaipur, Rajasthan, India
  • Financial Services
  • 5k-10k Employees (India)
  • Public

Aavas Financiers Interview FAQs

How many rounds are there in Aavas Financiers interview?
Aavas Financiers interview process usually has 1-2 rounds. The most common rounds in the Aavas Financiers interview process are One-on-one Round, HR and Resume Shortlist.
How to prepare for Aavas Financiers interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Aavas Financiers . The most common topics and skills that interviewers at Aavas Financiers expect are Home Loans, Lap, Mortgage Loans, Sales and housing loan.
What are the top questions asked in Aavas Financiers interview?

Some of the top questions asked at the Aavas Financiers interview -

  1. What is sales & Marketing? And difference between sales & Marketi...read more
  2. How you justify credit of custo...read more
  3. Do you know about home loan morgage loan construction loan builder purchase c...read more
What are the most common questions asked in Aavas Financiers HR round?

The most common HR questions asked in Aavas Financiers interview are -

  1. What are your salary expectatio...read more
  2. What is your family backgrou...read more
  3. Why are you looking for a chan...read more
How long is the Aavas Financiers interview process?

The duration of Aavas Financiers interview process can vary, but typically it takes about less than 2 weeks to complete.

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Aavas Financiers Interviews By Designations

  • Aavas Financiers Relationship Officer Interview Questions
  • Aavas Financiers Credit Manager Interview Questions
  • Aavas Financiers Branch Head Interview Questions
  • Aavas Financiers Area Credit Manager Interview Questions
  • Aavas Financiers Portfolio Manager Interview Questions
  • Aavas Financiers Branch Manager Interview Questions
  • Aavas Financiers Senior Relationship Officer Interview Questions
  • Aavas Financiers Assistant Manager Interview Questions
  • Show more
  • Aavas Financiers Relationship Manager Interview Questions
  • Aavas Financiers Finance Executive Interview Questions

Interview Questions for Popular Designations

  • Relationship Officer Interview Questions
  • Credit Manager Interview Questions
  • Branch Head Interview Questions
  • Executive Interview Questions
  • Software Engineer Interview Questions
  • Software Developer Interview Questions
  • Senior Engineer Interview Questions
  • Accountant Interview Questions
  • Show more
  • Manager Interview Questions
  • Assistant Manager Interview Questions

Overall Interview Experience Rating

4.4/5

based on 118 interview experiences

Difficulty level

Easy 47%
Moderate 45%
Hard 8%

Duration

Less than 2 weeks 88%
2-4 weeks 6%
6-8 weeks 2%
More than 8 weeks 4%
View more

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Aavas Financiers Reviews and Ratings

based on 1.9k reviews

3.9/5

Rating in categories

3.8

Skill development

3.6

Work-life balance

3.6

Salary

3.7

Job security

3.6

Company culture

3.4

Promotions

3.6

Work satisfaction

Explore 1.9k Reviews and Ratings
Jobs at Aavas Financiers
Aavas Financiers
Job Opening in Sales || RO/SRO/RM || HL/LAP

Kishangarh,

Malpura

0-5 Yrs

Not Disclosed

Aavas Financiers
Job Opening in Sales || RO/SRO/RM || HL/LAP

Kota,

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+1

0-5 Yrs

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Aavas Financiers
Job Opening in Sales || RO/SRO/RM || HL/LAP

Kishangarh,

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0-5 Yrs

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Aavas Financiers Salaries in India
Relationship Officer
380 salaries
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₹1.2 L/yr - ₹4 L/yr

Credit Manager
282 salaries
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₹2.6 L/yr - ₹8.5 L/yr

Disbursement Officer
242 salaries
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₹1.3 L/yr - ₹3 L/yr

Assistant Manager
231 salaries
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₹2.5 L/yr - ₹7 L/yr

Business Manager
207 salaries
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₹3 L/yr - ₹8 L/yr

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