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Indian Bank Credit Manager Interview Questions and Answers

Updated 28 Feb 2023

Indian Bank Credit Manager Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
-

I applied via Campus Placement and was interviewed in Jan 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(4 Questions)

  • Q1. First question was asusual-"Introduce yourself"
  • Q2. Next few questions focused on our knowledge about Indian bank and opertaions of a bank
  • Q3. Next was technical,which were asked from the topic-"Analysis of financial statement,especially-Accounting Ratios"
  • Q4. Next set of questions were about my work experience

Interview Preparation Tips

Topics to prepare for Indian Bank Credit Manager interview:
  • Accounting Ratios
  • Analysis of Financial statement
Interview preparation tips for other job seekers - -Be positive and polite while answering all the questions.
-Do have a good preparation in Technical concepts.
-Do study your CV thoroughly before appearing for interview.
-Last but not least-"Be Honest"

Top trending discussions

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Interview Hub
5d (edited)
anshitanegi
·
ex -
Planet Spark
When HR’s Chinese English made me drop the interview!
So, I talked to the HR yesterday about the interview. I asked Please send me the location But their English… bro I was shocked! It was like talking to someone jisne english nahi kuch ar hi seekh liya ho, if the HR’s English is this I can only imagine the rest of the company I decided to drop the interview with this chinese english😶‍🌫️
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Interview questions from similar companies

I applied via Recruitment Consultant and was interviewed before Apr 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. 1. Job Role 2. Business

Interview Preparation Tips

Interview preparation tips for other job seekers - Confidence level should be high

Credit Manager Interview Questions Asked at Other Companies

asked in HDFC Bank
Q1. If a client comes to take a loan & he haven't got any type of ... read more
asked in ICICI Bank
Q2. What are the most important ratios to analyze the balance sheet a ... read more
asked in HDFC Bank
Q3. A client wants a large loan to fund a long-term project. What doc ... read more
asked in ICICI Bank
Q4. Which clauses in 3CD are important when sanctioning a loan?
asked in ICICI Bank
Q5. What are the key skills of a credit manager?

Interview Questionnaire 

2 Questions

  • Q1. Cureent Work Profile, exception, location , why want to move on in this pandemic
  • Q2. I am providing all the straight ans without adding any masala

Interview Preparation Tips

Interview preparation tips for other job seekers - Be the same person as your are, don't try to manipulate HR or seniors, they have more information about us as we thought.

I applied via Referral and was interviewed in Aug 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. About working capital products and process of work flow

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident of the and explain the product and process which you know

I applied via Referral and was interviewed in Feb 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About casa

Interview Preparation Tips

Interview preparation tips for other job seekers - Face confidently and strongly

I applied via Naukri.com and was interviewed before Oct 2020. There were 5 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Java design and method call related questions
  • Q2. I answered what I knew.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident
Be yourself
Do not fake knowledge
And last but least be descriptive.

Indian Bank HR Interview Questions

14 questions and answers

Q. What are your professional goals?
Q. Why should we hire you?
Q. What are your weaknesses?

I applied via Recruitment Consulltant and was interviewed before Oct 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. Transaction processing
  • Q2. Banking terms in brief
  • Ans. 

    Banking terms refer to the jargon used in the banking industry.

    • APR - Annual Percentage Rate

    • ATM - Automated Teller Machine

    • FDIC - Federal Deposit Insurance Corporation

    • IBAN - International Bank Account Number

    • SWIFT - Society for Worldwide Interbank Financial Telecommunication

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - You need to have knowledge of product and process for which you are applying
Are these interview questions helpful?

I applied via Recruitment Consultant and was interviewed before Sep 2020. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. How would you pitch investment to a senior citizen keeping in mind they are more inclied towards FD ?
  • Ans. 

    Highlight the benefits of investing in stocks and mutual funds over FDs for senior citizens.

    • Explain how inflation can erode the value of their savings in FDs over time

    • Emphasize the potential for higher returns in the long run with stocks and mutual funds

    • Highlight the tax benefits of investing in equity-linked savings schemes (ELSS)

    • Assure them that investing in stocks and mutual funds can be done safely with proper rese...

  • Answered by AI
  • Q2. Which funds do you recommend for long term Investment in mutual funds and how should one get a regular pay out of it if the funds are in Growth?
  • Ans. 

    For long-term investment in mutual funds, recommended funds are diversified equity funds and balanced funds. To get regular payouts from growth funds, one can opt for systematic withdrawal plans (SWP).

    • Recommended funds for long-term investment: diversified equity funds and balanced funds

    • Diversified equity funds provide exposure to a wide range of stocks, offering potential for higher returns

    • Balanced funds invest in a m...

  • Answered by AI
  • Q3. What is the market capture of Mutual Funds in India?
  • Ans. 

    Mutual Funds in India have captured around 14% of the total assets under management in the financial market.

    • Mutual Funds in India have grown significantly in the past decade.

    • As of March 2021, the total assets under management (AUM) of the mutual fund industry in India stood at INR 32.17 trillion (USD 430 billion).

    • This is around 14% of the total assets under management in the financial market.

    • The market capture of mutua...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Always be prepare with the names of Fund Managers and their existing share in the fund they handle. Keep a sharp look on current market scenario and be updated about the competition banks offerings.

I applied via Referral and was interviewed in Mar 2021. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. Related experience
  • Q2. Job pfofile
  • Q3. Products relalted

Interview Preparation Tips

Interview preparation tips for other job seekers - Good organization for career growth..........
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Mar 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Do not use an unprofessional email address such as cool_boy@email.com. It shows a lack of professionalism by the candidate.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Highlights of performance over career timeline
  • Q2. Challenges in existing role

Interview Preparation Tips

Interview preparation tips for other job seekers - Be positive, clear in answering. Attitude matters a lot.

Indian Bank Interview FAQs

How many rounds are there in Indian Bank Credit Manager interview?
Indian Bank interview process usually has 2 rounds. The most common rounds in the Indian Bank interview process are Resume Shortlist and Technical.
What are the top questions asked in Indian Bank Credit Manager interview?

Some of the top questions asked at the Indian Bank Credit Manager interview -

  1. Next was technical,which were asked from the topic-"Analysis of financial state...read more
  2. Next few questions focused on our knowledge about Indian bank and opertaions of...read more

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Overall Interview Experience Rating

5/5

based on 1 interview experience

Difficulty level

Moderate 100%

Duration

Less than 2 weeks 100%
View more
Indian Bank Credit Manager Salary
based on 33 salaries
₹9.4 L/yr - ₹16.9 L/yr
54% more than the average Credit Manager Salary in India
View more details

Indian Bank Credit Manager Reviews and Ratings

based on 2 reviews

1.0/5

Rating in categories

1.8

Skill development

1.0

Work-life balance

2.6

Salary

4.6

Job security

1.0

Company culture

2.6

Promotions

1.0

Work satisfaction

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