Kinara Capital Interview Questions and Answers

Mere pehli company me performance kaafi achha tha, jisme maine team ke sath milkar kai projects successfully complete kiye.

• Achieved 120% of my sales target in the first quarter.

• Led a team of 5 to successfully launch a new product line.

• Received 'Employee of the Month' award for outstanding performance.

• Implemented a new process that improved efficiency by 30%.

Collecting all bounced EMIs from customers can be viewed as a recovery strategy to improve cash flow.

• Bounced EMIs indicate a failure in payment, often due to insufficient funds.

• Collecting these payments can be seen as a proactive approach to debt recovery.

• For example, if a customer has multiple bounced EMIs, consolidating the collection efforts can streamline the process.

• This strategy can help in maintaining custo...read more

To lower high interest rates, negotiate with lenders, consolidate debt, improve credit score, and consider refinancing.

• Negotiate with lenders to lower interest rates

• Consolidate high-interest debt into a lower interest loan

• Improve credit score by making timely payments and reducing debt

• Consider refinancing existing loans at a lower rate

• Seek out promotional offers or balance transfer options

Customers primarily choose based on quality, price, service, and brand reputation, influencing their purchasing decisions.

• Quality: Customers prefer products that meet or exceed their expectations, like Apple for electronics.

• Price: Competitive pricing can attract customers, as seen with Walmart's low-cost strategy.

• Service: Excellent customer service can lead to loyalty, exemplified by Zappos' return policy.

• Brand Re...read more

Collections can be done by establishing clear communication, setting up payment plans, and using legal action as a last resort.

• Establish clear communication with the debtor to understand their financial situation and work out a payment plan.

• Send reminders and follow up regularly to ensure payments are made on time.

• Consider using a debt collection agency or legal action as a last resort.

• Maintain accurate records of...read more

SDLC stands for Software Development Life Cycle. It is a process used to develop and maintain software applications.

• SDLC is a structured approach that consists of various phases such as requirements gathering, design, development, testing, deployment, and maintenance.

• It provides a framework for software development teams to plan, build, and deliver high-quality software products.

• Each phase in the SDLC has specific...read more