AmbitionBox
Interview Questions
- Reviews
- Salaries
- Interview Questions
- About Company
- Benefits
- Jobs
- Office Photos
- Community
Add office photos
Filter interviews by
Roha Housing Finance Interview Questions and Answers
Roha Housing Finance Interview Experiences
5 interviews found
Anonymous
Selected
I appeared for an interview in Jan 2025.
Business planning for business & branch devlopment
(1 Question)
- Q1. Business process
Interview Preparation Tips
I appeared for an interview before May 2024, where I was asked the following questions.
- Q1. What is the credit manger work
- Q2. How to check customer
- Q3. How to check CIBIL
- Q4. How to check case
- Q5. How to do underwriting
I applied via Referral
(2 Questions)
- Q1. What is lending and advances
- Ans.
Lending refers to providing funds to borrowers, while advances are pre-approved amounts given to customers, often with specific terms.
Lending involves providing funds to individuals or businesses with the expectation of repayment, e.g., personal loans.
Advances are typically short-term funds given to customers, such as a cash advance on a credit card.
Lending can include mortgages, auto loans, and business loans, each wi...
- Q2. How to Calculate LTV
- Ans.
LTV (Customer Lifetime Value) estimates the total revenue a customer generates during their relationship with a business.
LTV = Average Purchase Value x Purchase Frequency x Customer Lifespan.
Example: If a customer spends $100 per purchase, buys 5 times a year, and stays for 3 years, LTV = $100 x 5 x 3 = $1500.
Consider factors like churn rate and profit margin for a more accurate LTV calculation.
Use cohort analysis to r...
(1 Question)
- Q1. Expected salary and perks
Interview Preparation Tips
Selected
I applied via Referral and was interviewed before Apr 2022. There were 2 interview rounds.
(3 Questions)
- Q1. Say something about you?
- Ans. I'm R Singh and I did schooling from my hometown. I completed my graduation from RTU and pursuing MBA from Amity University. We're 2 sibling and my sister also Branch Head in ICICI retail Banking at Ajmer. My Mother - Father is house rest. I'm batchelor. I have started my career with HDB Financial services in Affordable segment with Lap/PL/Enterprises - BL.l as sales executive. Now currently doing job with Roha Housi...
- Q2. Why searching to change?
- Ans. Sir, As you know, All wants to grow our career with better opportunity, responsibility so same I want expand my territory, responsibility to grow my career as well.
- Q3. Why we hire you?
Interview Preparation Tips
Our attitude, body language and confidence must be good.
We also must be look like energetic.
Prepare for your last company working process and past experience.
Interview Preparation Tips
Top trending discussions
Interview questions from similar companies
Selected
I applied via Naukri.com and was interviewed before Jan 2022. There were 2 interview rounds.
(3 Questions)
- Q1. Self introduction and working history
- Q2. Tell about your work and educational history
- Q3. What is your educational background
Interview Preparation Tips
Selected
I applied via Newspaper Ad and was interviewed in Sep 2022. There were 3 interview rounds.
Normal test arithmetical logic and gk
(2 Questions)
- Q1. Salary expectations job nature
- Q2. Experience banking and nbfc Experience preferred
- Ans.
Yes, I have experience in both banking and NBFC sectors.
I have worked as a Branch Manager in a leading bank for 5 years.
I have also worked as a Relationship Manager in an NBFC for 2 years.
During my tenure, I have gained expertise in managing customer relationships, loan processing, and credit analysis.
I have a thorough understanding of the regulatory framework governing both banking and NBFC sectors.
Interview Preparation Tips
- Retail Banking
- NBFC
I applied via Company Website and was interviewed in Sep 2022. There were 2 interview rounds.
(2 Questions)
- Q1. How much experience in nbfc
- Q2. Please interduce your self
- Ans. My self gangadhar sahoo.I lives in puri and my educational Qualification is BA pass with economic honour.
Interview Preparation Tips
Selected
I applied via Apna Jobs and was interviewed in Nov 2024. There was 1 interview round.
(2 Questions)
- Q1. Can you tell me about yourself?
- Ans.
Experienced branch manager with a proven track record of driving sales and leading teams to success.
Over 10 years of experience in banking and financial services
Successfully managed a team of 20+ employees at previous branch
Implemented strategies that increased branch revenue by 15% in one year
Strong leadership and communication skills
Passionate about developing employees and fostering a positive work environment
- Q2. What were your achievements in your previous company?
- Ans.
I successfully led a team to exceed sales targets by 20% and implemented new strategies to improve customer satisfaction.
Exceeded sales targets by 20%
Implemented new strategies to improve customer satisfaction
Led a team to success
- Q1. Gold loan health insurance
- Q2. What are insurance debentures?
- Ans.
Insurance debentures are debt instruments issued by insurance companies to raise capital for various purposes.
They are a type of fixed-income security, similar to bonds.
Investors receive regular interest payments until maturity.
Example: An insurance company issues debentures to fund new policies or investments.
They are typically secured against the company's assets.
- Q3. What is the process for obtaining a gold loan?
- Ans.
A gold loan involves pledging gold as collateral to secure a loan from a financial institution.
1. Assess the value of your gold: Get your gold appraised to determine its market value.
2. Choose a lender: Research various banks or financial institutions offering gold loans.
3. Gather required documents: Typically, you need ID proof, address proof, and gold ownership documents.
4. Visit the lender: Approach the chosen lende...
Roha Housing Finance Interview FAQs
Tell us how to improve this page.
Interview Questions for Popular Designations
Overall Interview Experience Rating
based on 13 interview experiences
Difficulty level
Duration
Interview Questions from Similar Companies
Roha Housing Finance Reviews and Ratings
based on 137 reviews
Rating in categories
|
Branch Manager
42
salaries
|  ₹3.8 L/yr - ₹8 L/yr |
|
Credit Manager
39
salaries
| ₹3.6 L/yr - ₹7.5 L/yr |
|
Relationship Manager
31
salaries
| ₹2.3 L/yr - ₹3.5 L/yr |
|
Operations Executive
28
salaries
| ₹2.5 L/yr - ₹3.7 L/yr |
|
Area Credit Manager
11
salaries
| ₹7.9 L/yr - ₹14 L/yr |
Karvy Financial Services
Reliance Money
Bss Microfinance
Sonata Finance
- Home >
- Interviews >
- Roha Housing Finance Interview Questions
