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Icl Fincorp Interview Questions and Answers
8 Interview questions
I previously worked at XYZ Corp, a leading firm specializing in corporate law and compliance for various industries.
Managed legal compliance for over 50 corporate clients, ensuring adherence to regulations.
Led a team of 5 legal professionals in drafting and reviewing contracts.
Implemented a new compliance tracking system that reduced legal risks by 30%.
Conducted training sessions for staff on legal best practices ...
Gold loan is a type of secured loan where gold jewelry is used as collateral.
Gold loan is a popular form of financing in many countries, especially in India.
The loan amount is usually a percentage of the gold's market value.
If the borrower fails to repay the loan, the lender has the right to sell the gold to recover the loan amount.
Interest rates for gold loans are typically lower compared to unsecured loans.
Gold ...
The number of businesses that can be done in a month depends on various factors such as resources, market demand, and competition.
The number of businesses that can be done in a month varies depending on the type of business and the resources available.
Market demand and competition also play a crucial role in determining the number of businesses that can be done in a month.
For example, a small retail store may be a...
Yes, I have experience in both banking and NBFC sectors.
I have worked as a Branch Manager in a leading bank for 5 years.
I have also worked as a Relationship Manager in an NBFC for 2 years.
During my tenure, I have gained expertise in managing customer relationships, loan processing, and credit analysis.
I have a thorough understanding of the regulatory framework governing both banking and NBFC sectors.
We will retain employees who are dedicated, skilled, and aligned with our company values.
Employees who consistently meet or exceed performance expectations
Employees who demonstrate a strong work ethic and commitment to their role
Employees who exhibit a positive attitude and are team players
Employees who share our company values and mission
Employees who are open to learning and development opportunities
Examples: A ...
Yes, I am willing to work anywhere in the country.
I am open to relocating to any part of the country for the job.
I understand that the company may have branches or projects in different locations, and I am ready to adapt.
I am flexible and willing to embrace new environments and cultures.
I believe working in different regions can provide valuable experiences and broaden my perspective.
I am excited about the opportu...
I am fluent in English and Spanish.
English
Spanish
ICL self interaction refers to the interaction between ions and charged molecules in an ion chromatography system.
ICL self interaction can affect the separation efficiency and resolution of ions in the chromatography system.
It is important to consider the impact of ICL self interaction when optimizing ion chromatography methods.
Examples of ICL self interaction include ion pairing and ion exchange processes within ...
Icl Fincorp Interview Experiences
21 interviews found
Anonymous
Selected
I appeared for an interview in Apr 2025, where I was asked the following questions.
- Q1. Self introduction
- Q2. What is NCD
Selected
I applied via Apna Jobs and was interviewed in Nov 2024. There was 1 interview round.
(2 Questions)
- Q1. Can you tell me about yourself?
- Ans.
Experienced branch manager with a proven track record of driving sales and leading teams to success.
Over 10 years of experience in banking and financial services
Successfully managed a team of 20+ employees at previous branch
Implemented strategies that increased branch revenue by 15% in one year
Strong leadership and communication skills
Passionate about developing employees and fostering a positive work environment
- Q2. What were your achievements in your previous company?
- Ans.
I successfully led a team to exceed sales targets by 20% and implemented new strategies to improve customer satisfaction.
Exceeded sales targets by 20%
Implemented new strategies to improve customer satisfaction
Led a team to success
- Q1. Gold loan health insurance
- Q2. What are insurance debentures?
- Ans.
Insurance debentures are debt instruments issued by insurance companies to raise capital for various purposes.
They are a type of fixed-income security, similar to bonds.
Investors receive regular interest payments until maturity.
Example: An insurance company issues debentures to fund new policies or investments.
They are typically secured against the company's assets.
- Q3. What is the process for obtaining a gold loan?
- Ans.
A gold loan involves pledging gold as collateral to secure a loan from a financial institution.
1. Assess the value of your gold: Get your gold appraised to determine its market value.
2. Choose a lender: Research various banks or financial institutions offering gold loans.
3. Gather required documents: Typically, you need ID proof, address proof, and gold ownership documents.
4. Visit the lender: Approach the chosen lende...
Selected
I appeared for an interview in Nov 2024, where I was asked the following questions.
- Q1. Tell us about your journey till here.
- Ans.
I have progressed through various roles in banking, honing my skills in leadership, customer service, and operational efficiency.
Started as a teller, gaining firsthand experience in customer interactions and banking operations.
Promoted to a customer service representative, where I improved client satisfaction scores by 20% through personalized service.
Transitioned to a supervisory role, leading a team of 10 and impleme...
- Q2. Why should take you.
Selected
I applied via Referral and was interviewed in May 2024. There was 1 interview round.
(1 Question)
- Q1. About my past experience
Selected
I applied via Newspaper Ad and was interviewed in Mar 2024. There were 2 interview rounds.
Basic maths & company related questions
(2 Questions)
- Q1. Tell about yourself
- Ans.
I am a dedicated and enthusiastic individual with a passion for public service and a strong background in teamwork and problem-solving.
Education: Graduated with a degree in Public Administration, focusing on community service.
Experience: Completed an internship with a local government office, assisting in community outreach programs.
Skills: Strong communication skills, demonstrated through organizing community events a...
- Q2. Do you know what are the products of this company?
- Ans.
The products of this company include software solutions for data management, analytics, and automation.
Data management software
Analytics software
Automation software
I applied via Walk-in
(3 Questions)
- Q1. Basic questions and work experiences
- Q2. Basic answers provided along with work experiences shared
- Q3. Yes, it was provided along with work experiences
Interview Preparation Tips
I applied via Newspaper Ad and was interviewed in Feb 2024. There was 1 interview round.
(2 Questions)
- Q1. How about gold loan
- Ans.
Gold loan is a type of secured loan where gold jewelry is used as collateral.
Gold loan is a popular form of financing in many countries, especially in India.
The loan amount is usually a percentage of the gold's market value.
If the borrower fails to repay the loan, the lender has the right to sell the gold to recover the loan amount.
Interest rates for gold loans are typically lower compared to unsecured loans.
Gold loans...
- Q2. How about ICL self intaraction
- Ans.
ICL self interaction refers to the interaction between ions and charged molecules in an ion chromatography system.
ICL self interaction can affect the separation efficiency and resolution of ions in the chromatography system.
It is important to consider the impact of ICL self interaction when optimizing ion chromatography methods.
Examples of ICL self interaction include ion pairing and ion exchange processes within the c...
Interview Preparation Tips
Selected
I applied via Approached by Company and was interviewed in Sep 2023. There were 3 interview rounds.
(1 Question)
- Q1. Are you interested to do marketing...?
(1 Question)
- Q1. Previous experience related queries
Interview Preparation Tips
Selected
I applied via Naukri.com and was interviewed before Nov 2023. There were 2 interview rounds.
(3 Questions)
- Q1. Are you interested in sales job?
- Ans.
While I appreciate sales roles, my passion lies in HR, focusing on talent development and employee engagement.
My expertise is in HR management, where I can effectively support employee growth.
I believe my skills in communication and relationship-building are better suited for HR.
In my previous role, I successfully implemented programs that improved employee satisfaction, showcasing my focus on HR rather than sales.
- Q2. Will you achieve the targets assigned to you?
- Q3. Do you have NBFC background
- Ans.
I do not have a background in NBFC, but I possess relevant HR experience in various sectors.
I have worked in HR roles across different industries, including finance and technology.
In my previous role, I managed recruitment and employee engagement initiatives that align with financial services.
I have collaborated with finance teams to understand their HR needs and develop tailored solutions.
(2 Questions)
- Q1. You have to pay one month salary as security deposit, are you ready?
- Ans.
I believe in the importance of trust and commitment in a professional relationship, but I would need more context.
Security deposits are uncommon in most industries, including HR.
It raises questions about the company's financial practices and employee treatment.
I would prefer to discuss alternative arrangements that ensure mutual trust.
- Q2. Else you have to sign bond or submit your original certificate, are you ready?
- Ans.
I am open to signing a bond or submitting my original certificate, understanding the implications and responsibilities involved.
Signing a bond indicates my commitment to the organization and its values.
Submitting original certificates can be a standard procedure for verification.
I would ensure to understand the terms of the bond before signing.
For example, if the bond requires a minimum tenure, I would be prepared to f...
Interview Preparation Tips
- Sales
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Icl Fincorp Interview FAQs
The duration of Icl Fincorp interview process can vary, but typically it takes about less than 2 weeks to complete.
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Icl Fincorp Interviews By Designations
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Overall Interview Experience Rating
based on 27 interview experiences
Difficulty level
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Interview Questions from Similar Companies
Icl Fincorp Reviews and Ratings
based on 148 reviews
Rating in categories
|
Junior Officer
90
salaries
|  â‚ą1.2 L/yr - â‚ą3 L/yr |
|
Branch Head
44
salaries
| â‚ą2.2 L/yr - â‚ą4.8 L/yr |
|
Assistant Branch Head
44
salaries
| â‚ą1.8 L/yr - â‚ą4 L/yr |
|
Branch Manager
36
salaries
| â‚ą2.4 L/yr - â‚ą5 L/yr |
|
Assistant Manager
20
salaries
| â‚ą1.7 L/yr - â‚ą3.3 L/yr |
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