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Bajaj Finserv Interview Questions and Answers
267 Interview questions
I approach sales with a customer-centric mindset, focusing on building relationships and understanding client needs to drive results.
Understand the customer's needs: I conduct thorough research and ask probing questions to identify pain points.
Build relationships: I prioritize establishing trust and rapport with clients, which leads to long-term partnerships.
Tailor solutions: I customize my sales pitch based on th...
Cross-selling achievements involve strategies to increase sales by offering complementary products or services to existing customers.
Identify customer needs: Analyze purchase history to suggest relevant products.
Train sales team: Equip staff with knowledge on product benefits for effective recommendations.
Leverage data analytics: Use CRM tools to track customer interactions and preferences.
Create bundled offers: C...
Achieving company guidelines and targets requires strategic planning, effective communication, and continuous evaluation of progress.
Set clear, measurable goals aligned with company guidelines. For example, if the target is a 20% increase in sales, break it down into quarterly milestones.
Foster a culture of accountability by assigning specific responsibilities to team members. For instance, designate a sales lead ...
A hashmap is a data structure that stores key-value pairs for efficient data retrieval using a hash function.
Uses a hash function to compute an index from a key.
Stores data in an array where each index corresponds to a bucket.
Handles collisions using methods like chaining or open addressing.
Example: Inserting key 'A' with value 1 might hash to index 0.
If two keys hash to the same index, they are stored in a linked...
What people are saying about Bajaj Finserv
This code snippet reverses the order of words in a given string using JavaScript and Angular.
Use the split() method to divide the string into an array of words. Example: 'Hello World'.split(' ') results in ['Hello', 'World'].
Reverse the array using the reverse() method. Example: ['Hello', 'World'].reverse() results in ['World', 'Hello'].
Join the reversed array back into a string using the join() method. Example: [...
A loan is a sum of money borrowed, typically with interest, to be repaid over time under agreed terms.
Loans can be secured (backed by collateral) or unsecured (no collateral required).
Common types include personal loans, mortgages, and student loans.
For example, a mortgage is a loan specifically for purchasing real estate.
Interest rates can vary based on creditworthiness and loan type.
Repayment terms can range fro...
I am comfortable working on festivals and Sundays, as I understand the importance of flexibility in team management.
Flexibility: Being available during festivals and Sundays shows my commitment to the team's needs and project deadlines.
Team Support: I believe in supporting my team during busy periods, ensuring that workloads are manageable and everyone feels valued.
Work-Life Balance: I also encourage my team to ma...
Non-Banking Financial Institutions (NBFIs) provide financial services without holding a banking license, focusing on specific sectors.
Types of NBFIs: Examples include insurance companies, investment firms, and microfinance institutions that offer specialized financial services.
Regulatory Framework: NBFIs are regulated by financial authorities but have different compliance requirements compared to traditional banks...
I prioritize communication and empathy to manage high-pressure targets and resolve issues with non-paying customers effectively.
Establish clear communication: I regularly update customers on their account status and payment options.
Empathy and understanding: I listen to customers' concerns to identify underlying issues affecting their payments.
Set realistic targets: I break down high-pressure targets into manageab...
Experienced in field collections and recovery with a focus on effective communication and negotiation skills.
Managed a team of field collectors, achieving a 30% increase in recovery rates over two years.
Utilized data analytics to identify high-risk accounts, leading to targeted collection strategies.
Conducted training sessions for new collectors on best practices in negotiation and conflict resolution.
Successfully...
Bajaj Finserv Interview Experiences
597 interviews found
Anonymous
Interview Questionnaire
8 Questions
- Q1. How many array function & string function is there in PHP?
- Ans.
PHP has over 100 array functions and over 200 string functions.
Array functions include: array_push(), array_pop(), array_merge(), array_slice(), etc.
String functions include: strlen(), str_replace(), substr(), strtolower(), etc.
PHP also has functions for working with regular expressions, dates, and more.
The exact number of functions may vary depending on the version of PHP being used.
- Q2. What is ajax? how many attributes?
- Ans.
Ajax stands for Asynchronous JavaScript and XML. It is a technique used for creating fast and dynamic web pages.
Ajax allows web pages to be updated asynchronously by exchanging small amounts of data with the server behind the scenes.
It uses XMLHttpRequest object to communicate with the server.
Ajax can be used to update parts of a web page without reloading the entire page.
There are multiple attributes in Ajax such as u...
- Q3. Findout count of dublicate record in mysql & write a query
- Ans.
Query to find count of duplicate records in MySQL
Use GROUP BY clause to group the records by the column(s) that may have duplicates
Use HAVING clause to filter out the groups with count less than 2
Use COUNT() function to count the number of records in each group
- Q4. What is helpers in coddeigniter?
- Ans.
Helpers in CodeIgniter are utility functions that assist in common tasks and can be used throughout the application.
Helpers are standalone functions that can be loaded and used anywhere in the application.
They provide a way to avoid writing repetitive code by providing ready-to-use functions.
CodeIgniter comes with a set of built-in helpers, such as URL, Form, File, and Date helpers.
Custom helpers can also be created to...
- Q5. What is MVC?
- Ans.
MVC is a software architectural pattern that separates an application into three main components: Model, View, and Controller.
Model represents the data and business logic of the application.
View is responsible for displaying the data to the user.
Controller handles user input, updates the model, and interacts with the view.
MVC promotes separation of concerns and improves code organization and maintainability.
Example: In...
- Q6. What is diff bet array_merge and array_combine?
- Ans.
array_merge merges two or more arrays into one, while array_combine creates an array by using one array for keys and another for its values.
array_merge combines the values of two or more arrays into a single array
array_combine creates an array using one array for keys and another for its values
array_merge preserves numeric keys, while array_combine uses the first array for keys and the second for values
array_merge can ...
- Q7. How my db engine present in mysql?
- Ans.
MySQL has multiple storage engines including InnoDB, MyISAM, and more.
MySQL has a pluggable storage engine architecture
InnoDB is the default storage engine for MySQL
MyISAM is another popular storage engine
Other storage engines include Memory, CSV, and more
- Q8. What is diff bet myisam & innodb?
- Ans.
MyISAM is faster but doesn't support transactions, while InnoDB is slower but supports transactions and foreign keys.
MyISAM is the default storage engine for MySQL, while InnoDB is an alternative.
MyISAM is faster for read-heavy applications, while InnoDB is better for write-heavy applications.
MyISAM doesn't support transactions or foreign keys, while InnoDB does.
MyISAM uses table-level locking, while InnoDB uses row-le...
Interview Preparation Tips
Skills evaluated in this interview
Selected
I appeared for an interview in Apr 2025, where I was asked the following questions.
- Q1. The Salesforce Business Analyst certification validates a professional's ability to drive business improvements within Salesforce. It focuses on their skills in understanding business needs, capturing requ...
- Q2. The Salesforce Business Analyst certification validates a professional's ability to drive business improvements within Salesforce. It focuses on their skills in understanding business needs, capturing requ...
- Q3. Salesforce hahshsahahahahahajajajajanananamsmsms
Interview Preparation Tips
Rishabh Rk
I appeared for an interview in May 2025, where I was asked the following questions.
- Q1. What is Angular, and what do you know about its features? Why is Angular preferred over other frameworks?
- Ans.
Angular is a powerful web application framework for building dynamic, single-page applications using TypeScript.
Component-based architecture: Angular applications are built using reusable components, promoting modularity and maintainability.
Two-way data binding: Changes in the UI automatically update the model and vice versa, simplifying data management.
Dependency injection: Angular's built-in dependency injection syst...
- Q2. What are the differences between JavaScript (JS) and TypeScript (TS)?
- Ans.
TypeScript is a superset of JavaScript that adds static typing and other features for better development experience.
TypeScript is statically typed, while JavaScript is dynamically typed. Example: In TS, you can define a variable as 'let num: number = 5;'.
TypeScript supports interfaces and enums, which help in defining contracts and enumerations. Example: 'interface User { name: string; age: number; }'.
TypeScript provid...
- Q3. Some small code syntax and variable based.
- Q4. Write a code to reverse the words.?
- Ans.
This code snippet reverses the order of words in a given string using JavaScript and Angular.
Use the split() method to divide the string into an array of words. Example: 'Hello World'.split(' ') results in ['Hello', 'World'].
Reverse the array using the reverse() method. Example: ['Hello', 'World'].reverse() results in ['World', 'Hello'].
Join the reversed array back into a string using the join() method. Example: ['Worl...
- Q5. What are the different methods available for arrays, and what is the difference between the filter and map methods?
- Ans.
Arrays in JavaScript have various methods for manipulation; filter and map serve different purposes for transforming data.
1. Array methods include: push, pop, shift, unshift, slice, splice, forEach, map, filter, reduce, and more.
2. The filter method creates a new array with elements that pass a test (predicate function). Example: [1, 2, 3].filter(x => x > 1) results in [2, 3].
3. The map method creates a new array...
- Q6. What are pipes and what are the different types of pipes?
- Ans.
Pipes in Angular transform data for display in templates, enhancing readability and formatting.
Pipes are simple functions that accept an input value and return a transformed value.
Angular provides built-in pipes like DatePipe, CurrencyPipe, and DecimalPipe.
Custom pipes can be created using the @Pipe decorator for specific transformation needs.
Example of DatePipe: {{ today | date:'fullDate' }} displays the full date for...
- Q7. What is data binding in the context of software development?
- Ans.
Data binding is a technique that connects the UI to the data model, enabling automatic synchronization between them.
Types of data binding: One-way binding (e.g., displaying data) and two-way binding (e.g., form inputs).
Example of one-way binding: Using interpolation to display a variable in the template: {{ variableName }}.
Example of two-way binding: Using ngModel in forms to bind input values to a component property.
D...
- Q8. What are decorators in typescript?
- Ans.
Decorators in TypeScript are special annotations that modify classes, methods, properties, or parameters at design time.
Decorators are functions prefixed with '@'.
They can be used to add metadata to classes and methods.
Common types include Class Decorators, Method Decorators, Property Decorators, and Parameter Decorators.
Example of a Class Decorator: @Component({ selector: 'app-root', templateUrl: './app.component.html...
- Q9. What is the difference between the `` and `` elements in HTML?
- Ans.
The <b> element is for bold text, while <strong> indicates strong importance, often styled as bold.
<b> is used for stylistic bolding without implying importance. Example: <b>Bold Text</b>
<strong> conveys strong importance or emphasis. Example: <strong>Important Text</strong>
<strong> is semantically meaningful for accessibility tools, while <b> is purely presen...
- Q10. What is a container projection?
- Ans.
Container projection allows components to project content into designated slots, enhancing flexibility in Angular applications.
Container projection is achieved using <ng-content> in Angular components.
It allows a parent component to pass content to a child component dynamically.
Example: A modal component can use container projection to display different content based on usage.
Multiple <ng-content> tags can ...
- Q11. What is the method to center a div using SCSS?
- Ans.
Centering a div in SCSS can be achieved using various techniques like flexbox, grid, or margin auto.
Use Flexbox: Set display: flex; and justify-content: center; align-items: center; on the parent.
Example: .parent { display: flex; justify-content: center; align-items: center; } .child { width: 50%; }
Use Grid: Set display: grid; and place the child in the center.
Example: .parent { display: grid; place-items: center; } .c...
- Q12. What are the best practices for making a webpage responsive?
- Ans.
Responsive web design ensures optimal viewing across devices by adapting layout and content to different screen sizes.
Use flexible grid layouts that adjust based on screen size, e.g., CSS Grid or Flexbox.
Implement media queries to apply different styles for various screen widths, e.g., @media (max-width: 600px) { ... }.
Utilize responsive images with the 'srcset' attribute to serve different image sizes based on device ...
Interview Preparation Tips
Vishal Chandravanshi
Selected
I appeared for an interview in Feb 2025, where I was asked the following questions.
- Q1. Could you clarify what context you're referring to? Are you evaluating a project, an event, a personal experience, or something else?
- Ans.
Clarifying context helps tailor responses to specific situations, ensuring relevant insights and effective communication.
Project evaluation: Assessing a marketing campaign's success based on KPIs.
Event analysis: Reviewing the outcomes of a corporate retreat for team building.
Personal experience: Reflecting on a leadership role in a community service project.
- Q2. Clear Guidelines: The process had well-defined steps and instructions. Efficient Execution: Tasks were completed on time and with minimal issues. Consistency: The process was followed uniformly across diff...
- Q3. Which industries are growing, and where does your skill set fit? What are the company’s values, culture, and work environment? Are there opportunities for career growth in the company?
Interview Preparation Tips
I appeared for an interview in Nov 2024.
Here’s a simple framework to approach a case study effectively:
---
Case Study Framework
1. Understand the Problem
Read the case thoroughly and identify the key issue.
Ask clarifying questions if needed (if in a live setting).
Summarize the problem in your own words.
2. Analyze the Situation
SWOT Analysis (Strengths, Weaknesses, Opportunities, Threats)
Identify relevant stakeholders.
Gather data or key insights from the case text.
3. Identify Alternatives
Brainstorm possible solutions to the problem.
Consider multiple approaches (e.g., short-term vs. long-term solutions).
4. Evaluate the Alternatives
Weigh the pros and cons of each solution.
Assess feasibility, costs,
(2 Questions)
- Q1. What are the common performance issues that can occur in a system?
- Ans.
Common performance issues in a system include slow response times, high resource usage, bottlenecks, and crashes.
Slow response times can be caused by inefficient code, network latency, or overloaded servers.
High resource usage can lead to system slowdowns and crashes, often caused by memory leaks or inefficient algorithms.
Bottlenecks occur when a component of the system becomes a limiting factor, such as a database ser...
- Q2. What is your experience with software bug fixing?
- Ans.
I have experience in identifying and resolving software bugs through thorough testing and collaboration with developers.
Identifying bugs by reproducing issues reported by users
Collaborating with developers to understand root cause of bugs
Testing bug fixes to ensure they are effective
Utilizing bug tracking tools like Jira or Bugzilla
Experience with regression testing to prevent reoccurrence of bugs
Shortcut Tips for Coding Tests: 1. Master the Basics: Familiarize yourself with arrays, strings, loops, and conditional statements. 2. Learn Patterns: Concentrate on sliding window, two-pointer techniques, recursion, and divide-and-conquer methods. 3. Use Standard Algorithms: Study breadth-first search (BFS), depth-first search (DFS), sorting algorithms, and dynamic programming principles. 4. Understand Data Structures: Practice with stacks, queues, linked lists, and trees. 5. Practice Edge Cases: Consider scenarios involving empty inputs, duplicates, and large datasets. 6. Write Pseudocode: Outline your plan before starting to code. 7. Optimize Early: Always strive for efficiency in your solutions.
Interview Preparation Tips
1. Know Your Strengths: Identify skills and tailor your resume.
2. Network: Leverage LinkedIn, industry events, and connections.
3. Customize Applications: Align resumes and cover letters to job descriptions.
4. Prepare for Interviews: Research companies and practice answers.
5. Upskill: Learn in-demand tools, certifications, and soft skills.
6. Stay Organized: Track applications and follow-ups.
7. Be Positive: Handle rejections as learning opportunities.
8. Leverage Social Media: Optimize LinkedIn and maintain professionalism online.
9. Consider All Opportunities: Explore freelance, contract, or adjacent roles.
10. Follow Up: Send thank-you notes and stay connected with recruiters.
Stay consistent and persistent—your opportunity is ahead!
Vikas Kumar
Selected
(2 Questions)
- Q1. Tell me about you & your family
- Ans.
I come from a close-knit family of four, including my parents, my younger sister, and myself.
My parents have always been supportive of my career choices and have instilled in me the values of hard work and dedication.
My younger sister is currently studying in college and is pursuing a degree in marketing.
We enjoy spending quality time together on weekends, whether it's going out for dinner or watching movies at home.
- Q2. Why should we hire you
- Ans.
I have a proven track record of exceeding sales targets, strong leadership skills, and a passion for driving results.
Proven track record of exceeding sales targets
Strong leadership skills
Passion for driving results
Interview Preparation Tips
Colleagues & Superior Staff are well knowledgeable who are always ready to support you along with guidance! It's also a kind of Status symbol working for such Financial Institutions.
Work-Life balance is absolute where there are many holidays on week-ends & other general holidays.
Need not panic for any kind of interview since you are already Talented along side your educational background!
Kudos & Cheers everyone for your endeavours.
4 Round hue the Aaj ek to test hua or dusra voice call or baki video call hui thi
Interview Preparation Tips
1. Tailor Your Resume: Customize your resume for each job application, emphasizing relevant skills and experience that align with the job description.
2. Network: Leverage professional platforms like LinkedIn, attend industry events, and engage with contacts to expand your network. Many opportunities are found through referrals.
3. Research Employers: Learn about the companies you're applying to. Understand their culture, values, and recent news, which can help you tailor your application and perform well in interviews.
4. Stay Organized: Keep track of the jobs you've applied to, deadlines, and follow-up dates. This will help you stay on top of your applications and avoid missing opportunities.
5. Prepare for Interviews: Practice common interview questions and be ready to discuss your strengths, weaknesses, and achievements. Research the company and prepare thoughtful questions to ask the interviewer.
6. Stay Positive and Persistent: Job searching can take time, so stay motivated. Rejection is normal, and each experience can be a learning opportunity to improve your strategy.
7. Develop New Skills: If you find that certain skills are repeatedly required for positions you're interested in, consider taking courses or certifications to enhance your qualifications.
8. Personal Brand: Maintain a professional online presence, especially on LinkedIn. Ensure your profiles reflect your skills, experience, and interests.
9. Follow Up: After interviews, send a thank-you note to express appreciation and reiterate your interest in the position.
10. Be Open-Minded: Consider opportunities that may not match your exact career path but could offer growth potential, especially in a changing job market.
Consistency and a proactive approach are key to landing the right job.
I applied via Naukri.com and was interviewed in Oct 2024. There were 2 interview rounds.
(5 Questions)
- Q1. What is difference between Association, Association, Aggregation ?
- Ans.
Association represents a relationship between two classes, Aggregation is a type of association with a whole-part relationship.
Association represents a relationship between two classes without implying any ownership.
Aggregation is a type of association where one class is a part of another class.
Composition is a stronger form of aggregation where the part cannot exist without the whole.
In UML, association is represented...
- Q2. Write Java program to invoke a AWS lambda function ?
- Ans.
To invoke an AWS Lambda function using Java program.
Create an AWS Lambda client using AWS SDK for Java
Invoke the Lambda function using invoke method
Handle the response from the Lambda function
- Q3. Write Java program for Singleton pattern ?
- Ans.
Singleton pattern ensures a class has only one instance and provides a global point of access to it.
Create a private static instance of the class
Provide a public static method to access the instance
Ensure the constructor is private to prevent instantiation
- Q4. How Security is maintained in Microservices ?
- Ans.
Security in Microservices is maintained through authentication, authorization, encryption, and monitoring.
Implementing authentication mechanisms like OAuth, JWT, or API keys to verify the identity of clients accessing the microservices.
Utilizing authorization techniques such as role-based access control (RBAC) or attribute-based access control (ABAC) to control what actions users can perform.
Encrypting data in transit ...
- Q5. What design patterns you have worked ?
- Ans.
I have worked with design patterns such as Singleton, Factory, Observer, and Strategy.
Singleton pattern ensures a class has only one instance and provides a global point of access to it.
Factory pattern creates objects without specifying the exact class of object that will be created.
Observer pattern defines a one-to-many dependency between objects so that when one object changes state, all its dependents are notified a...
(3 Questions)
- Q1. How much time you take to show the demo after getting the RFP ?
- Ans.
The time taken to show the demo after receiving the RFP varies based on project complexity and client requirements.
The time frame for demo preparation can range from a few days to a few weeks, depending on the scope of the project.
It is important to thoroughly understand the RFP requirements before scheduling the demo to ensure all key points are addressed.
Collaboration with the sales team and other stakeholders is cru...
- Q2. What AWS services you have used ?
- Ans.
I have used a variety of AWS services including EC2, S3, RDS, Lambda, and CloudFormation.
EC2 - Elastic Compute Cloud for scalable virtual servers
S3 - Simple Storage Service for object storage
RDS - Relational Database Service for managed databases
Lambda - Serverless computing service for running code without provisioning servers
CloudFormation - Infrastructure as Code service for automating resource provisioning
- Q3. Where AWS lambda you have used ?
- Ans.
I have used AWS Lambda for building serverless applications and automating tasks.
Developed a serverless image processing application using AWS Lambda, S3, and API Gateway
Implemented a cron job using AWS Lambda to automatically backup DynamoDB tables
Integrated AWS Lambda with Amazon SNS to send notifications based on certain events
Interview Preparation Tips
- Core Java
- AWS
- Spring
Skills evaluated in this interview
(2 Questions)
- Q1. What is the JavaScript code for finding repeating alphabets?
- Ans.
Use JavaScript to find repeating alphabets in an array of strings.
Loop through each string in the array
For each string, loop through each character and check if it is repeated
Store the repeating alphabets in a separate array
- Q2. What are the Angular lifecycle hooks?
- Ans.
Angular lifecycle hooks are methods that allow you to tap into specific points in a component's lifecycle.
ngOnChanges: Called when an input property changes
ngOnInit: Called once the component is initialized
ngDoCheck: Called during every change detection run
ngAfterContentInit: Called after content (ng-content) has been projected into the component
ngAfterContentChecked: Called after every check of the projected content
ng...
Interview Preparation Tips
The aptitude test for Bajaj Auto Ltd generally focuses on evaluating candidates' problem-solving, logical reasoning, and technical skills. Below are the typical sections and details:
---
1. Aptitude Test Structure:
The test usually comprises the following sections:
1. Quantitative Aptitude
2. Logical Reasoning
3. Verbal Ability
4. Technical Knowledge (Mechanical Engineering)
---
2. Section-wise Details:
A. Quantitative Aptitude
Topics Covered:
Arithmetic: Profit & Loss, Time & Work, Time & Distance, Simple & Compound Interest.
Algebra: Linear equations, Quadratic equations.
Geometry: Area, Volume, and Perimeter.
Data Interpretation: Pie charts, Bar graphs, and Tables.
Ratio, Proportion, and Percentages.
Sample Question:
A car travels 240 km in 6 hours. What is its average speed?
Answer: Speed = Distance / Time = 240 / 6 = 40 km/hr.
---
B. Logical Reasoning
Topics Covered:
Series Completion (Number, Alphabet).
Coding-Decoding.
Puzzles and Seating Arrangements.
Syllogisms.
Blood Relations and Direction Sense.
**
Selected
I applied via Approached by Company and was interviewed in Dec 2024. There was 1 interview round.
(2 Questions)
- Q1. What are the customization options available in the VoIP industry based on specific business requirements?
- Ans.
Customization options in VoIP industry vary based on business requirements.
Customized call routing based on business hours and locations
Integration with CRM systems for caller information
Customized IVR menus for specific departments or services
Call recording and transcription for compliance or training purposes
Customized reporting and analytics based on specific KPIs
- Q2. How can VoIP support be improved, and what is the future of VoIP in relation to AI Bots?
- Ans.
VoIP support can be improved by integrating AI bots for enhanced customer service and troubleshooting. The future of VoIP lies in seamless integration with AI bots for automation and efficiency.
Integrating AI bots for real-time troubleshooting and customer support
Implementing natural language processing for improved user interactions
Utilizing AI for predictive maintenance and proactive issue resolution
Enhancing securit...
Interview Preparation Tips
Bajaj Finserv Interview FAQs
The duration of Bajaj Finserv interview process can vary, but typically it takes about less than 2 weeks to complete.
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Bajaj Finserv Interviews By Designations
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Bajaj Finserv Reviews and Ratings
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Rating in categories
|
Sales Officer
1.3k
salaries
|  ₹1 L/yr - ₹5 L/yr |
|
Assistant Manager
1.3k
salaries
| ₹1.8 L/yr - ₹6.7 L/yr |
|
Sales Executive
1.2k
salaries
| ₹1 L/yr - ₹6 L/yr |
|
Sales Manager
1.1k
salaries
| ₹1.4 L/yr - ₹9.6 L/yr |
|
Manager
934
salaries
| ₹2.7 L/yr - ₹11 L/yr |
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