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Bharat Financial
Inclusion
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Provision entry is passed in month end to account for expenses incurred but not yet paid.
To ensure accurate financial statements
To avoid understating expenses
To comply with accounting standards
To facilitate budgeting and forecasting
The rules of accounts for daily entries include the principles of double-entry bookkeeping, accrual accounting, and the matching principle.
Double-entry bookkeeping: Every transaction should have equal debits and credits to maintain the balance.
Accrual accounting: Revenue and expenses should be recorded when earned or incurred, regardless of when the cash is received or paid.
Matching principle: Expenses should be m...
Effective team handling involves clear communication, delegation, and fostering a collaborative environment for optimal performance.
Establish clear roles: Define each team member's responsibilities to avoid confusion and enhance accountability.
Encourage open communication: Create an environment where team members feel comfortable sharing ideas and feedback.
Set measurable goals: Use SMART criteria (Specific, Measur...
Yes, I am comfortable in this job.
I have extensive experience in managing branches and leading teams.
I am confident in my ability to handle the responsibilities and challenges of the role.
I have a track record of success in achieving targets and driving growth.
I am familiar with the industry and have a strong understanding of market trends.
I am adaptable and able to handle changing priorities and situations.
I have...
I have extensive experience in managing teams, optimizing operations, and enhancing customer satisfaction in a branch setting.
Led a team of 15 employees, improving sales by 20% through effective training and motivation.
Implemented a new inventory management system that reduced stock discrepancies by 30%.
Developed customer service protocols that increased customer satisfaction scores by 15% over six months.
Conducte...
My aim is to lead a successful branch while overcoming challenges through effective team management and customer engagement.
Aim: To increase branch profitability by 20% within the next year through strategic planning and execution.
Challenge: Adapting to changing market conditions, such as economic downturns or shifts in customer preferences.
Example: Implementing a new customer feedback system to better understand ...
Vendor management is the process of managing relationships with suppliers and vendors.
Identifying and selecting vendors
Negotiating contracts and pricing
Monitoring vendor performance
Managing vendor relationships
Ensuring compliance with contracts and agreements
I would communicate with the person and provide updates on the progress of the work.
Acknowledge the person's emails and provide an estimated timeline for completion.
Regularly update the person on the progress of the work.
If there are any delays or issues, communicate them to the person and provide a new estimated timeline.
Ensure that the person feels heard and valued throughout the process.
I am a dedicated student with a passion for HR, actively seeking to apply my knowledge in a practical setting through this internship.
Completed a Bachelor's degree in Human Resource Management, focusing on employee relations and organizational behavior.
Participated in various HR workshops and seminars, enhancing my understanding of recruitment strategies and talent management.
Interned at a local non-profit, where ...
Outliers can significantly impact analysis. It's important to identify and handle them appropriately.
Visualize the data to identify outliers
Consider the source of the outliers and whether they are valid data points
Remove outliers if they are invalid or use robust statistical methods that are less sensitive to outliers
Document any handling of outliers in the analysis report
I appeared for an interview in Dec 2024.
There should be an aptitude test which is totally based on commerce, general knowledge and computer
I am a dedicated and detail-oriented internal auditor with a strong background in risk assessment and compliance.
Over 5 years of experience in internal auditing
Skilled in risk assessment and compliance
Detail-oriented and analytical mindset
Strong communication and problem-solving skills
Balance sheet is a financial statement that shows a company's assets, liabilities, and shareholders' equity at a specific point in time.
Balance sheet provides a snapshot of a company's financial position
It includes assets (what the company owns), liabilities (what the company owes), and shareholders' equity (the difference between assets and liabilities)
The balance sheet equation is Assets = Liabilities + Shareholders'...
A profit and loss account is a financial statement that summarizes the revenues, costs, and expenses incurred during a specific period.
It shows the company's financial performance by detailing the total revenue generated and the expenses incurred to generate that revenue.
The difference between the total revenue and total expenses is the net profit or loss for the period.
It helps stakeholders assess the profitability an...
Debtors are individuals or entities who owe money to a company, while creditors are individuals or entities to whom a company owes money.
Debtors are customers who have purchased goods or services on credit and have not yet paid for them.
Creditors are suppliers or vendors from whom a company has purchased goods or services on credit and has not yet paid for them.
Debtors are listed as assets on a company's balance sheet,...
10 let. Cow 5kg feed
Cow gastrion pri. 182 day
June in vacancy or sec. December in
I applied via Referral and was interviewed in Oct 2024. There were 3 interview rounds.
Reasoning on day today activity which we handled professionally.
I appeared for an interview in Jun 2025, where I was asked the following questions.
An employee can take a 3-day leave by following company policies and ensuring proper communication with management.
Review the company's leave policy to understand eligibility and procedures.
Notify your supervisor or HR department as soon as possible about the need for leave.
Provide any necessary documentation, such as a doctor's note if applicable.
Plan your workload to ensure minimal disruption during your absence.
Cons...
Effective time management is crucial for a Branch Credit Manager to balance responsibilities and meet deadlines efficiently.
Prioritize tasks using a matrix to distinguish between urgent and important activities.
Set specific goals for each day, such as reviewing a certain number of loan applications.
Utilize digital tools like calendars and task management apps to schedule and track progress.
Delegate responsibilities whe...
I appeared for an interview in May 2025, where I was asked the following questions.
I appeared for an interview in Apr 2025, where I was asked the following questions.
I applied via Referral and was interviewed in Nov 2024. There were 2 interview rounds.
Calculation based questions more
It is good selection process
I appeared for an interview in Mar 2025, where I was asked the following questions.
I expect to lead the branch effectively, ensuring operational excellence and fostering a positive team environment.
Leadership: I aim to inspire and motivate my team to achieve their goals, similar to how I led my previous team to exceed sales targets by 20%.
Operational Efficiency: I expect to streamline processes to enhance productivity, like implementing a new scheduling system that reduced wait times by 30%.
Customer ...
Aptitude test was up to the mark
Dynamic HR professional with a passion for talent development and organizational culture, committed to driving employee engagement.
Over 8 years of experience in HR management, focusing on recruitment and employee relations.
Successfully implemented a new onboarding program that reduced turnover by 20%.
Skilled in conflict resolution, having mediated several workplace disputes to foster a collaborative environment.
Passion...
I am drawn to this company for its innovative approach, strong values, and commitment to employee growth and community impact.
The company's reputation for innovation aligns with my passion for cutting-edge solutions, as seen in your recent product launch.
I admire your commitment to sustainability, which resonates with my personal values and desire to contribute to a greener future.
The emphasis on employee development t...
I appeared for an interview in Mar 2025, where I was asked the following questions.
Marketing focuses on creating value and relationships, while sales is about closing deals and transactions.
Marketing involves understanding customer needs and creating strategies to meet them, e.g., market research.
Sales is the direct process of selling products or services to customers, e.g., a salesperson pitching a product.
Marketing builds brand awareness and loyalty through campaigns, e.g., social media advertising...
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Some of the top questions asked at the Bharat Financial Inclusion interview -
The duration of Bharat Financial Inclusion interview process can vary, but typically it takes about less than 2 weeks to complete.
based on 167 interview experiences
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15-20 Yrs
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10-14 Yrs
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