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JM Financial Area Credit Manager Interview Questions and Answers

Updated 11 Dec 2023

JM Financial Area Credit Manager Interview Experiences

1 interview found

Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Jun 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Not proper questions
  • Q2. Just taking DSA known details from a credit resource
Round 3 - One-on-one 

(1 Question)

  • Q1. Tell lie details in interview about business n how they lend

Interview Preparation Tips

Topics to prepare for JM Financial Area Credit Manager interview:
  • Don't go to these co.
Interview preparation tips for other job seekers - Don't go to these co. Ruined career n play with employees career like a toy. Tell all time lie

Top trending discussions

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4d (edited)
anshitanegi
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ex -
Planet Spark
When HR’s Chinese English made me drop the interview!
So, I talked to the HR yesterday about the interview. I asked Please send me the location But their English… bro I was shocked! It was like talking to someone jisne english nahi kuch ar hi seekh liya ho, if the HR’s English is this I can only imagine the rest of the company I decided to drop the interview with this chinese english😶‍🌫️
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Interview questions from similar companies

Interview Questionnaire 

2 Questions

  • Q1. General Questions
  • Q2. Be confident always for the interview and before answering the question always think that why interviewer ask this question, what he want to listen from you, then answer.

Area Credit Manager Interview Questions Asked at Other Companies

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Q1. What is Debt Service Coverage Ratio (DSCR), and how is it calcula ... read more
Q2. What financial parameters do you check while approving files for ... read more
asked in HDFC Bank
Q3. What is the funding amount required for different sectors, such a ... read more
Q4. How do you assess the income of a Kirana store for credit purpose ... read more
Q5. Do not lie about any details of your business, or how you lend, d ... read more

I applied via Company Website and was interviewed in May 2019. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. If you are fresher then baisc questions regarding your qualifications, internship. so you have to clear your basics.
  • Q2. If you have experience..then questions regarding your job, your key responsibilities.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and well dressed up.

I applied via Naukri.com and was interviewed before Apr 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About previous company portfolio behaviour

Interview Preparation Tips

Interview preparation tips for other job seekers - Educate yourself with previous organization police's and thier portfolio behaviour

I applied via Approached by company and was interviewed before Feb 2021. There was 1 interview round.

Round 1 - One-on-one 

Interview Preparation Tips

Interview preparation tips for other job seekers - In bajaj Very big target compare to other compititors like muthoot Manappuram IIFL and other financial services and NBFC. NOT good for sales department.

I applied via Walk-in and was interviewed before Jun 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. About my experience and finance related

Interview Preparation Tips

Interview preparation tips for other job seekers - Best finance sector but working time is no fixed
morning 7 to night 11 every 2 hr 1croncol .. no holidays even Sunday and holi .
There have no personal life and family life only bajaj lifee ...

JM Financial HR Interview Questions

15 questions and answers

Q. What are your expectations?
Q. Describe your overall experience at your previous companies.
Q. Introduce yourself.

I applied via Referral and was interviewed before Feb 2021. There was 1 interview round.

Round 1 - HR 

(7 Questions)

  • Q1. What are your salary expectations?
  • Q2. What is your family background?
  • Q3. Share details of your previous job.
  • Q4. Why should we hire you?
  • Q5. Why are you looking for a change?
  • Q6. What are your strengths and weaknesses?
  • Q7. Tell me about yourself.

Interview Preparation Tips

Interview preparation tips for other job seekers - Mothilal Oswal...is one of Best Oraganistion...
Are these interview questions helpful?

I applied via Walk-in and was interviewed in Jun 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Why Customer take loan from you, what different from other banker or NBFCs

Interview Preparation Tips

Interview preparation tips for other job seekers - Bajaj is good place for career growth

I applied via Campus Placement and was interviewed before Aug 2021. There were 2 interview rounds.

Round 1 - Group Discussion 

Economy of India - Current issues, Strength, Weakness,Opportunities, Threats of Indian Economy

Round 2 - HR 

(1 Question)

  • Q1. About self, Family, Education, Why I SEC

Interview Preparation Tips

Interview preparation tips for other job seekers - Financial knowledge & Some Finance Certification will add value

I applied via Naukri.com and was interviewed in Jun 2020. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Why not to use unique ideas about customer make happy..??
  • Ans. 

    Using unique ideas about customer satisfaction is important for business success.

    • Unique ideas can set a business apart from competitors

    • Personalized experiences can create loyal customers

    • Examples include surprise gifts, handwritten notes, and customized recommendations

    • However, it's important to balance unique ideas with practicality and cost-effectiveness

  • Answered by AI
  • Q2. Help desk is most important thing to convince customer

Interview Preparation Tips

Interview preparation tips for other job seekers - No pain no gain get pain & make again

JM Financial Interview FAQs

How many rounds are there in JM Financial Area Credit Manager interview?
JM Financial interview process usually has 3 rounds. The most common rounds in the JM Financial interview process are One-on-one Round and Resume Shortlist.
How to prepare for JM Financial Area Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at JM Financial. The most common topics and skills that interviewers at JM Financial expect are Credit Appraisal, Credit Underwriting, Team Handling, Underwriting and Analytical.

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Overall Interview Experience Rating

1/5

based on 1 interview experience

Difficulty level

Easy 100%

Duration

Less than 2 weeks 100%
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JM Financial Area Credit Manager Salary
based on 6 salaries
₹12 L/yr - ₹16.5 L/yr
25% more than the average Area Credit Manager Salary in India
View more details

JM Financial Area Credit Manager Reviews and Ratings

based on 1 review

5.0/5

Rating in categories

5.0

Skill development

5.0

Work-life balance

5.0

Salary

5.0

Job security

5.0

Company culture

5.0

Promotions

5.0

Work satisfaction

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