Tata Asset Management Private Limited Interview Questions and Answers

Q1. Operation related query
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Q2. Transaction processing
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Q3. KYC and AML processing questions, MIS query handling customers query through branch level PAN india
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Q1. Was related channel and exchange related questions
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Q1. Brief your professional journey?
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Q2. I have 1 cr in my bank a/c. I want to invest my money for next 10 year, my age is 40. How would you diversify my investment?
Ans. 
A diversified investment strategy for 1 crore over 10 years balancing risk and growth.
• Equity Mutual Funds: Allocate 40% (40 lakhs) for long-term growth, e.g., large-cap funds.

• Debt Funds: Invest 30% (30 lakhs) in debt mutual funds for stability and regular income.

• Public Provident Fund (PPF): Put 10% (10 lakhs) in PPF for tax benefits and guaranteed returns.

• Real Estate: Consider 15% (15 lakhs) in real estate for potentia...read more
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Q3. Why you want to leave your previous company so early?
Ans. 
I left my previous company to seek new challenges and opportunities for growth in my career as a Relationship Manager.
• I was looking for a role that aligned more closely with my career goals, particularly in relationship management.

• The previous company had limited opportunities for advancement, which prompted me to explore other options.

• I wanted to work in an environment that fostered professional development and offere...read more
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Q4. What is mutual fund and which type of role you are looking for?
Ans. 
A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities.
• Mutual funds are managed by professional fund managers who invest the pooled funds into a diversified portfolio of securities.

• Investors in mutual funds own shares of the fund and are entitled to a portion of the profits.

• There are different types of mutual funds such as equity funds, bond funds, money ma...read more
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Q5. How would you convince client to invest in mutual fund if he only invest in direct equity.
Ans. 
I would highlight the benefits of diversification, professional management, and lower risk compared to direct equity investments.
• Explain the benefits of diversification to reduce risk and increase potential returns.

• Highlight the expertise of professional fund managers in selecting and managing a diversified portfolio.

• Emphasize the convenience and ease of investing in mutual funds compared to directly managing a portfol...read more
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Q1. Speak about your favorite mutual fund for 10 min.
Ans. 
My favorite mutual fund is the Vanguard Total Stock Market Index Fund.
• The Vanguard Total Stock Market Index Fund is a low-cost index fund that provides broad exposure to the U.S. stock market.

• It is known for its diversification across various sectors and market capitalizations.

• The fund has a long track record of strong performance and is popular among long-term investors.

• Investors can benefit from the fund's low expens...read more
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Q2. What risk factors are there in mutual fund and define them?
Ans. 
Risk factors in mutual funds include market risk, credit risk, liquidity risk, interest rate risk, and inflation risk.
• Market risk: The risk of losing money due to fluctuations in the stock market.

• Credit risk: The risk of loss due to a bond issuer defaulting on payments.

• Liquidity risk: The risk of not being able to sell an investment quickly without significantly impacting its price.

• Interest rate risk: The risk of chang...read more
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Q3. What would you advice your client if market is crashed by 30%?
Ans. 
I would advise my client to stay calm, reassess their investment goals, and consider buying opportunities.
• Encourage them to stay calm and not make any impulsive decisions

• Reassess their investment goals and risk tolerance

• Consider buying opportunities in undervalued assets

• Diversify their portfolio to reduce risk

• Stay informed about market trends and seek professional advice
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Q4. Are you the best candidate for this job? If yes then why?
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Test was all about 7 subjects. Apptitude, quantitative, reasoning, english, essay writing, financial test, advance financial test.

Q1. Introduce yourself and brief your professional journey.
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Q2. Why should we hire you?
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Q3. Why you want to switch?
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Q1. Basic awareness about the indian and world economic conditions
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Q2. Detailed knowledge of local market
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Q3. Process knowledge is mandatory
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Q4. Thorough understanding of the products already sold if candidate is experienced
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Q5. Your achievements in previous organization and this need to be convincing as no proofs are asked
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Q6. Your sales skill based on different situations put forward by the interviewer
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Financial Market related questions, basic logical reasoning, industry related questions etc

Basics of maths, logically thinking and English vocabulary

General topics for GD

Q1. Questions on resume, real time experiences in life
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Q1. Questions based on Real time situations
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