
ICICI Bank

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About ICICI Bank

ICICI Bank offers a range of financial products and services to retail, rural, small and medium enterprises and corporate customers. The Bank delivers products and services through various channels including branches, ATMs, mobile phones and the internet. The Bank aims to offer a seamless omni-channel experience to customers. The Bank progressed on its journey of Bank to BankTech through the digital and technological transformation.
At ICICI Bank, technology is being integrated into every aspect, from delivering value to customers to optimising internal operations. We aim to grow our profitability within the guardrails of risk and compliance through a 360-degree customer-centric approach and by focusing on ecosystems and micro-markets. The principles of Fair to Customer, Fair to Bank and One Bank, One ROE will guide our operations. We focus on building a culture where every employee in the Bank serves customers with humility and upholds the values of brand ICICI. We aim to be the trusted financial services provider of choice for our customers and deliver sustainable returns to our shareholders.

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![]() | ![]() Change Company | ![]() Change Company | ![]() Change Company | |
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Overall Rating | 4.0/5 based on 42.3k reviews ![]() | 3.8/5 based on 44.1k reviews | 3.7/5 based on 28.6k reviews ![]() | 3.7/5 based on 19.4k reviews |
Highly Rated for | Job security Skill development Work-life balance | Job security Skill development | ![]() No highly rated category | ![]() No highly rated category |
Critically Rated for | ![]() No critically rated category | Promotions | Promotions | Promotions |
Primary Work Policy | Work from office 91% employees reported | Work from office 84% employees reported | Work from office 79% employees reported | Work from office 81% employees reported |
Rating by Women Employees | 3.9 Good rated by 11.2k women | 3.7 Good rated by 9.5k women | 3.6 Good rated by 6.2k women | 3.5 Good rated by 4.3k women |
Rating by Men Employees | 4.0 Good rated by 29.3k men | 3.9 Good rated by 32.6k men | 3.7 Good rated by 21.3k men | 3.8 Good rated by 14.4k men |
Job security | 4.1 Good | 4.0 Good | 3.7 Good | 3.7 Good |
ICICI Bank Salaries
Deputy Manager

Relationship Manager

Product Manager

Credit Manager

Senior Officer

Deputy Manager Grade 2

Deputy Branch Manager

Phone Banking Officer

Chief Manager

Branch Manager

ICICI Bank Interview Questions
ICICI Bank Jobs
ICICI Bank News
ICICI Prudential AMC files for ₹10,000 cr IPO
- ICICI Prudential AMC has filed for an IPO with an approximate size of ₹10,000 crore, with no fresh issue of shares.
- The offer includes a reservation for eligible ICICI Bank shareholders, as ICICI Prudential AMC is a joint venture between ICICI Bank and Prudential Plc.
- Post IPO, ICICI Group will have four listed entities, making ICICI Prudential AMC the sixth asset management company to list on the bourses.
- ICICI AMC reported a strong financial performance last fiscal, with a 29% increase in net profit to ₹2,651 crore and a 39% rise in revenue to ₹4,683 crore.

ICICI Prudential AMC files for IPO; Prudential to sell 10% stake
- ICICI Prudential AMC, a joint venture between ICICI Bank and Prudential, has filed for an IPO with Prudential looking to sell a 10% stake.
- Prudential Corporation Holdings Limited (PCHL), a subsidiary of Prudential, will offer up to 10% of ICICI Prudential AMC's equity share capital.
- In addition, an agreement has been made for Prudential to sell up to 2% of the stake to ICICI Bank before the IPO.
- The IPO plans follow Prudential's earlier consideration of listing the Indian joint venture, with estimated proceeds of up to $1.2 billion.

ICICI Bank, Muthoot Finance, Aptus — Dolat Capital Lists Top Stock Picks In BFSI Space; Q1 Results Preview
- Dolat Capital has recommended ICICI Bank, Muthoot Finance, Aptus Value, Kotak Mahindra Bank, and City Union Bank as top stock picks in the BFSI sector.
- Loan growth for coverage banks is expected to moderate to sub 11% YoY in a seasonally weak Q1, while net interest income is projected to grow at 3% YoY.
- Operating profit for coverage banks is expected to increase by 5% YoY, supported by higher treasury gains aiding other income.

Airport lounges become battleground as fight for traveler loyalty intensifies
- Adani group's airport business is providing passengers direct access to airport lounges through its platform, dismissing the need for intermediaries.
- DreamFolks, a travel aggregator linking lounge operators with banks and clients, faces challenges as airport operators develop their own solutions and collaborate with banks.
- The company announced discontinuation of certain lounge access programs of Axis Bank and ICICI Bank, leading to a decline in its stock.
- Adani group emphasizes innovation by enabling passengers in India to access lounges directly through their platform, aiming for a seamless world-class experience.
RBI advises banks to integrate DoT's financial fraud technology
- RBI has advised banks to integrate DoT's Financial Fraud Risk Indicator (FRI), which classifies mobile numbers based on their association with risk of financial fraud.
- The data for FRI is collected from various sources including I4C's NCRP, DoT's Chakshu platform, and intelligence shared by banks and financial institutions.
- Leading institutions like PhonePe, Punjab National Bank, HDFC Bank, ICICI Bank, Paytm, and India Post Payments Bank are actively using the FRI platform after its launch by DoT.
- DoT considers RBI's advisory as a significant step in combating cyber-enabled financial frauds and emphasizes inter-agency collaboration in securing citizens in India's digital economy.
Robust 11.3% surge in Kharif sowing bodes well for inflation outlook in 2025: ICICI Bank
- Kharif sowing in India has surged by 11.3%, with significant increases in rice (47.3% y-o-y) and pulses (37.2% y-o-y), indicating a positive outlook for food inflation.
- Monsoon rainfall in June reached 109% of the Long Period Average (LPA), exceeding the Indian Meteorological Department's forecast of 108%, with improvements in the second half after an initial deficit.
- Regional rainfall analysis revealed that key agricultural states like Rajasthan, Madhya Pradesh, and Punjab received above-average rainfall, while states like Bihar and Andhra Pradesh faced deficient rainfall.
- IMD forecasts favourable rainfall in July at 106% of LPA, which is expected to support continued kharif sowing and enhance the overall agricultural outlook for the year 2025.
India's trade deficit may surge to $300 billion in FY26 despite lower oil prices: ICICI Bank Report
- India's trade deficit is projected to surge to $300 billion in FY26, constituting 7.0% of the GDP, higher than the previous fiscal years.
- The widening trade deficit is expected to be driven by weak non-oil exports performance, while imports are predicted to remain strong due to domestic growth.
- Despite geopolitical uncertainties and trade war threats globally, India's economy is anticipated to remain resilient, supported by fiscal and monetary stimulus measures.
- The report forecasts India's current account deficit (CAD) to be $30 billion in FY26, accounting for 0.7% of the GDP, with steady services exports and remittances expected amidst a challenging global trade environment.
Margins of banks to moderate in FY25 and FY26, to rebound in FY27: Report
- The Reserve Bank of India (RBI) has reduced the repo rate by 100 basis points since February 2025.
- Banks like ICICI Bank, DCB Bank, AU SFB, and Axis Bank may experience minimal impact on NIM compression, while HDFC Bank and SBI could see a moderate impact.
- IIB and Bandhan Bank are projected to face the highest impact due to shifts in their loan mix.
- Bank asset quality is on the rise, with stressed assets reducing across public and private sector banks.
- Credit costs are below the long-term average in FY25, indicating improved underwriting standards and effective asset resolution.
- Major stress events such as corporate NPA cycles and Covid-related surges in unsecured NPAs are diminishing.
- Some stress lingers in low-ticket unsecured loans, but early-stage microfinance stress is moderating.
- Credit card delinquencies are peaking, hinting at a potential ease in credit costs ahead.
- Home loan asset quality remains steady, with Public Sector Banks (PSBs) augmenting market share in new originations.
- Vehicle loan stress remains contained, showing stable metrics despite early bucket increases in FY25.
- Credit demand is estimated at 1.1 times nominal GDP growth, with credit growth in the sector expected to be around 11-12 per cent for FY26.
- A surge in unsecured retail loans is anticipated in the second half of FY26 due to reduced stress and improved borrower savings.
- Private banks are likely to recover lost market share in retail segments as credit risk diminishes.
- Published on June 25, 2025.

DreamFolks shares crash 10% as ICICI, Axis Bank look to move away from aggregator after service disruptions
- Major Indian banks and card networks are looking to establish direct partnerships with airport lounge operators, bypassing aggregator DreamFolks after a service disruption last year.
- DreamFolks faced a temporary disruption in services on September 22, impacting lounge access for banks and card network customers, leading to exploration of alternative options by the banks.
- Axis Bank, ICICI Bank, and Mastercard are leading the shift away from DreamFolks, with more banks expected to follow.
- DreamFolks commands 90% of the domestic lounge access market for debit and credit card holders in India.
- The disruption on September 22 resulted in the closure of 49 lounges across 34 airports, causing nationwide access issues.
- Operators like Adani threatened legal action, citing violation of service agreements by DreamFolks.
- DreamFolks clarified the disruption was temporary and stated full compliance with obligations post-resolution on September 23.
- Certain banks, including American Express, switched to Adani Digital post-disruption for lounge access.
- The disruption led airports to collaborate directly with banks for seamless services for passengers.
- Founded in 2013, DreamFolks is a listed airport services aggregator in India, offering various airport-related services and deriving significant revenue from airport lounges.
- For FY25, DreamFolks reported revenue growth but a decline in net profit. It aims to increase revenues from non-lounge services like food, spa, meet and greet.

Watch out for these stocks: Zee, PNB, ICICI Bank, Macrotech Developers, Biocon, Vishal Mega Mart, Bata, SIL, Marine Electrical
- Zee Entertainment plans to raise ₹2,237.44 crore through convertible warrants, increasing promoter shareholding to 18.4%.
- Tanla Platforms approves a ₹175 crore share buyback at ₹875 per share.
- RBI extends term of ICICI Bank executive director Sandeep Batra for two years.
- Macrotech Developers changes name to Lodha Developers following a trademark dispute.
- Jio BlackRock Mutual Fund introduces BlackRock's investment analytics platform Aladdin.
- Several companies bid for coal mines in the 12th round of commercial coal mine auction.
- Biocon opens Qualified Institutional Placement issue to raise ₹4,500 crore.
- Promoter entity of Vishal Mega Mart likely to sell a 10% equity stake through block deals.
- Reliance Industries sells 85 lakh shares of Asian Paints for ₹1,876 crore.
- Bata Group appoints Panos Mytaros as new Global CEO, succeeding Sandeep Kataria.
- SIL Investments board approves granting a ₹15 crore unsecured loan to Morton Foods Ltd.
- Marine Electricals receives a ₹5.71 crore order from Indian Navy for an Integrated Bridge System.
- Industry news reported on June 17, 2025.


ICICI Bank Subsidiaries

ICICI Prudential Life Insurance

ICICI Lombard General Insurance Company

ICICI Securities

ICICI Home Finance

ICICI Direct

ICICI Foundation for Inclusive Growth
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