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TCS Underwriter salaries in India (Updated 2025)

Annual salary range
1 - 7 years exp.
₹1.8 Lakh - ₹8.6 Lakhs
Avg. annual salary
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Monthly In-hand Salary

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Underwriter Salary at TCS ranges between ₹1.8 Lakh to ₹8.6 Lakhs per year for employees with experience between 1 year to 7 years. Salary estimates are based on 34 latest salaries received from various employees... Read more

34% less than the average Underwriter Salary in IT Services & Consulting Companies for 1 - 7 years of experience

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Last Updated: 24 Jun 2025

Companies similar to TCS for Underwriter

Company name Avg Annual Salary Open Jobs
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Accenture Underwriter Salary

0 - 5 years exp. (65 salaries)

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₹1.5 L/yr - ₹5.5 L/yr

arrow icon 13% less
1 job opening
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Genpact Underwriter Salary

0 - 6 years exp. (54 salaries)

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₹2.2 L/yr - ₹6 L/yr

arrow icon 16% more
10 job openings
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Wipro Underwriter Salary

1 - 6 years exp. (22 salaries)

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₹1.8 L/yr - ₹6 L/yr

arrow icon 6% more
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Infosys Underwriter Salary

2 - 5 years exp. (7 salaries)

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₹3.4 L/yr - ₹4.2 L/yr

arrow icon 14% more
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Cognizant Underwriter Salary

2 - 6 years exp. (10 salaries)

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₹3.4 L/yr - ₹8.5 L/yr

arrow icon 54% more
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HCLTech Underwriter Salary

2 - 10 years exp. (6 salaries)

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₹2.5 L/yr - ₹5.8 L/yr

arrow icon 22% more
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HCL Group Underwriter Salary

4 - 8 years exp. (4 salaries)

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₹3.5 L/yr - ₹8.5 L/yr

arrow icon 48% more

Latest annual salaries shared by TCS Underwriter

3d ago
₹3 Lakhs
3 years exp.
5d ago
₹3 Lakhs
3 years exp.
3w ago
₹8.6 Lakhs
7 years exp.
2mo ago
₹2.5 Lakhs
2 years exp.
4mo ago
₹2.5 Lakhs
3 years exp.
4mo ago
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6 years exp.
4mo ago
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5 years exp.
8mo ago
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7 years exp.
9mo ago
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5 years exp.
9mo ago
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3 years exp.

TCS Underwriter salaries by

Years of experience Avg. annual salary
1 year  (3 salaries)

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₹1.8 L/yr - ₹5.4 L/yr
2 years  (5 salaries)

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₹2.3 L/yr - ₹5.8 L/yr
3 years  (7 salaries)

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₹2.4 L/yr - ₹4.1 L/yr
4 years  (6 salaries)

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₹2.4 L/yr - ₹3.7 L/yr
5 years  (7 salaries)

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₹2.4 L/yr - ₹6 L/yr
View all salaries by experience

Similar Designation Salaries at TCS

Similar Designation Avg. annual salary
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₹4.1 L/yr - ₹6 L/yr

Analyst Salary
(7.2k salaries)
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₹2 L/yr - ₹11.3 L/yr

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₹2 L/yr - ₹8 L/yr

Team Lead Salary
(8.8k salaries)
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₹4.5 L/yr - ₹17.6 L/yr

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₹5.7 L/yr - ₹70 L/yr

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₹2.5 L/yr - ₹6 L/yr

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₹9.5 L/yr - ₹17.5 L/yr

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₹1.4 L/yr - ₹10 L/yr

Senior Analyst Salary
(2.3k salaries)
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₹3.1 L/yr - ₹13.7 L/yr

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₹6.2 L/yr - ₹24 L/yr

View more similar designations

What people are saying about TCS

View All
a senior associate
1w
Tata's lost its touch? TCS ain't what it used to be :-(
Tata is not the same after Sir Ratan Tata! TCS used to really look after its employees, even when they were on the bench. Now, things have changed and it's disappointing.
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Salary related reviews for TCS

2.5

Rated by 12 employees for salary & benefits

Full Time

 · 

Procurement & Supply Chain Department

2.0
  •  updated on 04 Jun 2025

1.0
 for  Salary and Benefits

Likes

Job security

  • Job security - Excellent

Dislikes

...nges happened after Ratan TATA Sir passed away.which are not employees friendly. One side there is no salary increment and other hand they deducted almost 15% salary from some employees on the name of anual performance, no transparency in performance management, work distribution etc.

read more
  • Salary - Bad
  • +5 more

Full Time

 · 

IT & Information Security Department

2.0
  •  updated on 15 May 2025

2.0
 for  Salary and Benefits

Likes

Only good thing is that salary comes on time and you can upskill yourself through various activities.

read more

Dislikes

The project allocation procedure is hit with rampant politics and RMG will make sure to dump you in a project which nerfs you to the core and kills your work motivation and makes you question yourself at every stage about the efforts you put in to be who you are today.

read more
  • Salary - Poor
  • +5 more

Full Time

 · 

Engineering - Software & QA Department

1.0
  •  updated on 07 Apr 2025

1.0
 for  Salary and Benefits

Likes

Once upon a time I liked TCS about the industry standards, reputation,work life balance and skill development concepts.

  • Job security - Excellent

Dislikes

...fficials about the unprofessional behaviour they don't take any action about it. No work life balance, salary hike, promotions, work satisfaction etc. No recognized in work.Ratings are not given based on work, it's purely based on reviewer & Manager would like to give even if you do work or not

read more
  • Salary - Bad
  • +4 more

Full Time

 · 

Customer Success, Service & Operations Department

1.0
  •  updated on 05 Apr 2025

1.0
 for  Salary and Benefits

Likes

Little job security unless and until you don't violate company security policy noone will fire you.

  • Job security - Good

Dislikes

Paying low salary to existing employees and hiring outside candidates in average package. And giving yearly hike of just 2-3% however in media they will show 7-10% sometimes more. Higher management doesn't bother about you. They want their work done. Most of the higher management company working on toxic behaviour. A lot of people are on bench some are since year. Average bench period 3months min. Doesn't have anything any project.

read more
  • Salary - Bad
  • +4 more

Full Time

 · 

Customer Success, Service & Operations Department

1.0
  •  updated on 27 Nov 2024

1.0
 for  Salary and Benefits

Likes

Apart from job security nothing is good...

  • Job security - Excellent
  • +1 more

Dislikes

...r what don't know but over all my work experience with Tcs is very bad or worst. There is a variable pay every quarter but its valid for only those whose salary is as it is good but those who have less salary they don't get paid anything but they have been asked to come to office on a regular basis what a great rule has been made. People here having so much of attitude problem if they knows something they will not even give a chance to seat and learn with them quite mean people working in the organisation.. There is no way to get the promotion and if you are working as a analyst management will be showing as if they are the boss and they are paying you.. Not at all happy working with TCS and i will never recommend anyone to work here... i know people will still come madly to work here because its the Tata company but i wish they would have given the opportunity to anyone...

read more
  • Salary - Bad
  • +4 more
see more salary related reviews

TCS Underwriter Salary FAQs

What is the salary of Underwriter at TCS ?
The average salary of a Underwriter at TCS in India typically ranges from ₹1.8 Lakhs to ₹8.6 Lakhs per year, depending on experience (from 1 year to 7 years).

The top 10% of Underwriter at TCS earn more than ₹5.0 Lakhs per year, and the top 1% earn over ₹8.6 Lakhs per year. Underwriter Salaries at TCS can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 30+ TCS employees in India.
What is the estimated take home salary of a Underwriter at TCS in India?
The estimated take-home salary of a Underwriter at TCS in India typically ranges from ₹26,608 to ₹28,023 per month. This is based on the average salary range of ₹1.8 Lakhs to ₹8.6 Lakhs per year for employees with experience ranging from 1 year to 7 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 30+ salaries received from various employees of TCS. Check how we calculate in-hand salary with our in-hand salary calculator.
What are the key skills required to be a Underwriter at TCS ?
To be a Underwriter at TCS in india, the key skills required include:

  • - US Mortgage
  • - Mortgage Underwriting
  • - US Mortgage

These skills are highly valued at TCS and are crucial for successful performance in a Software Engineering role.
Which companies offer higher salaries than TCS for Underwriter in India?
Cognizant ₹3.4 Lakhs to ₹8.5 Lakhs per year
HCL Group ₹3.5 Lakhs to ₹8.5 Lakhs per year
HCLTech ₹2.5 Lakhs to ₹5.8 Lakhs per year
Genpact ₹2.2 Lakhs to ₹6.0 Lakhs per year
Infosys ₹3.4 Lakhs to ₹4.2 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by TCS, depending on the role and experience level.
What is the salary of a Underwriter in companies similar to TCS in India?
The salary of a Underwriter at companies similar to TCS in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Wipro ₹1.8 Lakhs to ₹6.0 Lakhs per year
Accenture ₹1.5 Lakhs to ₹5.5 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.
How the salary growth look like for a Underwriter at TCS in India?
The salary growth for a Underwriter at TCS depends on factors such as experience, performance, and promotions. On average, a Underwriter can expect the following growth trajectory at TCS:

Experience Average Salary Range
1 year ₹1.8 Lakhs to ₹5.4 Lakhs per year
2 years ₹2.3 Lakhs to ₹5.8 Lakhs per year
3 years ₹2.4 Lakhs to ₹4.1 Lakhs per year
4 years ₹2.4 Lakhs to ₹3.7 Lakhs per year
and so on.

Tell us how to improve this page.

TCS Underwriter salary in India ranges between ₹1.8 Lakh to ₹8.6 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 34 TCS latest salaries received from various employees of TCS.