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Saving accounts are bank accounts that allow individuals to deposit money, earn interest, and withdraw funds while ensuring liquidity.
Provides a safe place to store money.
Earns interest on the deposited amount, e.g., 3-5% annually.
Allows easy access to funds through ATMs or bank branches.
Often requires a minimum balance to avoid fees.
Ideal for short-term savings goals, like vacations or emergencies.
Banks transfer money through various channels like NEFT, RTGS, IMPS, and UPI, ensuring secure and efficient transactions.
NEFT (National Electronic Funds Transfer) allows one-to-one fund transfers in batches.
RTGS (Real-Time Gross Settlement) is used for high-value transactions that need immediate settlement.
IMPS (Immediate Payment Service) enables instant money transfer 24/7.
UPI (Unified Payments Interface) allows ...
Banks provide various types of loans to meet individual and business financial needs, including personal, home, and business loans.
Personal Loans: Unsecured loans for personal expenses, e.g., medical bills or vacations.
Home Loans: Mortgages for purchasing or refinancing homes.
Auto Loans: Financing for purchasing vehicles.
Business Loans: Capital for starting or expanding a business.
Education Loans: Funding for high...
Account ek financial record hai jismein transactions aur balances track kiye jaate hain.
Account ek financial tool hai jo individuals ya businesses ke liye transactions ko manage karta hai.
Types of accounts: Savings account, Current account, Fixed deposit account.
Example: Savings account mein aap apne paise ko save karte hain aur interest earn karte hain.
Current account business transactions ke liye hota hai, jisme...
Banking is the system of financial institutions that manage money, provide loans, and facilitate transactions for individuals and businesses.
Banking involves accepting deposits from customers and providing them with interest.
Banks offer loans to individuals and businesses, helping them finance purchases or investments.
They provide various financial services, including savings accounts, checking accounts, and credi...
Banks provide various types of loans to meet individual and business financial needs, including personal, home, and business loans.
Personal Loans: Unsecured loans for personal expenses, e.g., medical bills or vacations.
Home Loans: Mortgages for purchasing or refinancing homes.
Auto Loans: Financing for purchasing vehicles.
Business Loans: Capital for starting or expanding a business.
Education Loans: Funding for higher ed...
Banks transfer money through various channels like NEFT, RTGS, IMPS, and UPI, ensuring secure and efficient transactions.
NEFT (National Electronic Funds Transfer) allows one-to-one fund transfers in batches.
RTGS (Real-Time Gross Settlement) is used for high-value transactions that need immediate settlement.
IMPS (Immediate Payment Service) enables instant money transfer 24/7.
UPI (Unified Payments Interface) allows users...
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I applied via Approached by Company and was interviewed in Apr 2021. There were 3 interview rounds.
posted on 2 Dec 2016
I applied via Campus Placement and was interviewed in Dec 2016. There were 6 interview rounds.
Machine learning models are algorithms that can learn from data and make predictions or decisions.
Supervised learning models (e.g. linear regression, decision trees, neural networks)
Unsupervised learning models (e.g. clustering, dimensionality reduction)
Reinforcement learning models (e.g. Q-learning, policy gradients)
Deep learning models (e.g. convolutional neural networks, recurrent neural networks)
Natural language pr...
I have a diverse background with experience in customer service, sales, and project management.
Started career in customer service at XYZ company
Promoted to sales representative after exceeding sales targets
Managed multiple projects simultaneously at ABC company
Completed MBA program with focus on leadership and strategy
Currently seeking a challenging role in management
I am passionate about this field and believe it aligns with my skills and interests.
I have always been interested in this field and have pursued relevant education and experience.
I am excited about the potential to make a positive impact in this field.
I believe my skills and strengths align well with the demands of this field.
I am eager to learn and grow within this field and contribute to its continued success.
I come from a close-knit family that values education, hard work, and community service, which has shaped my personal and professional values.
My parents are both educators, instilling a love for learning in me from a young age.
I have two siblings; we often collaborate on projects, fostering teamwork and communication skills.
Family gatherings are frequent, emphasizing the importance of relationships and support.
My paren...
I applied via Campus Placement and was interviewed in Dec 2016. There were 3 interview rounds.
posted on 4 Dec 2016
I applied via Campus Placement and was interviewed before Dec 2015. There were 5 interview rounds.
Data analytics is crucial in my field of work as it helps in making informed decisions and identifying patterns.
We use data analytics to track customer behavior and preferences.
We analyze sales data to identify trends and adjust our marketing strategies accordingly.
We use predictive analytics to forecast demand and optimize inventory levels.
We monitor website traffic and engagement metrics to improve user experience.
We...
Data analytics can be used to identify spending patterns, detect fraud, and personalize offers for credit card users.
Analyze transaction data to identify spending patterns and preferences of customers
Use predictive analytics to detect and prevent fraud
Leverage machine learning algorithms to personalize offers and rewards for customers
Monitor credit scores and credit utilization rates to identify potential risks
Track cu...
posted on 29 Jun 2015
The decision to give a person a credit card is based on their creditworthiness and ability to repay the credit.
Evaluate the person's credit history and credit score.
Assess their income and employment stability.
Consider their debt-to-income ratio.
Review their payment history on previous loans or credit cards.
Check if they have any outstanding debts or bankruptcies.
Verify their identity and address.
Assess their financial...
Estimating the number of 10 rupee notes in a cricket stadium is challenging due to various factors such as crowd size and ticket prices.
Consider the seating capacity of the stadium
Estimate the percentage of attendees who carry 10 rupee notes
Take into account the average number of notes carried by each person
Factor in the number of vendors and their transactions
Consider the duration of the match and the frequency of not...
based on 1 interview experience
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Relationship Manager
573
salaries
| ₹2 L/yr - ₹5.5 L/yr |
Sales Officer
478
salaries
| ₹1.4 L/yr - ₹4.2 L/yr |
Relationship Officer
400
salaries
| ₹1.7 L/yr - ₹4.7 L/yr |
Sales Executive
357
salaries
| ₹1.5 L/yr - ₹5 L/yr |
Deputy Manager
318
salaries
| ₹3.5 L/yr - ₹8 L/yr |
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