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HDFC Sales Banking Officer Interview Questions and Answers

Updated 6 Nov 2024

5 Interview questions

A Banking Officer was asked 8mo ago
Q. What is a savings account?
Ans. 

Saving accounts are bank accounts that allow individuals to deposit money, earn interest, and withdraw funds while ensuring liquidity.

  • Provides a safe place to store money.

  • Earns interest on the deposited amount, e.g., 3-5% annually.

  • Allows easy access to funds through ATMs or bank branches.

  • Often requires a minimum balance to avoid fees.

  • Ideal for short-term savings goals, like vacations or emergencies.

A Banking Officer was asked 8mo ago
Q. Through which systems do banks transfer money?
Ans. 

Banks transfer money through various channels like NEFT, RTGS, IMPS, and UPI, ensuring secure and efficient transactions.

  • NEFT (National Electronic Funds Transfer) allows one-to-one fund transfers in batches.

  • RTGS (Real-Time Gross Settlement) is used for high-value transactions that need immediate settlement.

  • IMPS (Immediate Payment Service) enables instant money transfer 24/7.

  • UPI (Unified Payments Interface) allows ...

Banking Officer Interview Questions Asked at Other Companies

Q1. How to handle Customers and how to convince Customer's..
Q2. When a customer requests a stop payment, would you process it imm ... read more
Q3. Are you comfortable in marketing sales?
Q4. What is the difference between a salary account and a savings acc ... read more
Q5. How can you verify if a check is fraudulent? Please provide an ex ... read more
A Banking Officer was asked 8mo ago
Q. What types of loans does the bank provide?
Ans. 

Banks provide various types of loans to meet individual and business financial needs, including personal, home, and business loans.

  • Personal Loans: Unsecured loans for personal expenses, e.g., medical bills or vacations.

  • Home Loans: Mortgages for purchasing or refinancing homes.

  • Auto Loans: Financing for purchasing vehicles.

  • Business Loans: Capital for starting or expanding a business.

  • Education Loans: Funding for high...

A Banking Officer was asked 8mo ago
Q. What is an account?
Ans. 

Account ek financial record hai jismein transactions aur balances track kiye jaate hain.

  • Account ek financial tool hai jo individuals ya businesses ke liye transactions ko manage karta hai.

  • Types of accounts: Savings account, Current account, Fixed deposit account.

  • Example: Savings account mein aap apne paise ko save karte hain aur interest earn karte hain.

  • Current account business transactions ke liye hota hai, jisme...

A Banking Officer was asked 8mo ago
Q. What is banking?
Ans. 

Banking is the system of financial institutions that manage money, provide loans, and facilitate transactions for individuals and businesses.

  • Banking involves accepting deposits from customers and providing them with interest.

  • Banks offer loans to individuals and businesses, helping them finance purchases or investments.

  • They provide various financial services, including savings accounts, checking accounts, and credi...

HDFC Sales Banking Officer Interview Experiences

1 interview found

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(5 Questions)

  • Q1. Banking kya hai
  • Q2. Account kya hai
  • Q3. Saving account kya hai
  • Q4. Bank kis tarike ka loan provide karvati hai
  • Ans. 

    Banks provide various types of loans to meet individual and business financial needs, including personal, home, and business loans.

    • Personal Loans: Unsecured loans for personal expenses, e.g., medical bills or vacations.

    • Home Loans: Mortgages for purchasing or refinancing homes.

    • Auto Loans: Financing for purchasing vehicles.

    • Business Loans: Capital for starting or expanding a business.

    • Education Loans: Funding for higher ed...

  • Answered by AI
  • Q5. Bank kiske through Paisa transfer karti hai
  • Ans. 

    Banks transfer money through various channels like NEFT, RTGS, IMPS, and UPI, ensuring secure and efficient transactions.

    • NEFT (National Electronic Funds Transfer) allows one-to-one fund transfers in batches.

    • RTGS (Real-Time Gross Settlement) is used for high-value transactions that need immediate settlement.

    • IMPS (Immediate Payment Service) enables instant money transfer 24/7.

    • UPI (Unified Payments Interface) allows users...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - All the best Working

HDFC Sales HR Interview Questions

25 questions and answers

Q. What does your work involve?
Q. What do you know about the field in which you applied?
Q. What are your expectations from us?

Top trending discussions

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1w (edited)
anshitanegi
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Planet Spark
When HR’s Chinese English made me drop the interview!
So, I talked to the HR yesterday about the interview. I asked Please send me the location But their English… bro I was shocked! It was like talking to someone jisne english nahi kuch ar hi seekh liya ho, if the HR’s English is this I can only imagine the rest of the company I decided to drop the interview with this chinese english😶‍🌫️
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Interview questions from similar companies

I applied via Approached by Company and was interviewed in Apr 2021. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Sorry not expecting these
  • Q2. Sorry not expecting these questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Work hard, keep learning
Are these interview questions helpful?

Interview Questionnaire 

1 Question

  • Q1. Tell me about yourself, Why join Amex being from Mechanical background? , Solve a puzzle for me

Interview Preparation Tips

Round: Resume Shortlist
Experience: Resume fitting for a data analysis profile are shortlisted. So writing R, Python and programming skills in the cv should help you getting shortlisted.
Almost 200 students were shortlisted for the test
Tips: Make sure you mention your courses or projects related to data analysis in the resume

Round: Test
Experience: The test was on mettl.com
It was a very easy test which judges your quantitative aptitude and logical reasoning (find the next shape, find the missing number). Questions like "find the least no to be multiplied by 100! such that is its divisible by 3^50?" , "find the probability of dice rolled three times to sum up as 10?".
Tips: Preparing for CAT would do. It is a very easy test. You need you ensure that all ur questions are correct as there was a lot of time.

Duration: 60 minutes
Total Questions: 20

Round: Technical Interview
Experience: I expected a very technical round with all sorts of questions on statistics and data analysis. But it was soft spoken interview. They literally want to know why you want to join data analysis and Why Amex? And how passionate are you towards work?
Interview is taken by very experienced people from the company and is more of a discussion about ur cv and projects related to data analysis. They listen to whatever code or piece of programming you have done and how well you know.
I talked about the courses I took to learn data analysis on coursera, my MTP project on optimization and its algorithms and why i wanted to join Amex.
My interview ended with a puzzle which was "There is weight balance and i want to measure from 1 kg to 100 kg. So what is the minimum no of stones and their weights required to measure any material with weght between 1kg to 100 kg.". I solved the problem and then he asked me why do you think this is the most optimum way. I answered it a bit and then he made my problem difficult by adding a information that "we can put weights on both sides". I was not able to solve it but defined the strategy should be used to find solution. My interview ended with my interviewer helping me solve the problem and explaining me the answers clearly. He said he will talk to HR but no HR round happened and I got selected. I would suggest to check with others about the kind of HR questions they ask.
Tips: Be confident, talk about what you know. I started my data analysis in the last semester but was really amazed with the things I studied. So, most important thing is to find out if you like the domain or not. If the domain fits you, its the matter of showing interviewers the enthusiasm towards the subject genuinely.
Knowing data analysis obviously helps but company expects you learn and grow rather learn in the company from most experienced people itself :).
All the Best

General Tips: Placement is the matter of the interviewer understanding your motivation to work with the firm. So show them what you got for them.
Skills: Logical Reasoning, Quantitative Aptitude
College Name: IIT Kharagpur
Motivation: Well, I heard its the best company to work in. The very statement motivated me to work with such a firm.
Funny Moments: After my interview, they asked me to have some cashew nuts which they were eating as it was late and they were hungry. So, I took one and also said that "the whole day was so hectic and I was so hungry :P ". So they asked me to take the whole packet with me and I took.
I came outside with a packet of cashew nuts in my hand with motion of chewing and everyone was like "WTF seriously, did u just come from an interview :P "

Management Trainee Interview Questions & Answers

American Express user image MOHAMMED SAFWAN KP ed12b050

posted on 2 Dec 2016

I applied via Campus Placement and was interviewed in Dec 2016. There were 6 interview rounds.

Interview Questionnaire 

6 Questions

  • Q1. Machine learning models known
  • Ans. 

    Machine learning models are algorithms that can learn from data and make predictions or decisions.

    • Supervised learning models (e.g. linear regression, decision trees, neural networks)

    • Unsupervised learning models (e.g. clustering, dimensionality reduction)

    • Reinforcement learning models (e.g. Q-learning, policy gradients)

    • Deep learning models (e.g. convolutional neural networks, recurrent neural networks)

    • Natural language pr...

  • Answered by AI
  • Q2. Probability question
  • Q3. Quant question
  • Q4. Walk me through your resume
  • Ans. 

    I have a diverse background with experience in customer service, sales, and project management.

    • Started career in customer service at XYZ company

    • Promoted to sales representative after exceeding sales targets

    • Managed multiple projects simultaneously at ABC company

    • Completed MBA program with focus on leadership and strategy

    • Currently seeking a challenging role in management

  • Answered by AI
  • Q5. Why do you want to join this field
  • Ans. 

    I am passionate about this field and believe it aligns with my skills and interests.

    • I have always been interested in this field and have pursued relevant education and experience.

    • I am excited about the potential to make a positive impact in this field.

    • I believe my skills and strengths align well with the demands of this field.

    • I am eager to learn and grow within this field and contribute to its continued success.

  • Answered by AI
  • Q6. Family background
  • Ans. 

    I come from a close-knit family that values education, hard work, and community service, which has shaped my personal and professional values.

    • My parents are both educators, instilling a love for learning in me from a young age.

    • I have two siblings; we often collaborate on projects, fostering teamwork and communication skills.

    • Family gatherings are frequent, emphasizing the importance of relationships and support.

    • My paren...

  • Answered by AI

Interview Preparation Tips

Round: Resume Shortlist
Experience: Shortlist for test was done using CG criteria.

But even if you do very well in test. They will still consider resume for the interview shortlist. So include points relevant to the profile in resume.
Tips: Having machine learning or data analytics related points on resume is a big plus.

Round: Test
Experience: Very basic level Quant, Probab, logical reasoning and vocabulary questions.
Tips: Since the questions were very basic level, solving all questions is very important.
Duration: 45 minutes
Total Questions: 20

Skills: Problem Solving Abilties
College Name: IIT Madras

Skills evaluated in this interview

I applied via Campus Placement and was interviewed in Dec 2016. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Puzzles
  • Q2. Questions generally about life and family

Interview Preparation Tips

Round: Technical Interview
Experience: They asked two puzzles. I could answer both
Tips: Prepare puzzles

Round: HR Interview
Experience: Just spoke freely
Tips: Try to maintain conversations

College Name: Iit madras

I applied via Campus Placement and was interviewed before Dec 2015. There were 5 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Tell me about yourself
  • Q2. Case studies, Puzzles, etc

Interview Preparation Tips

Round: Test
Experience: Some maths questions, puzzles, aptitude and verbal ability.
Duration: 30 minutes
Total Questions: 20

Round: Technical + HR Interview
Experience: It was mostly technical interview

College Name: IIT Madras

Interview Questionnaire 

3 Questions

  • Q1. How they use data analytics in their field of work.
  • Ans. 

    Data analytics is crucial in my field of work as it helps in making informed decisions and identifying patterns.

    • We use data analytics to track customer behavior and preferences.

    • We analyze sales data to identify trends and adjust our marketing strategies accordingly.

    • We use predictive analytics to forecast demand and optimize inventory levels.

    • We monitor website traffic and engagement metrics to improve user experience.

    • We...

  • Answered by AI
  • Q2. Tell about any analytics projects you’ve done and general programming skills
  • Q3. How to use data analytics for credit cards.
  • Ans. 

    Data analytics can be used to identify spending patterns, detect fraud, and personalize offers for credit card users.

    • Analyze transaction data to identify spending patterns and preferences of customers

    • Use predictive analytics to detect and prevent fraud

    • Leverage machine learning algorithms to personalize offers and rewards for customers

    • Monitor credit scores and credit utilization rates to identify potential risks

    • Track cu...

  • Answered by AI

Interview Preparation Tips

Round: Test
Experience: There is  negative marking. It is relatively harder than other analytics companies tests.
Total Questions: 20

Round: Technical Interview
Experience: there are 2 rounds for technical interview

Round: HR Interview
Experience: They have 1-2 HR rounds as well which are pretty easy.

College Name: IIT MADRAS

Skills evaluated in this interview

Interview Questionnaire 

4 Questions

  • Q1. Questions on Data analysis were asked
  • Q2. Questions focusing on data analysis
  • Q3. General HR questions
  • Q4. Genaral HR questions

Interview Preparation Tips

Round: Test
Experience: It was a 1-hour test containing 20 multiple choice questons. They were very tough and one needed to solve 13-14 of them to really pass the test.
Tips: Read about the company.

Round: Technical Interview
Experience: Questions on topics such as multivariate data analysis, probability and statistics, linear algebra, machine learning, algorithms, python, R were asked.
Tips: Prepare the topics well.

Round: Technical Interview
Experience: Skills similar to first interview were tested.
Tips: Prepare the topics well.

Round: HR Interview
Tips: Prepare general HR questions well. Make a good resume. Study about the company.

Round: HR Interview
Tips: Prepare general HR questions well. Make a good resume. Study about the company.

General Tips: 1. Prepare HR qustions.
2. Make good resume.
3. Prepare Company Groundwork.
Skill Tips: Prepare these topics well.
Skills: Multivariate data analysis, Probability and Statistics, Linear Algebra, Machine Learning, Algorithms, Python, R
College Name: IIT MADRAS

Interview Questionnaire 

2 Questions

  • Q1. A person is described. He comes and asks for credit card. How do you decide to give him a credit card?
  • Ans. 

    The decision to give a person a credit card is based on their creditworthiness and ability to repay the credit.

    • Evaluate the person's credit history and credit score.

    • Assess their income and employment stability.

    • Consider their debt-to-income ratio.

    • Review their payment history on previous loans or credit cards.

    • Check if they have any outstanding debts or bankruptcies.

    • Verify their identity and address.

    • Assess their financial...

  • Answered by AI
  • Q2. A cricket match is going on at Eden Gardens. Estimate the number of 10 rupee notes in entire stadium
  • Ans. 

    Estimating the number of 10 rupee notes in a cricket stadium is challenging due to various factors such as crowd size and ticket prices.

    • Consider the seating capacity of the stadium

    • Estimate the percentage of attendees who carry 10 rupee notes

    • Take into account the average number of notes carried by each person

    • Factor in the number of vendors and their transactions

    • Consider the duration of the match and the frequency of not...

  • Answered by AI

Interview Preparation Tips

Round: Test
Experience: It had negative marking. There was no CG cut off. Difficult questions were from mathematics and logical puzzels.
Tips: Most of the math questions were from permutation and combination.
Duration: 30 minutes
Total Questions: 20

Round: Technical Interview
Experience: There were 2 rounds of technical, in this case studies were given and questions were asked based on them. A few guesstimate questions were asked. Since the company deals in credit card business, the case studies were related to it.

Skill Tips: Prepare in communication and micro-electronics. Solve a few question papers.
College Name: IIT MADRAS

Interview Preparation Tips

Round: Test
Experience: 1 MCQ test; It had +1/-1 marking scheme. Probability was a major topic.
Duration: 60minutes minutes
Total Questions: 20

General Tips: PoRs was not a major factor. Rather, the focus was on analytical skills and math skills. They didn’t ask puzzles, nor did they have any resume based shortlist. But do show that you are comfortable in programming in R and python, in your resume. Having prior experience in machine learning is a big plus.
College Name: IIT MADRAS

HDFC Sales Interview FAQs

How many rounds are there in HDFC Sales Banking Officer interview?
HDFC Sales interview process usually has 1 rounds. The most common rounds in the HDFC Sales interview process are HR.
What are the top questions asked in HDFC Sales Banking Officer interview?

Some of the top questions asked at the HDFC Sales Banking Officer interview -

  1. Bank kis tarike ka loan provide karvati ...read more
  2. Bank kiske through Paisa transfer karti ...read more
  3. Saving account kya ...read more

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Overall Interview Experience Rating

4/5

based on 1 interview experience

HDFC Sales Banking Officer Salary
based on 11 salaries
₹2 L/yr - ₹4.5 L/yr
28% less than the average Banking Officer Salary in India
View more details

HDFC Sales Banking Officer Reviews and Ratings

based on 6 reviews

4.3/5

Rating in categories

3.5

Skill development

4.0

Work-life balance

3.8

Salary

3.4

Job security

4.7

Company culture

3.5

Promotions

3.8

Work satisfaction

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