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ICICI Bank
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ICICI Bank Interview Questions and Answers
676 Interview questions
The import and export procedure involves several steps to ensure compliance and smooth transactions across borders.
1. Research and Compliance: Understand regulations in both exporting and importing countries. Example: Tariffs and trade agreements.
2. Documentation: Prepare necessary documents such as invoices, packing lists, and certificates of origin.
3. Customs Clearance: Submit documents to customs authorities fo...
Selling a current account to corporate clients involves understanding their needs and presenting tailored solutions.
Identify the client's business needs, such as cash flow management or transaction volume.
Present features like online banking, overdraft facilities, and transaction limits that suit their operations.
Use case studies of similar businesses that benefited from our current account services.
Highlight comp...
I have gained valuable experience working with ICICI, focusing on data entry and management tasks that enhance operational efficiency.
Handled data entry tasks for customer accounts, ensuring accuracy and timely updates.
Utilized ICICI's internal software for processing transactions, improving speed by 20%.
Collaborated with the customer service team to resolve data discrepancies, enhancing customer satisfaction.
Main...
I have extensive experience in data entry, ensuring accuracy and efficiency in managing large datasets across various platforms.
Proficient in using data entry software like Microsoft Excel and Google Sheets.
Managed a project where I entered over 10,000 records into a database, achieving 99% accuracy.
Experience in data validation and cleaning to ensure high-quality data.
Worked with cross-functional teams to streaml...
What people are saying about ICICI Bank
The transfer problem involves efficiently moving items from one location to another while minimizing costs.
Identify the source and destination points clearly.
Calculate the cost associated with each transfer route.
Consider the capacity limits of transport vehicles.
Optimize the transfer schedule to reduce downtime.
Example: Using a truck with a 10-ton capacity to move goods from a warehouse to a store.
I have experience working at ICICI Bank, where I honed my data entry skills and gained insights into banking operations.
Managed customer data entry with a focus on accuracy and efficiency.
Utilized banking software to update and maintain client records.
Collaborated with team members to streamline data processing tasks.
Trained new employees on data entry protocols and best practices.
Work-life balance varies by individual needs, making universal timing rules impractical and subjective.
Individual Needs: Each person's responsibilities and priorities differ, e.g., a parent may need more flexibility than a single professional.
Cultural Differences: Work-life balance expectations vary globally; for instance, European countries often prioritize vacation time more than the U.S.
Industry Variations: Som...
I chose banking for its dynamic environment, opportunities for growth, and the chance to make a positive impact on clients' financial lives.
Passion for finance: I have always been interested in financial markets and helping people manage their money effectively.
Career growth: The banking sector offers numerous opportunities for professional development and advancement.
Client relationships: I enjoy building relatio...
Sales is the process of selling products/services, while marketing involves promoting and creating demand for those offerings.
Sales focuses on direct interactions with customers to close deals, e.g., a salesperson meeting clients to finalize a loan.
Marketing encompasses strategies to attract customers, such as advertising campaigns or social media outreach.
Sales is often transactional, while marketing builds long-...
Saving deposits allow flexible withdrawals, while recurring deposits require fixed monthly contributions for a set period.
Saving deposits offer liquidity; funds can be withdrawn anytime.
Recurring deposits require fixed monthly contributions, promoting savings discipline.
Interest rates on recurring deposits are often higher than saving deposits.
Example: A saving deposit allows you to withdraw $100 anytime, while a ...
ICICI Bank Interview Experiences
2.6k interviews found
Anonymous
I applied via Company Website
Interview Questionnaire
3 Questions
- Q1. Views on Bank Financial Statement
- Ans.
Bank financial statements are crucial for evaluating the financial health of a bank.
Bank financial statements provide information on the bank's assets, liabilities, income, and expenses.
They help investors and analysts evaluate the bank's financial health and performance.
Key financial ratios such as return on assets (ROA) and return on equity (ROE) can be calculated using information from the financial statements.
Examp...
- Q2. Differnce between forwards, futures n option
- Ans.
Forwards, futures, and options are financial derivatives used for hedging and speculation.
Forwards are contracts between two parties to buy or sell an asset at a specified price and date in the future.
Futures are similar to forwards but are traded on exchanges and have standardized contract terms.
Options give the holder the right, but not the obligation, to buy or sell an asset at a specified price and date in the futu...
- Q3. Difference in Spot, TOM, Cash deals And Forex overview
- Ans.
Spot, TOM, Cash deals and Forex overview explained.
Spot deals involve immediate delivery of currency at the current market rate.
TOM deals involve delivery of currency the next day after the trade is executed.
Cash deals involve delivery of currency within two business days after the trade is executed.
Forex overview includes analysis of currency pairs, market trends, and economic indicators.
Spot deals are commonly used f...
Interview Preparation Tips
Skills evaluated in this interview
- Q1. Actually cheytaledu
- Q2. Problem spialicp
- Q3. Ammia transfer cheytaledu
- Q4. Problem transfer cheytaledu
- Q5. Chetytaledu transfer
- Q6. Actually cheytaledu
- Q7. Ammia transfer cheytaledu
- Q8. Cheytaledu ammaia transfer
- Q9. Amman cheytaledu
- Q10. Cheytaledu actually
- Q11. Actually transfer
- Q12. Amani transfer cheytaledu
- Q13. Cheytaledu problem
- Q14. Transfer fal amma is nataov
- Q15. For of superend
- Q16. Transfer problem
- Ans.
The transfer problem involves efficiently moving items from one location to another while minimizing costs.
Identify the source and destination points clearly.
Calculate the cost associated with each transfer route.
Consider the capacity limits of transport vehicles.
Optimize the transfer schedule to reduce downtime.
Example: Using a truck with a 10-ton capacity to move goods from a warehouse to a store.
- Q17. Problem actually
- Q18. More experience in
- Q19. Full experience in icici
- Ans.
I have gained valuable experience at ICICI, focusing on data entry, customer service, and operational efficiency.
Managed data entry tasks with high accuracy, ensuring timely updates to customer records.
Collaborated with team members to streamline processes, reducing data entry time by 20%.
Handled customer inquiries effectively, improving customer satisfaction scores.
Trained new employees on data entry protocols and sof...
- Q20. Icici bank experience
- Ans.
My experience at ICICI Bank involved data entry, customer service, and maintaining accurate financial records.
Handled data entry tasks efficiently, ensuring accuracy in customer information.
Assisted in processing loan applications, verifying documents, and entering data into the system.
Maintained confidentiality of sensitive financial information while managing records.
Collaborated with team members to streamline data ...
- Q21. Icici experience
- Q22. Icici securities
- Q23. Foll wow sprenice
- Q24. Full of experience
- Q25. Experience in icici bank
- Ans.
I have experience working at ICICI Bank, where I honed my data entry skills and gained insights into banking operations.
Managed customer data entry with a focus on accuracy and efficiency.
Utilized banking software to update and maintain client records.
Collaborated with team members to streamline data processing tasks.
Trained new employees on data entry protocols and best practices.
- Q26. Icici bank full of experience
- Q27. Nice experience
- Q28. Experience in icici
- Ans.
I have gained valuable experience working with ICICI, focusing on data entry and management tasks that enhance operational efficiency.
Handled data entry tasks for customer accounts, ensuring accuracy and timely updates.
Utilized ICICI's internal software for processing transactions, improving speed by 20%.
Collaborated with the customer service team to resolve data discrepancies, enhancing customer satisfaction.
Maintaine...
- Q29. Full of experience in job
- Ans.
I have extensive experience in data entry, ensuring accuracy and efficiency in managing large volumes of information.
Over 5 years of experience in data entry roles across various industries.
Proficient in using data entry software like Microsoft Excel and Google Sheets.
Consistently maintained a 99% accuracy rate in data input tasks.
Handled sensitive information with confidentiality and integrity.
Implemented a new data m...
- Q30. Nice experience in
- Q31. Experience in all
- Q32. Full of experience in all
- Q33. How monay question u wli ask
- Q34. Experience in all things
- Ans.
I have extensive experience in data entry, focusing on accuracy, efficiency, and attention to detail across various industries.
Proficient in using data entry software like Microsoft Excel and Google Sheets.
Maintained a 99% accuracy rate in entering patient data in a healthcare setting.
Handled large volumes of data entry for e-commerce product listings, ensuring timely updates.
Implemented a double-check system to minimi...
- Q35. Full of experience in
- Q36. Nice experience in bank
- Ans.
I gained valuable experience in the banking sector, enhancing my data entry skills and attention to detail.
Handled customer transactions efficiently, ensuring accuracy in data entry.
Maintained and updated customer records, improving data retrieval processes.
Collaborated with team members to streamline data entry workflows, reducing processing time.
Utilized banking software to input and manage large volumes of data, ens...
- Q37. Full experience in
- Ans.
I have extensive experience in data entry, focusing on accuracy, efficiency, and attention to detail in various industries.
Proficient in using data entry software like Microsoft Excel and Google Sheets.
Maintained a 99% accuracy rate in entering patient data for a healthcare provider.
Managed large datasets, ensuring timely updates and corrections.
Implemented data validation techniques to minimize errors.
Trained new team...
- Q38. Nice experience in icici securities
- Ans.
I gained valuable experience at ICICI Securities, enhancing my skills in data management and customer service.
Handled data entry tasks efficiently, ensuring accuracy in client information.
Assisted in maintaining databases, which improved data retrieval times by 20%.
Collaborated with the finance team to streamline reporting processes.
Provided customer support, resolving queries related to investment accounts.
- Q39. Icici securities in all
- Q40. Experience in data
- Ans.
I have extensive experience in data entry, ensuring accuracy and efficiency in managing large datasets across various platforms.
Proficient in using data entry software like Microsoft Excel and Google Sheets.
Managed a project where I entered over 10,000 records into a database, achieving 99% accuracy.
Experience in data validation and cleaning to ensure high-quality data.
Worked with cross-functional teams to streamline d...
- Q41. Full experience in data entry
- Ans.
I have extensive experience in data entry, focusing on accuracy, efficiency, and attention to detail across various industries.
Proficient in using data entry software like Microsoft Excel and Google Sheets.
Maintained a 99% accuracy rate while entering patient records in a healthcare database.
Handled large volumes of data entry tasks, processing over 1,000 entries daily.
Implemented data validation techniques to ensure d...
- Q42. Nice experience in data analytics
- Ans.
I have extensive experience in data analytics, focusing on data collection, analysis, and visualization to drive informed decisions.
Proficient in using tools like Excel and SQL for data manipulation and analysis.
Experience in creating dashboards using Tableau to visualize key performance indicators.
Conducted data cleaning and preprocessing to ensure accuracy in analysis.
Worked on a project that analyzed customer feedba...
- Q43. Data analytics full
- Q44. Experience in analytics
- Ans.
I have experience in data analytics, focusing on data entry accuracy and efficiency to support decision-making processes.
Utilized Excel for data analysis, creating pivot tables to summarize large datasets.
Implemented data validation techniques to ensure accuracy in data entry, reducing errors by 20%.
Analyzed trends in data to provide insights for improving operational efficiency.
Collaborated with cross-functional teams...
- Q45. Analytics in icici
- Ans.
ICICI Bank utilizes analytics for customer insights, risk management, and operational efficiency to enhance banking services.
Customer Segmentation: ICICI uses analytics to categorize customers based on behavior, enabling targeted marketing strategies.
Risk Assessment: Advanced analytics helps in evaluating credit risk, allowing for better loan approval processes.
Fraud Detection: Real-time analytics monitors transactions...
- Q46. Icici experience in
- Ans.
My experience at ICICI involved data management, customer service, and process optimization, enhancing efficiency and accuracy.
Managed customer data entry with a focus on accuracy, reducing errors by 20%.
Assisted in the implementation of a new data management system, improving retrieval times by 30%.
Provided support to customers via phone and email, resolving queries efficiently.
Conducted regular audits of data entries...
- Q47. Nice in bank
- Q48. Bank experience
- Ans.
I have experience in data entry within a banking environment, focusing on accuracy and efficiency in handling financial data.
Managed customer account information, ensuring data accuracy and compliance with banking regulations.
Processed transactions and maintained records, reducing errors by implementing a double-check system.
Utilized banking software to input and retrieve data, improving processing speed by 20%.
Collabo...
- Q49. Experience in securities
- Ans.
I have experience in securities, focusing on data entry, analysis, and compliance within financial markets.
Managed data entry for stock transactions, ensuring accuracy and timeliness.
Utilized Excel for tracking and analyzing market trends, improving reporting efficiency.
Collaborated with compliance teams to ensure data integrity and adherence to regulations.
Handled sensitive information with confidentiality, maintainin...
- Q50. Securities experience
- Ans.
I have experience in securities processing, data entry, and compliance within financial services.
Managed data entry for securities transactions, ensuring accuracy and compliance with regulations.
Utilized software like Bloomberg and Reuters for real-time data entry and analysis.
Conducted regular audits of securities data to maintain integrity and accuracy.
Collaborated with compliance teams to ensure all securities data ...
- Q51. Super experience
- Q52. 👍 experience in all jobs
- Ans.
I have diverse experience across various roles, enhancing my skills in data entry, accuracy, and attention to detail.
Worked as a data entry clerk for 2 years, managing large datasets with 99% accuracy.
Utilized Excel and other software to streamline data processing, reducing entry time by 30%.
Handled sensitive information in a previous role, ensuring compliance with data protection regulations.
Participated in training s...
- Q53. Job experience in
- Ans.
I have extensive experience in data entry, focusing on accuracy, efficiency, and attention to detail in various roles.
Managed data entry for over 5 years in a corporate environment, ensuring high accuracy rates.
Utilized software like Microsoft Excel and Access to streamline data processing tasks.
Conducted regular audits of data to identify and correct discrepancies, improving overall data integrity.
Trained new employee...
- Q54. Typing experience
- Q55. Type writing in
- Ans.
Typewriting is the process of inputting text using a keyboard, focusing on speed and accuracy.
Typewriting involves using a keyboard to input text into a computer or typewriter.
It requires familiarity with keyboard layout, such as QWERTY.
Practicing touch typing can improve speed and accuracy; for example, using online typing tests.
Common software for typewriting includes word processors like Microsoft Word or Google Doc...
- Q56. How many times I want say
- Q57. What are you what I want say
- Q58. How many questions u wli ask
- Q59. I don't this many questions
- Q60. Please stop your questions
- Q61. I will give feedback
- Q62. I have given
- Q63. Feedback is four stars
- Ans.
Receiving four-star feedback indicates a strong performance with room for improvement.
Positive aspects: The work was accurate and timely, demonstrating efficiency.
Areas for improvement: Attention to detail could be enhanced to avoid minor errors.
Customer satisfaction: While four stars is good, aiming for five stars should be the goal.
Feedback examples: Clients appreciated the quick turnaround but noted some formatting ...
- Q64. Tq so much
- Q65. Stop the question
- Q66. Please stop all the questions
- Q67. How many questions
- Q68. Amazon is very
- Q69. Amzon company is
- Q70. Super experience in
- Ans.
I have extensive experience in data entry, ensuring accuracy and efficiency in managing large volumes of information.
Proficient in using data entry software like Microsoft Excel and Google Sheets.
Experience in maintaining databases, ensuring data integrity and accuracy.
Skilled in typing with a speed of 70 words per minute, enhancing productivity.
Familiar with data validation techniques to minimize errors during entry.
W...
- Q71. Amzon is good
- Q72. Good is nice
- Q73. Nice in god
- Q74. God is very good
- Q75. Tq god in
- Q76. Full experience god
- Q77. Tq amzon in
- Q78. Amzon in all
- Q79. In all job
- Q80. In jobs experience
- Ans.
I have extensive experience in data entry, focusing on accuracy, efficiency, and attention to detail in various roles.
Managed data entry for over 5 years in a corporate environment, ensuring 99% accuracy in records.
Utilized software like Microsoft Excel and Google Sheets for data management, streamlining processes.
Handled sensitive information with confidentiality, adhering to data protection regulations.
Trained new em...
- Q81. Tq to all
- Q82. Company to all
- Q83. Full of sup
- Q84. Nice all details
- Q85. Details in all
- Q86. Rear experience in
- Ans.
I have extensive experience in data entry, focusing on accuracy, efficiency, and attention to detail in various projects.
Managed data entry for a large retail company, processing over 1,000 transactions daily.
Utilized Excel and database software to maintain accurate records and streamline data retrieval.
Conducted regular audits to ensure data integrity, identifying and correcting discrepancies.
Trained new team members ...
Selected
I applied via Naukri.com and was interviewed before Jan 2023. There was 0 interview round.
- Q1. One to one interview
- Q2. For documentation.
- Q3. It's aptitude test in application
Interview Preparation Tips
Selected
I appeared for an interview in Feb 2025.
A standardized assessment that measures a person's skills, potential, and cognitive abilities. It's used to evaluate a candidate's suitability for a specific role or field.
(2 Questions)
- Q1. Job interview where a candidate meets with a single interviewer. It's also known as a traditional interview or individual interview. How it works The interviewer is typically a hiring manager, HR professi...
- Q2. Learn about a candidate's behavioural patterns and experience with specific workplace challenges.
Heml Kapila
Selected
(2 Questions)
- Q1. Studies background
- Q2. Prehoius job experiance
- Ans.
I have diverse experience in consulting, focusing on strategic planning and operational efficiency across various industries.
Led a project to streamline operations for a retail client, resulting in a 20% reduction in costs.
Conducted market analysis for a healthcare startup, helping them secure $1M in funding.
Facilitated workshops for clients to improve team collaboration and project management skills.
(2 Questions)
- Q1. Compatiblity with work
- Ans.
I prioritize work compatibility by aligning my skills and values with the organization's goals.
I ensure my work style and communication methods align with the team's dynamics.
I adapt to the company's culture and values to enhance collaboration and productivity.
I seek feedback and make adjustments to improve my performance and fit within the organization.
I prioritize work-life balance to maintain productivity and well-b...
- Q2. Perfect in skills
(2 Questions)
- Q1. Full day working flexiblity
- Q2. Distance from home
- Ans.
The distance from home is a key factor to consider when evaluating a job opportunity.
Consider the commute time and transportation options available
Think about the impact on work-life balance and personal well-being
Evaluate the potential cost of commuting and the convenience of the location
Interview Preparation Tips
(5 Questions)
- Q1. Bank operations personal loans, bil loans, auto loan, home loan,
- Q2. Case login to disbuments any questions
- Q3. Prepade cards operation
- Ans.
Prepaid cards operation involves managing the issuance, activation, loading, and usage of prepaid cards.
Issuance of prepaid cards to customers
Activation of prepaid cards through online or phone
Loading funds onto prepaid cards through various methods
Monitoring and tracking usage of prepaid cards for security purposes
- Q4. Data entery mis also
- Q5. Documents sccanning and unloading
I applied via Campus Placement and was interviewed in Nov 2024. There were 2 interview rounds.
Aptitude test contains Logical Reasoning Questions, Analytical Skills questions, and some general Questions, there are no coding questions for it
(6 Questions)
- Q1. First Question is to introduce yourself
- Q2. Want to explain me my data science project I explained it in good way
- Q3. Gave some scenario that how your project will work for these secnarios
- Ans.
A project scenario involves analyzing requirements, stakeholder engagement, and delivering solutions effectively.
Identify stakeholders: Engage with users, management, and IT to gather requirements.
Conduct workshops: Facilitate sessions to brainstorm and clarify project goals.
Use data analysis: Analyze existing data to identify trends and inform decision-making.
Create user stories: Develop user stories to capture functi...
- Q4. Asks me about the polymorphism and its example
- Ans.
Polymorphism allows objects to be treated as instances of their parent class, enhancing flexibility in programming.
Polymorphism is a core concept in object-oriented programming.
It enables methods to do different things based on the object it is acting upon.
Example: A function 'draw()' can be used for different shapes like Circle and Square, each implementing its own version.
There are two types: compile-time (method ove...
- Q5. Asks about my family background
- Q6. Asks whether I am able to relocate
I appeared for an interview in May 2025, where I was asked the following questions.
- Q1. Account Related
- Q2. Banking Related
- Q3. Insurance Related
Interview Preparation Tips
NS KUMAR
Selected
I appeared for an interview in Dec 2024, where I was asked the following questions.
- Q1. Walk through about the experience and role
- Ans.
Experienced Credit Analyst skilled in assessing creditworthiness and managing risk for diverse clients.
Conducted thorough credit analysis for corporate clients, evaluating financial statements and credit reports.
Developed risk assessment models that improved loan approval processes by 20%.
Collaborated with cross-functional teams to ensure compliance with lending regulations.
Presented findings and recommendations to sen...
- Q2. What exactly have u done
- Ans.
As a Credit Analyst, I assess creditworthiness, analyze financial data, and provide insights for lending decisions.
Conducted credit analysis by reviewing financial statements and credit reports to evaluate borrower risk.
Developed financial models to forecast cash flows and assess repayment capacity for loan applicants.
Collaborated with cross-functional teams to gather necessary documentation and ensure compliance with ...
- Q3. Are u comfortable doing sales
- Ans.
I am comfortable with sales, as it enhances my communication skills and helps build relationships with clients.
Sales experience: I have worked in roles where I had to pitch financial products to clients, enhancing my persuasive skills.
Client relationships: Building rapport with clients is crucial; I enjoy understanding their needs and providing tailored solutions.
Analytical skills: As a credit analyst, I can analyze da...
- Q4. Are u willing for transfers
- Ans.
I am open to transfers as they provide opportunities for growth and new experiences in my career as a Credit Analyst.
Transfers can enhance my skills by exposing me to different markets and clients.
I believe that working in various locations can broaden my perspective on credit analysis.
For example, a transfer to a different city might allow me to understand regional economic factors better.
I am adaptable and see transf...
- Q5. Tell me about ur self
- Ans.
I am a detail-oriented finance professional with a strong background in credit analysis and risk assessment.
Education: I hold a degree in Finance from XYZ University, where I graduated with honors.
Experience: I have over 3 years of experience as a credit analyst at ABC Corp, where I evaluated creditworthiness of clients.
Skills: Proficient in financial modeling and analysis, using tools like Excel and credit assessment ...
Interview Preparation Tips
Selected
I appeared for an interview in May 2025, where I was asked the following questions.
- Q1. Bank office wark
- Q2. Loan vibhag: Card vidhag
- Q3. Fresher can apply
- Q4. Bank job Rajkot
- Q5. Rajkot city office Bank job
- Q6. Fresher can apply
- Q7. Rajkot bank address
Interview Preparation Tips
Selected
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(1 Question)
- Q1. What to you know about mutual funds?
- Ans.
Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of securities.
Mutual funds are managed by professional fund managers who make investment decisions on behalf of the investors.
Investors can buy shares of mutual funds, which represent their ownership in the fund's portfolio.
Mutual funds offer diversification, liquidity, and professional management to invest...
(1 Question)
- Q1. Where do you want to see yourself after 2 years?
- Ans.
I see myself in a leadership role, managing a team and driving strategic initiatives for the organization.
Leading a team of professionals towards achieving common goals
Implementing strategic initiatives to drive growth and success
Continuing professional development to enhance leadership skills
Building strong relationships with stakeholders and colleagues
Interview Preparation Tips
ICICI Bank Interview FAQs
Some of the top questions asked at the ICICI Bank interview -
The duration of ICICI Bank interview process can vary, but typically it takes about less than 2 weeks to complete.
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ICICI Bank Interviews By Designations
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Interview Questions for Popular Designations
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Overall Interview Experience Rating
based on 2.6k interview experiences
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ICICI Bank Reviews and Ratings
based on 41.9k reviews
Rating in categories
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Deputy Manager
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|  ₹2.5 L/yr - ₹11.2 L/yr |
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Relationship Manager
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