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Knowledge Splice Services pvt ltd. Us Mortgage Process Associate Interview Questions and Answers

Updated 24 Apr 2025

Knowledge Splice Services pvt ltd. Us Mortgage Process Associate Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Mar 2025, where I was asked the following questions.

  • Q1. About your self
  • Q2. Family background

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I applied via Walk-in and was interviewed in May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Reasoning and english test are there in offline mode

Round 3 - HR 

(1 Question)

  • Q1. Tell me something about yourself,your previous job experience in details,why you left your previous companies,are you comfortable in night shifts,your salary expectation & when will you join if you will sh...
Round 4 - TL Round 

(2 Questions)

  • Q1. Just same questions as hr round
  • Q2. Hobbies,family related,father bussiness

Interview Preparation Tips

Topics to prepare for Cogneesol Process Associate interview:
  • English, reasoning
Interview preparation tips for other job seekers - You will shortlist in this company if you are looking for low package or you will have a good connection internally with some leading person.Otherwise if a experienced person will go without any reference they will not select him as saying that you are not fit for our budget.Be careful from HR Bhagt sharma.He is most clever & wrong person.I gave all interview round.He ask me to wait for 1 week.If you will not selected we will see for other opportunity for you if we can.2 weeks passed he is just saying that we are shortlisting after 2 weeks he says that our budget is low.I agreed to join on that budget i.e:- 3 lac. But then they said me to give a fresh interview as of now.Next day i have gone there & spend my half of day.After all rounds,they just said that your communication skills are not upto mark of that.In my front a girl was sitting,she was fresher as we had words for a moment like where she had come from.A manager came to her & said her that i had called bhagat sharma & he will shortlist her.She need not to worry.I was lacking in communication skills then why he didn't give me feedback in my ist time.Just they are hanging job seekers & want that they will join on fresher budget.Anyhow I am joining HCL now & its a much big company than hcl.I don't think their feedback was genuine,if it was then why i have selected in hcl brand in technical role also??

Us Mortgage Process Associate Interview Questions Asked at Other Companies

asked in Wipro
Q1. What is a mortgage? A mortgage is a loan used to purchase a prope ... read more
Q2. Are you interested in this opportunity?
asked in Wipro
Q3. What documents would you use? Income verification Tax reports Soc ... read more
asked in Cognizant
Q4. What is a U.S. mortgage?
asked in Wipro
Q5. What are your strengths?
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Jul 2023. There were 2 interview rounds.

Round 1 - Aptitude Test 

It was an simple mcq questions

Round 2 - HR 

(2 Questions)

  • Q1. What do you know about our company
  • Ans. 

    Your company is a leading provider of innovative solutions in the industry, focusing on quality and customer satisfaction.

    • Founded in [Year], the company has grown to become a key player in [Industry].

    • The company emphasizes sustainability, implementing eco-friendly practices in its operations.

    • It has received numerous awards for excellence in customer service, such as [specific award].

    • The company invests heavily in resea...

  • Answered by AI
  • Q2. Why do you want to join this field
Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Jul 2024. There were 3 interview rounds.

Round 1 - Aptitude Test 

This test is an offline assessment covering math, logical reasoning, and English grammar. However, it holds less importance as HR will primarily focus on your process-related work experience, communication skills, knowledge about the company, and understanding of the process, especially if you are a fresher.

Round 2 - HR 

(6 Questions)

  • Q1. Tell me about yourself.
  • Q2. Tell me in brief about your work experience.
  • Q3. When did you leave your previous organization and why?
  • Ans. 

    I left my previous organization in June 2023 due to a desire for new challenges and growth opportunities in my career.

    • I left my previous organization in June 2023 after working there for three years.

    • I was seeking new challenges that aligned better with my career goals.

    • The company was undergoing restructuring, which limited growth opportunities.

    • I wanted to explore roles that offered more responsibility and skill develop...

  • Answered by AI
  • Q4. Are you an immediate joiner or what is your notice period?
  • Q5. Do you know about cogneesol?
  • Q6. I will shortlisted you for the next round wait for it, or take a break.
Round 3 - One-on-one 

(3 Questions)

  • Q1. He/she will look at your resume and ask about your salary expectations.
  • Q2. Show me your last salary slip or appraisal letter.
  • Q3. We will provide your "XX" amount per month where "X" will be fixed and "Y" will be your NSA and incentives. If you are ready we will provide you an offer letter immediately.

Interview Preparation Tips

Interview preparation tips for other job seekers - Initially, the advertised vacancy was for both senior process associate and process associate positions, however on the day of the walk-in, they clarified that the position was only for a Process associate. The entire selection process took place in the cafeteria, with no designated rooms for HR or Managerial rounds, and interviews were conducted in front of all the candidates. The test seemed to focus more on procedural knowledge rather than its value. The HR round was merely to confirm whether you were genuinely seeking a job and to provide information about the company.

When the manager arrived at 4 clocks, they conducted interviews in the same place reviewed resumes, and emphasized that, as an ISO-certified company, they don't entertain candidates who are only interested in getting an offer letter. They asked for salary slips and explained that the salary structure includes a fixed component (basic salary plus HRA), with the rest considered as allowances. They offered a minimal hike of 1,000 to 2000 INR on your fixed salary. If you agreed, they would connect you with HR for documentation. However, 99% of experienced candidates declined the offer because no one wanted to reduce their value in terms of CTC.

I had a terrible interview experience with this unprofessional and disrespectful company. I strongly advise against attending an interview there as it will likely be a negative experience. Only consider it as a last resort if you are facing extreme rejection and poor conditions. Moreover, they don't offer more than a 3% hike in future appraisals.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. Salaries related enteries

I appeared for an interview before May 2016.

Interview Questionnaire 

3 Questions

  • Q1. Tell me about yourself?
  • Q2. Past experience ?
  • Q3. Sell me this pen
  • Ans. 

    This pen is not just a writing tool; it's a gateway to creativity, communication, and expression.

    • Quality: This pen features a smooth ink flow, ensuring a seamless writing experience, perfect for signing important documents.

    • Versatility: Ideal for both professional settings and personal use, whether you're jotting down notes in a meeting or writing a heartfelt letter.

    • Design: Its sleek and elegant design makes it a stylis...

  • Answered by AI

Interview Preparation Tips

Round: Resume Shortlist
Experience: I applied on naukri.com and the resume was shortlisted for a face to face interview.

Round: HR Interview
Experience: It started as with normal introduction, hobbies and exp.. Then i was asked to sell a pen just to test my sales skills.
Tips: Be Confident !

Skills: Communication And Confidence, Sales, Telecommunication
Be interview-ready. Browse the most asked HR questions.
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I applied via Recruitment Consulltant and was interviewed before Sep 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

A written test which included questions from English and aptitude.

Round 3 - One-on-one 

(3 Questions)

  • Q1. 1.asked about the previous experience. 2.asked to tell about myself.
  • Q2. Tell me something about yourself
  • Q3. Tell me about your previous experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Tell about your experience in detail. you will have to answer in detail about your total experience.
Are these interview questions helpful?

I applied via Referral and was interviewed in May 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

General aptitude questions on GK and maths

Round 3 - HR 

(2 Questions)

  • Q1. Description of previous experience
  • Q2. Current package and Salary expectation
Round 4 - One-on-one 

(1 Question)

  • Q1. Operations interview round about experience and skills

Interview Preparation Tips

Interview preparation tips for other job seekers - Good communication skills is a must. Experience in Sales and customer service is advantageous.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed before Jun 2023. There were 2 interview rounds.

Round 1 - Aptitude Test 

English , Logical reasoning and Quantitative aptitude

Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell me About yourself
  • Q2. What do you know about Insurance

I applied via Naukri.com and was interviewed in Feb 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Previous last job relatable questions?
  • Q2. Self introduction somthing family details and why join this company?

Interview Preparation Tips

Interview preparation tips for other job seekers - Typing speed must 40 wpm and accuracy 95 percent was important. And quality so so important in this claim associate

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Overall Interview Experience Rating

5/5

based on 1 interview experience

Difficulty level

Easy 100%

Duration

Less than 2 weeks 100%
View more
8% less than the average Us Mortgage Process Associate Salary in India
View more details

Knowledge Splice Services pvt ltd. Us Mortgage Process Associate Reviews and Ratings

based on 1 review

5.0/5

Rating in categories

5.0

Skill development

5.0

Work-life balance

5.0

Salary

5.0

Job security

5.0

Company culture

5.0

Promotions

5.0

Work satisfaction

Explore 1 Review and Rating
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