Standard Chartered Interview Questions and Answers for Freshers

Q1. What are the programing tools you know ? Rate yourself ( out of 5 )
Ans. 
I am proficient in several programming tools and rate myself highly in their usage.
• Java - 5

• Python - 4

• SQL - 4

• R - 3

• MATLAB - 3

• Tableau - 4

• Excel - 5
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Q2. Important of SAS Macro.
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SAS Macro is important for automating repetitive tasks and reducing code redundancy.
• SAS Macro allows for parameterization of code, making it more flexible and reusable.

• It can be used to automate repetitive tasks, saving time and effort.

• Macro variables can be used to store and manipulate data, making code more efficient.

• Macro functions can be used to perform complex calculations and data transformations.

• SAS Macro can he...read more
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Q3. How to create macro variables?
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Macro variables can be created using the %LET statement in SAS programming.
• Use %LET statement followed by the macro variable name and its value.

• Macro variables can be created with or without quotes around the value.

• Macro variables can be referenced using & symbol followed by the variable name.

• Example: %LET var1 = 10; %LET var2 = 'Hello';

• Example: %LET var3 = &var1.;
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Q4. How to get different dataset from existing one ?
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To get a different dataset from an existing one, you can filter, sort, aggregate, or transform the data.
• Filter the data by selecting specific rows or columns based on certain criteria.

• Sort the data by arranging it in ascending or descending order based on one or more columns.

• Aggregate the data by grouping it based on one or more columns and calculating summary statistics.

• Transform the data by applying mathematical or l...read more
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Q5. How to remove null values in numeric data types?
Ans. 
Null values in numeric data types can be removed using various methods.
• Use the dropna() function in pandas library to remove null values.

• Replace null values with a default value using fillna() function.

• Use the interpolate() function to fill null values with interpolated values.

• Use the drop() function to remove rows or columns with null values.

• Use the notnull() function to filter out null values from the data.
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Q6. Difference between add and sum function
Ans. 
Add function is used to concatenate two or more strings or add numbers, while sum function is used to add numbers only.
• Add function can be used to concatenate strings like 'hello' and 'world' to form 'helloworld'

• Add function can also be used to add numbers like 2 and 3 to form 5

• Sum function is used to add numbers only, like sum(2,3) will return 5
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Q7. Use of retain statement.
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Retain statement is used to store the value of a variable across iterations of a data step.
• Retain statement is used to keep the value of a variable from one iteration of a data step to the next.

• It is commonly used to calculate running totals or to keep track of previous values.

• Retain statement is placed before the SET statement in a data step.

• Example: retain total; total + sales; output;

• Retain statement can also be use...read more
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Q8. How to remove duplicate Records by using first. And last. ?
Ans. 
Removing duplicate records using first. and last. functions.
• Use the first. and last. functions to select the first and last occurrence of each record.

• Sort the data by the key field to ensure that the first and last records are selected correctly.

• Use the delete statement to remove the duplicate records.
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Q9. How to get cumulative salary from a employee table ?
Ans. 
To get cumulative salary from an employee table, you can use SQL aggregate function SUM() along with GROUP BY clause.
• Write a SQL query to select the employee ID and the sum of their salaries from the employee table.

• Use the SUM() function to calculate the cumulative salary for each employee.

• Group the results by employee ID using the GROUP BY clause.

• The query should look like: SELECT employee_id, SUM(salary) FROM employe...read more
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Q10. How Tableau get data from SAS environment?
Ans. 
Tableau can connect to SAS environment through ODBC or SAS/ACCESS Interface.
• Tableau can use ODBC to connect to SAS environment and access data.

• SAS/ACCESS Interface can also be used to connect Tableau to SAS environment.

• Tableau can directly connect to SAS datasets and tables.

• Tableau can also use SAS data connectors to access data from SAS environment.
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Q11. What is calculative field in SAS
Ans. 
A calculative field in SAS is a field that is created by performing calculations on existing fields.
• Calculative fields are created using SAS functions and expressions.

• They can be used to perform complex calculations and transformations on data.

• Examples include calculating averages, percentages, and ratios.

• Calculative fields can be added to existing datasets or created as part of a data transformation process.
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Q12. What is blending in Tableau ?
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Blending in Tableau is combining data from multiple sources to create a single view.
• Blending allows for analysis of data from different sources without the need for merging.

• Data sources can be blended based on common fields or dimensions.

• Blending can be used to create a single view with data from multiple sources.

• Example: Blending sales data from Excel with customer data from a database to analyze customer behavior.

• Exa...read more
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Q13. What are the different filters in Tableau you use.
Ans. 
Tableau has various filters including dimension filters, measure filters, top N filters, wildcard filters, and context filters.
• Dimension filters allow you to filter data based on specific dimensions such as category or region.

• Measure filters filter data based on measures like sales or profit.

• Top N filters allow you to filter the top or bottom N values based on a measure.

• Wildcard filters filter data based on a specific ...read more
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Q1. What is Datamart and Data warehouse
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Datamart is a subset of a data warehouse that is designed for a specific business unit or department.
• Data warehouse is a centralized repository that stores data from various sources for business intelligence purposes.

• Data warehouse is designed for enterprise-wide querying and analysis.

• Datamart is a subset of a data warehouse that is designed for a specific business unit or department.

• Datamart contains a subset of data ...read more
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Q2. What are the cleansing process you used
Ans. 
We use a multi-step process to cleanse data, including removing duplicates, correcting errors, and standardizing formats.
• Identify and remove duplicates

• Correct errors such as misspellings and inconsistent data formats

• Standardize data formats to ensure consistency

• Validate data against external sources

• Perform manual review and verification as needed
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Q3. Difference between CSV and Excel file
Ans. 
CSV is a plain text file format while Excel is a binary file format.
• CSV files contain data separated by commas while Excel files can contain multiple sheets and complex formatting.

• CSV files can be easily opened in any text editor while Excel files require Microsoft Excel or a compatible program.

• CSV files are smaller in size compared to Excel files.

• CSV files are commonly used for data exchange between different systems ...read more
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Q4. How you manage your time ?
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Q5. What are the different dashboard you prepared till now
Ans. 
I have prepared various dashboards for different purposes.
• Sales dashboard for tracking revenue and sales performance

• Marketing dashboard for monitoring campaign effectiveness and lead generation

• Financial dashboard for analyzing financial data and forecasting

• Operational dashboard for tracking operational metrics and KPIs

• Customer service dashboard for monitoring customer satisfaction and support metrics
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Q6. Who are your stakeholders
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Stakeholders include anyone impacted by or involved in a project, such as clients, team members, and management.
• Clients: They define project requirements and expectations, e.g., a healthcare provider needing a data analysis report.

• Team Members: Collaborate on data collection and analysis, e.g., working with data engineers and junior analysts.

• Management: Oversee project progress and resource allocation, e.g., presenting...read more
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Q7. Whom you present your report
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I present my report to my immediate supervisor and other relevant stakeholders.
• Reports are presented to the immediate supervisor for review and approval.

• Reports may also be presented to other stakeholders such as department heads or clients.

• The presentation format may vary depending on the audience and purpose of the report.
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Q8. What type of adhoc report you get from client side ?
Ans. 
Adhoc reports requested by clients vary depending on their needs and objectives.
• Client may request reports on sales performance, customer behavior, or market trends.

• Reports may be in the form of tables, graphs, or charts.

• Clients may also request customized reports based on specific criteria or filters.

• Adhoc reports are usually requested on a one-time basis and may not follow a regular schedule.
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Q9. What is your day to day activities
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Only we can determine how easy it was.

Q1. Can you tell me about yourself?
Ans. 
I am a dedicated and detail-oriented analyst with a strong background in data analysis and problem-solving.
• I have a Bachelor's degree in Statistics from XYZ University.

• I have 3 years of experience working as a data analyst at ABC Company.

• I am proficient in using statistical software such as R and Python for data analysis.

• I have a proven track record of delivering actionable insights to drive business decisions.
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Q2. They ask about your work experience?
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Q3. Based on your work experience, what questions do you expect to be asked?
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Just a normal aptitude test

Q1. They asked many questions about what we mentioned in our resume
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Q2. What types of banking services does standard chartered provide?
Ans. 
Standard Chartered provides a wide range of banking services including retail banking, corporate banking, wealth management, and investment banking.
• Retail banking services such as savings accounts, credit cards, and personal loans

• Corporate banking services including trade finance, cash management, and corporate lending

• Wealth management services like investment advisory and portfolio management

• Investment banking service...read more
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Q3. What is the difference between a commercial bank and a investment bank?
Ans. 
Commercial banks focus on providing services to individuals and businesses, while investment banks focus on helping companies raise capital and provide financial advisory services.
• Commercial banks primarily deal with deposits, loans, and basic financial services for individuals and businesses.

• Investment banks focus on underwriting securities, facilitating mergers and acquisitions, and providing financial advisory servi...read more
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Q4. What is Nostro reconciliation?
Ans. 
Nostro reconciliation is the process of ensuring that the bank's records of its accounts with other banks match the records of those banks.
• Nostro reconciliation involves comparing the bank's records of its accounts with other banks to the records provided by those banks.

• It helps in identifying any discrepancies or errors in the transactions between the banks.

• The process involves investigating and resolving any differen...read more
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2 questions were asked followed by a behavioral test

Q1. Basic merge sort
Ans. 
Merge sort is a divide-and-conquer algorithm that sorts an array by recursively splitting and merging sorted subarrays.
• 1. Divide the array into two halves until each subarray contains a single element.

• 2. Merge the subarrays back together in sorted order.

• 3. Example: For array [38, 27, 43, 3, 9, 82, 10], split into [38, 27, 43] and [3, 9, 82, 10].

• 4. Continue splitting until you have [38], [27], [43], [3], [9], [82], [10]...read more
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Q2. About projects and experiences
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Q1. Why do you want to join SCB
Ans. 
I want to join SCB because of its reputation for innovation and global presence.
• SCB is known for its innovative approach to banking and financial services

• I am impressed by SCB's global network and opportunities for growth

• I believe SCB will provide me with valuable experience and skills for my future career
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Q2. Very basic hr questions
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